To The Moon

🌟🌟🌟What a rollercoaster 2025 has been!  It started with a bang - a gut wrenching dip in April due to Trump's Tariffs, only for US equities to perform the most spectacular rebound in history.  It wasn't just a Bull market.  It was a beast unleashed. The Global Carnage and the AI Paradox  We watched history unfold in real time as Gold finally breached the mythical USD 4,000 mark for the first time ever.  Meanwhile $NVIDIA(NVDA)$  became an unstoppable force, hitting an eye watering USD 5 trillion market cap.  But the year ended with a twist of irony: by December, capital appeared to be abandoning the very AI sector that fueled the rally.  It was a classic "buy the rumour, sell th

🌟🌟🌟The air is thick with tension as NVIDIA $NVIDIA(NVDA)$  the AI darling of the decade fights to reclaim its crown.  After a gut wrenching correction that saw the market momentarily turn its back on Nvidia, the question on every investor's mind this December: Is Nvidia a buy the dip miracle or a trap waiting to spring? Nvidia's Rebound Riding on Micron's Coattails The clouds began to part this week as $Micron Technology(MU)$  delivered a blowout earnings report that acted like a shot of adrenaline to the sector.  Nvidia, which had been languishing below key moving averages, caught a massive wave of sympathy bid. When the "mem

🟩 Are you stuck in the "Blue Chip Loop," buying the same banks and telcos just because they're familiar, while smart money is quietly finding 6% yields in boring, overlooked sectors? Most retail investors in Singapore crowd into DBS or Singtel, completely missing out on stable industrial REITs and business trusts that pay reliable dividends without the headlines. The problem isn't a lack of good stocks on the SGX; it's the lack of a system to find them without spending hours reading annual reports. In this finale of our Investor’s Toolkit Masterclass, I reveal my personal "one-minute workflow" for filtering the entire Singapore market—over 700 stocks—down to a gold list of five to ten high-quality winners. We move beyond simple luck and start using institutional-grade screening tools to st

*** PERSONAL IGGY'S NOTE: If you look at the raw data models (like the ones I shared), they are currently flashing red on UOB. They flag it as 'overvalued' relative to its history and prefer OCBC for its momentum. If you were trading purely on numbers, you'd swap UOB for OCBC today. But here is the caveat: these algorithms can be blunt instruments. For example, the model flags UOB for 'burning cash'—but banks are supposed to deploy cash (lend it) to make money! It also penalizes UOB for lower margins, failing to account for its specific growth phase. The model sees 'weakness,' but I see a 'cyclical lag' that offers deep value. So, while I am adding OCBC to my portfolio to capture its current strength (respecting the data), I am not rejecting UOB. I am holding it as a value play. The lesson

Market Outlook of S&P500 (22Dec25) Technical Analysis Overview MACD Indicator Following the recent top crossover, the Moving Average Convergence Divergence (MACD) indicator is now signalling a downtrend. Moving Averages The price action, as depicted by the candlesticks, is currently situated above both the 50-day and 200-day moving average (MA) lines. This positioning indicates a bullish trend in both the short-term and long-term outlooks. Furthermore, both the 50 MA and the 200 MA are trending upward, reinforcing the positive trend. Exponential Moving Averages (EMAs) The three Exponential Moving Averages (EMA) lines have recently converged and are showing a bullish outlook. This convergence and subsequent uptrend further support the case for continued bullish momentum in the market. C

From my perspective, Nvidia's recent rebound alongside Micron's  $Micron Technology(MU)$  strong earnings is a reminder that the market is still highly sensitive to real demand signals in the semiconductor space. When memory players start delivering upside, it usually confirms that the AI supply chain is not slowing, but rather broadening. That gives me more confidence that Nvidia's recent pullback was more about positioning and sentiment than any fundamental break. I also pay close attention to Morgan Stanley's stance, and their continued conviction matters. Naming Nvidia, Broadcom $Broadcom(AVGO)$  , and Astera Labs as top semico

Looking back, I would describe 2025 as a very fruitful year for me as an investor. Despite the sharp sell-off in April, U.S. equities rebounded strongly and went on to set new record highs. Volatility was high, but overall I am satisfied with my investment returns, especially considering how quickly market narratives shifted throughout the year. A large part of my performance came from AI-related names. Stocks like Palantir $Palantir Technologies Inc.(PLTR)$  , Nebius, and CoreWeave were major contributors, and they reinforced my belief that being positioned early in structural themes still matters. Even though sentiment toward AI cooled toward year-end, the gains achieved earlier in the cycle made a meaningful difference to my overall p

My stock to watch today is $SoFi Technologies Inc.(SOFI)$ , as markets remain steady and attention shifts to company-specific catalysts. SoFi stands out following its announcement of a U.S. dollar stablecoin issued by a federally chartered bank. The launch of SoFiUSD goes beyond a typical crypto headline. Fully backed by cash held at the Federal Reserve, it positions SoFi as a bridge between traditional banking and blockchain infrastructure, with potential use across payments, remittances, and its Galileo platform. From an investment perspective, this adds strategic optionality. As stablecoins move closer to mainstream adoption, SoFi’s early, regulated entry could become a competitive edge. While execution remains key, the move underscores SoFi’

🌟🌟🌟In a world reeling from a year of market whiplash, AI paradoxes and geopolitical jitters, one truth has become terrifyingly clear: the Digital frontier is under siege. This is where $iShares Cybersecurity and Tech ETF(IHAK)$ comes in - not just as an investment but as a tactical bet on the importance of Cybersecurity. The Unstoppable Force of Fear Markets are driven by greed and fear and right now, fear is building the strongest fundamental case in the world.  Cybercrime costs are expected to double in the coming years.  Every AI breakthrough, every digital payment and every piece of data stored in the cloud is a target.  Companies must spend on protection, making cybersecurity a non discretionary expense. IHAK taps into th

I'm just doing what I do, buying stocks every week when I get paid. Learning everything I possibly can every day, and adding intel to spreadsheets. Today I was diving into $IREN Ltd(IREN)$, $PayPal(PYPL)$.  Not much uncovered on either but a little more color on both. With Iren it was their capped call capital raise that has them reporting at GAAP profit for Q4 of over $600 million, in paper profits. Capped call capital raises are totally mis reported. Commentators always throw up their hands crying wolf, screaming shareholder dilution. But they are so wrong.  I'll simplify, but Iren raised just over 1 billion issuing new shares, but used part of the money raised to basically buy calls. These ca

Micron Technology (MU) is capitalizing on record Artificial Intelligence (AI) demand and sustaining its rally with a sold-out 2026 order book, but future growth faces risks from competition and geopolitical tensions。。。 Like NVIDIA Corp (NVDA), MU is riding the AI surge, but it lacks a monopoly and must battle memory giants Samsung and SK Hynix for market share The supply-demand imbalance remains tight as AI memory uses triple the typical wafer capacity, but prices may stabilize as new supply enters the market in the coming years It is not too late to get on board memory stocks for those bullish on the long-term AI supercycle; investment in MU remains viable, though long-term prospects depend on navigating volatility, geopolitical risks, and intense competition, which could dampen growth pr

I'm leaning cautiously bullish as the Santa Rally window begins. Historically, the last five trading days of the year and the first two of the new year tend to favor the upside, and Friday's rebound felt like an early confirmation of that seasonal tailwind. With liquidity thinning and positioning lighter, even modestly positive sentiment can move prices faster than usual. That said, I'm not treating this as a "buy and forget" period. Year-end markets can be deceptive—moves can be sharp, but reversals can be just as quick. I'm staying disciplined, focusing on price action and momentum rather than big macro predictions. If the tape confirms strength, I'm happy to ride it; if not, I'll step aside quickly. Given the holiday mood and improving sentiment, my plan is to lean more into short-term,

🌟 OCBC Bank Shines Bright: Why It’s Up 3% and Why I’m Shifting from dollar averaging UOB to DBS and OCBC The Singapore banking landscape has been buzzing this week, and one clear winner emerged  — OCBC Bank. The share price rose by about 1%, catching the attention of investors who value both yield and growth. I’ll share why OCBC performed so well today, what’s driving its latest earnings momentum, and why I’ve made the strategic decision to move out of UOB and rotate into DBS and OCBC. ⸻ 💹 Market Rotation: Why OCBC Shares Are Gaining Momentum When I looked at today’s market, it became clear that funds are flowing toward quality. OCBC’s rise of around 1% isn’t just random market noise — it reflects a rotation of smart money. Investors are shifting from UOB, which recently reported disa

Why I Use Covered Calls Instead of Chasing Price On 22 December, my focus is not on predicting whether NVDA will explode higher or suddenly crash lower. My focus is on consistent, repeatable income while still participating in upside. That is why I use a covered call strategy, which requires me to already own the underlying stock. This is important to state upfront: A covered call can only be done if I own the stock. I am not speculating with naked options. I am not over-leveraging. I am simply monetising time and volatility on shares I already hold. My cost basis for NVDA is around $99.30. This gives me a strong foundation. From this position, I sell short-dated call options to generate income, reduce my effective cost, and let the market pay me for waiting. ⸻ What Is a Covered Call (In S