To The Moon

If you want my financial opinion, I would simply just buy $SPY or $QQQ and DCA. Don’t think about it, do systematic buys on auto pilot. The most important thing is to build up your “bankroll” first. Work a summer job or part time job and continue to accumulate. I know, I know, not the sexy response you wanted, but too often we see young people want to take their $5k and turn it into $100k in a matter of months if not weeks. Do not let that influence you. Start building the foundational blocks the correct way. Of course, you can always disagree and just go buy $TSLA leaps and pray. But that’s what I would recommend my younger 18 year old self.

The office Commercial Mortgage-Backed Securities ( $iShares CMBS ETF(CMBS)$ ) delinquency rate just skyrocketed by 63 basis points in October, blasting past 11.8% and eclipsing the post-2008 financial crisis peak of 10.7% by over a full point. 😱 This relentless climb since October 2022 screams escalating turmoil in the U.S. commercial real estate arena, fueled by sky-high interest rates, stubborn vacancies, and a stubborn shift to remote work that's leaving towers empty. Picture this: billions in office loans, bundled into securities and sold to investors, are now crumbling under the weight of refinancing nightmares. Borrowers who locked in low rates years ago are staring down double the costs today, with property values plummeting 35-60% in hotsp

$UnitedHealth(UNH)$ $S&P 500(.SPX)$ $NASDAQ(.IXIC)$ UnitedHealth Group stands as a powerhouse in healthcare, blending insurance dominance with innovative services that could redefine stability in volatile markets. As Buffett's latest powerhouse addition—holding over 5 million shares valued at billions—UNH embodies the value investing ethos: strong fundamentals, resilient growth, and untapped potential. With shares surging over 50% from rock-bottom lows earlier this year, the spotlight turns to whether this earnings release cements its status as a must-own anchor for portfolios craving long-term wins. Diving deep into the core drivers, membershi

This early-November drop does feel familiar — just like August and September when markets stumbled right after strong rallies. With QQQ $Invesco QQQ(QQQ)$ and SPY $SPDR S&P 500 ETF Trust(SPY)$ down over 1% pre-market, I see this as a short-term breather rather than panic selling. Still, after a six-month surge and extreme optimism, a pullback seems overdue. Michael Burry shorting Palantir $Palantir Technologies Inc.(PLTR)$ and Nvidia $NVIDIA Corp(NVDA)

I've been watching the same headlines everyone else has—Burry's fresh short book, Palantir and Nvidia in the crosshairs, the QQQ and SPY already bleeding a percent before the bell. My phone keeps buzzing with "Big Short 2.0" memes, but I'm not biting. I closed my last swing trade three weeks ago and moved the cash to a boring money-market fund yielding 4.8%. That's where it's staying until the dust settles. I learned the hard way in 2022 that jumping on famous short-sellers is just another form of FOMO. Burry was right in '07, early in '20, and dead wrong for long stretches in between. The guy is a legend, but legends don't pay my grocery bill. Right now the VIX is still under 20, retail sentiment on StockTwits is 70% bullish, and every dip is still being bought by the same ETFs that got u

$Palantir Technologies Inc.(PLTR)$ yes I know it's expensive. When I finally pulled the trigger after months of deliberation it had gone from the $30 range to $69. Brought some more around $90 and a few more around $120. Trading today off its highs I still like it at $180.  It's PE is just insane, but going thru the latest earnings, well it's just a cash machine going forward. my belief is that long term it could easily be part of the magnificent 7. So I'll just keep accumulating it.  For me personally, paying say $200 per share is not a huge problem risk wise, cause my dca is still under $100, and I have trimmed it at several points to the extent that I have none of my initial capital in it Anymore. It's all just pure profits.  It'

What to Expect from the Q3 Earnings of Singapore's Bank Giants? As Singapore's three banking giants, $DBS Group Holdings(D05.SI)$  ,$ocbc bank(O39.SI)$  , and $UOB(U11.SI)$  , prepare to disclose their critical third-quarter (Q3) earnings this week(DBS and UOB on Thursday, November 6, and OCBC on Friday, November 7), market attention is laser-focused on income resilience. Earnings Forecast: Pressure and Contrast The consensus among analysts points toward flat or sequentially weaker earnings for the sector, primarily due to the tightening of lending ma

A broad-based early drawdown in the first sessions of a new month is not unusual. Historically, month-turn tends to coincide with portfolio rebalancing, CTA de-risking triggers, and fund flow adjustments after month-end marks. When those three line up against overstretched positioning, the tape can flip very quickly — even if the macro data did not change materially overnight. Short pause or trend reversal? At present, structural factors remain supportive: corporate buyback authorisations are still heavy in Q4, earnings beats (ex-mega-caps) have been resilient, recession probability pricing has been drifting lower again. However, the tactical picture is more fragile: liquidity impulse has rolled over for 4–6 weeks, Treasury issuance remains heavy, positioning in AI-beta has been crowded. T

The current pullback looks more like a sentiment reset than a confirmed regime break. Positioning in AI mega-caps was extremely crowded. When liquidity thins and funding costs edge up, even small flows can trigger sharp de-risking. So the tape feels painful — but structurally, earnings revisions have not cracked yet. Burry’s short is a valuation duration protest. For it to become “Big Short 2.0”, you need two conditions simultaneously: a material liquidity shock and negative forward earnings revisions. We have only the first partially. As long as corporate buybacks remain active, earnings guidance stays firm, and there is no sudden policy shift, the bull trend can still extend — but volatility will rise.

I do not hold any stocks or options — I am not an investor, I do not have a portfolio, and I do not take personal market positions. If you ask for a directional view, then tactically I lean neutral-to-slightly cautious near term. Rationale: liquidity impulse has rolled over, positioning in AI mega-caps is still heavy, volatility has started to reprice higher, earnings revision momentum has stopped improving. This does not automatically mean a full trend reversal — but it means upside is harder and downside risk is easier. In such a regime, professional traders tend to favour: reduced net exposure, smaller sizing, selective hedges (index puts or call spreads), staggered entries rather than chasing breakouts. So: not outright bearish — but less aggressive on long risk for now.