To The Moon

Be safe and watch for good entries if you are trading options! What helped me personally is to not FOMO and chase after a stock, be disciplined with your strategy and be patient! Rewards will come then. Good luck everyone

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Limit capital lost by buying diagonal call spread on good company. Identity possible resistance and support.  Buy a long term call more than 365 days, together with a short term sell call (30days) at resistance. Close both positions when over sell call strike price. Repeat sell call when it expires.

Buy long dated option

Protect capital. Buy performing company 

Remember: also the biggest Pyramid wast built from one stone, one, two, three... Structural growth, step by step. No Anxiety, no leverage.  Personally, I looking for high volatility to ride it with verticals or cash secured Put. Step by step I scaale the balance. I choose only actions without loss, or etf with volume. In first time I was selecting contracts with 7 days expiration, but now I changed, prefer 30dte or 44dte approach. 

Always protect capital, not over leverage to option market. 

🌟🌟🌟Investing can be an art and a science for small retail investors like me.  The Art : This is where intuition, storytelling and emotion come in.  We fall in love with business models, admire founders who defy odds and sometimes buy a stock because it feels like us - plucky, visionary and quietly powerful.  We hold through storms not because of charts but because of our conviction. The Science : This is the discipline.  The compounding maths.  The quarterly earnings.  The asset allocation.  The rebalancing.  The boring bits that quietly build wealth while we sleep.  It is the part that says "Don't chase.  Don't panic.  Don't YOLO into meme stocks because your best friend says it is the next Tesla." The Magic :  When art and scien

For most retail investors managing under US $100,000, the priority should be capital preservation and consistent compounding, not trying to outsmart hedge funds or algorithmic traders. The key lies in adopting disciplined, rule-based mindsets rather than chasing market timing. --- 1. What Retail Investors Should Focus On a. Build a Sound Foundation Diversify prudently: Hold a mix of equities, ETFs, and perhaps a small bond or cash component to smooth volatility. Use dollar-cost averaging: Investing a fixed amount monthly helps reduce timing risk and lowers the average cost per share. Focus on low-cost instruments: Minimise fees through ETFs or index funds — small cost savings compound significantly. b. Prioritise Risk Management Limit exposure per position: Never risk more than 5–10 % of t

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I buy some samll mid cap like $ParkwayLife Reit(C2PU.SI)$ and $Sheng Siong(OV8.SI)$ diversified is the key to success. Meanwhile I trade gold too

Under value stock or put in term deposit for now

With the growth of low-cost trading platforms like Tiger and fractional shares, there are fewer barriers preventing individual investors with portfolios under $100,000 from investing in the same stocks as Wall Street. However Wall Street still has some advantages: 1. Time + Economy of Scale 2. Objective / Compensation 3. Emotion I'll break these down and then talk about how retail investors can combat this by buying and holding for the long-term. Time / Economy of Scale Picking individual stocks is hard and takes time to do your homework and to continue doing homework for the duration of the time you hold that stock. For Wall Street picking stocks is their full-time occupation, and they have access to major institutional research to inform their decisions.  In addition because each pu

$Invesco QQQ(QQQ)$ $ProShares UltraPro QQQ(TQQQ)$ $SPDR S&P 500 ETF Trust(SPY)$ 📉🚀🔥 $TQQQ Promised 3× Gains on $QQQ~Here’s the Brutal Truth Traders Can’t Ignore 🔥🚀📊 🔥 I’m reminding traders who think leverage is a shortcut. $TQQQ doesn’t deliver triple the upside of $QQQ, it delivers a slow bleed of decay. Over ten years, $QQQ has outperformed its own 3× levered cousin by 130 percentage points. That’s the kind of structural trap I’ve seen wreck portfolios on Wall Street time and time again. 🧐 Record Highs, Flat Short Interest The Nasdaq-100 has surged to record highs with $QQQ grinding higher in relentless fashion. Yet the data in my first chart is striking: tot

I prefer to " buy low sell high" due to I have limited capital. But it will incur higher transactions cost and stressful 

This is a must-read for all new retail investor (like myself) 👍🏼👍🏼👍🏼

Market remains bullish across indexes, with no clear signs of bull traps or bearish reversals as Q3 ends. Valuations are elevated, especially among Mag 7 and S&P 500, nearing historical peaks seen before past downturns. Institutional selling and climax top indicators suggest rising downside risks, but price action still favors further rally into Q4. Continue monitoring for shifts in momentum; maintain bullish bias unless clear downside signals emerge.

I think for retail investors, the safest strategy is still buying low and selling high or even easier would be to buy ETFs and continually average down to hold for the longer term. Of course, if valuation is high, it might be wise to take profit and average down again on dips. In this sense, rules 1,4 and 6 would apply. I agree most with rule 6 because it is important to learn when to sell in the rally and be brave enough to average down during dips. There must always be sufficient cash on hand to buy the dips yet not being too heavily stuck with cash. Thus, selling when the market is strong would free up cash and allow deployment during dips. For me, ETFs are the best for me and not too volatile that I would need to keep my eyes glued to the market. My one stock would be VTI that trac

(1) Do you prefer “holding long-term” or “buying low, selling high”?: I strictly believe in the dictum, "horses 🐎 for courses". Actually there are no stocks to hold forever though I prefer to hold for the long term, conviction picks like  $NVIDIA(NVDA)$ or  $Apple(AAPL)$. I seldom sell orn exit these fully. For the "buy low, selling high" counters, I prefer to stick to counters that are trending to make a quick buck. (2) Which one of the above rules do you agree with the most?: All of them are true in fact and something I usually would eant to follow. But if there is a need to pick some, (1) & (3) are the truest! (3) if you could only hold one U.S. stock long-term, which would it be?: Any day  $NVIDIA(NVDA)$ and  $Micron Technology(MU)$.

That is an excellent and highly practical question — one that goes to the heart of retail investing philosophy. When capital is limited, your strategy must prioritise discipline, patience, and asymmetry of opportunity rather than brute force. Let us examine both mindsets. --- 1. “Holding Long-Term” — The Compounding Approach Principle: Buy shares of high-quality companies and hold them through multiple market cycles, allowing the power of compounding and dividend reinvestment to work in your favour. Why this works for small investors: Time as an ally: You may lack scale, but you have time. Unlike institutions that face quarterly performance pressure, you can let compounding run quietly for years. Tax and cost efficiency: Long-term holding minimises trading fees and capital gains taxes, all

Navigating the stock market with less than $100,000 puts retail investors in a unique position. You’re not competing with hedge funds or institutional players, but you can still carve out solid returns by focusing on smart strategies tailored to your scale. Here’s a breakdown of key rules and insights to help you thrive in the U.S. stock market, including whether to prioritize long-term holding or trading for quick gains. 1. Prioritize Risk Management Over Chasing Gains With a smaller portfolio, protecting your capital is critical. A single bad trade can wipe out a significant chunk of your funds, so always: Set Stop-Losses: Limit losses by setting automatic sell orders at 7-10% below your purchase price. Diversify Wisely: Spread your capital across 5-10 stocks in different sectors to redu

[Heart]Hello Tigers,Is the US market curently a Carnival Before the Bubble Bursts or a "Baby Bubble"?[Allin]On September 25, the three major U.S. stock indices closed lower for the third consecutive day: the $Dow Jones(.DJI)$ fell 0.38%, erasing all gains since the Federal Reserve signaled a "50bp rate cut" on September 18; the $S&P 500(.SPX)$ dropped another 0.5%, with a cumulative 1.8% decline over three days; and the $NASDAQ 100(NDX)$ also fell 0.5%, showing obvious short-term pressure.Latest Valuation Check-Up: Big-3 Indexes & Mag-7 at a Glance:TickerLatest Price($)YTD 2025TTW P/EForward P/EAverage P/E in 10 yrsForward P/E VS. Average P/E in 10 yrs

$Costco(COST)$ performance in fiscal Q4 2025 (ended August 31) came in as neutral overall, showing resilience with positive undertones despite some pressures. The company achieved double-digit growth in both revenue and net income, with EPS beating expectations and membership fees remaining a core profit driver. However, underlying concerns include slightly underwhelming U.S. comparable sales growth, a sequential slowdown in comp sales, and emerging signs of pressure on membership renewal rates.In the short term, valuations are under strain as the market holds high growth expectations, leading to a cautious after-hours stock reaction. If Costco can deliver on membership upgrades, site expansions, and e-commerce transformations, its

When I tell people I invest in the stock market, they sometimes assume I’m chasing millions or trying to “beat the market.” The truth? My portfolio is under $100K, just like many retail investors out there. And I’m perfectly fine with that. For me, the stock market isn’t about becoming rich overnight. It’s not a casino, and it’s not a competition with Wall Street billionaires. Instead, it’s something I treat with curiosity, patience, and yes, even as a hobby. With less than $100K, I have to approach investing differently. Not with dreams of sudden wealth, but with realistic expectations, smart habits, and a calm mindset. This perspective shaped the way I see both money and risk and made the whole experience much more enjoyable. The Reality Check I don’t believe in strict “rules.” The marke

Over the past year, Chinese assets have been gaining momentum. The Shanghai Composite Index surged past 3,800 points, while Hong Kong equities rebounded on the back of favorable policies and the return of U.S.-listed Chinese companies. But markets often rise fast and fall just as quickly. For example, in early September, sharp declines followed earlier gains, leaving investors on an emotional rollercoaster—thrilled one moment, anxious the next. Many focus only on individual stocks, only to realize that quick gains often come with equally fast losses.Investing in China and emerging markets can be both exciting and nerve-wracking. Volatility is part of the game—opportunities are plenty, but without proper risk management, it’s like sailing without a life jacket. Today, let’s walk through a s

$Invesco QQQ(QQQ)$ $ProShares UltraPro QQQ(TQQQ)$ $SPDR S&P 500 ETF Trust(SPY)$ 📉🚀🔥 $TQQQ Promised 3× Gains on $QQQ~Here’s the Brutal Truth Traders Can’t Ignore 🔥🚀📊 🔥 I’m reminding traders who think leverage is a shortcut. $TQQQ doesn’t deliver triple the upside of $QQQ, it delivers a slow bleed of decay. Over ten years, $QQQ has outperformed its own 3× levered cousin by 130 percentage points. That’s the kind of structural trap I’ve seen wreck portfolios on Wall Street time and time again. 🧐 Record Highs, Flat Short Interest The Nasdaq-100 has surged to record highs with $QQQ grinding higher in relentless fashion. Yet the data in my first chart is striking: tot

💡 Rules for Investors Under $100K: How to Build Wealth Without Playing Wall Street’s Game 🚀 Introduction – Why the First $100K Feels Impossible Charlie Munger once said: “The first $100,000 is a b***, but you’ve got to do it.”* Most investors know this pain. With less than $100,000 in the market, every loss feels heavy, every win feels fleeting, and competing with Wall Street’s billion-dollar funds seems hopeless. But here’s the truth: you don’t need size to succeed. What you need are rules, discipline, and patience. With the right playbook, small investors can grow wealth steadily, without chasing hype or gambling. Here are 7 rules that every investor under $100K should master. --- 1️⃣ Control What You Can – Costs & Fees When your portfolio is small, every dollar counts. A 1% fee on $

Most investors have less than $100,000 allocated to U.S. stocks. With this level of capital, it’s clearly unrealistic to go head-to-head with Wall Street giants and big funds. But that doesn’t mean we don’t have opportunities.As long as we master some retail-friendly rules and mindsets, we can still steadily grow your returns. So what exactly should retail investors pay attention to? There are seven rules currently circulating online.99b1e33741584abcbf6502dbd1f7a4cd.pngDon’t Stay Fully Invested All the Time In the U.S. market, if your capital is small, catching just one or two major uptrends a year is enough. Don’t try to chase every hot stock or stay fully invested every single day. Keep some cash on hand so you can strike when real opportunities emerge.Be Decisive When Good News Hits Whe

$S&P 500(.SPX)$ Most U.S. households that invest in the stock market fall into the category of having less than $100,000 allocated to equities. While it may seem like a small number compared to the billions managed by hedge funds and pension plans, this is the reality for the majority of investors. The first thing to understand is this: having less capital does not mean having fewer opportunities. In fact, small investors can often move faster, be more flexible, and avoid many of the structural limitations that large funds face. With the right rules and mindset, even a portfolio of $20,000 or $50,000 can be the start of meaningful long-term wealth. But with limited resources, every mistake hurts more. You cannot afford to gamble recklessly, ov

That is an excellent and highly practical question — one that goes to the heart of retail investing philosophy. When capital is limited, your strategy must prioritise discipline, patience, and asymmetry of opportunity rather than brute force. Let us examine both mindsets. --- 1. “Holding Long-Term” — The Compounding Approach Principle: Buy shares of high-quality companies and hold them through multiple market cycles, allowing the power of compounding and dividend reinvestment to work in your favour. Why this works for small investors: Time as an ally: You may lack scale, but you have time. Unlike institutions that face quarterly performance pressure, you can let compounding run quietly for years. Tax and cost efficiency: Long-term holding minimises trading fees and capital gains taxes, all

When you're investing with less than $100,000, the game is different. Every dollar matters more, and the risks you take carry outsized consequences. Unlike institutional investors who can spread their capital across dozens of positions and weather volatility, smaller investors need a razor-sharp focus, emotional discipline, and a clear set of rules to avoid common traps. Here’s my view — and three key rules — every sub-$100K investor should live by. My Take: Focus on Asymmetry, Not Noise The market is full of noise. Tweets, breaking news, TikTok traders, and “hot stock” threads will tempt you into gambling, not investing. With less than $100K, you can't afford to chase every shiny object. Your priority should be asymmetric bets — positions where the potential upside meaningfully outweighs

For most retail investors managing under US $100,000, the priority should be capital preservation and consistent compounding, not trying to outsmart hedge funds or algorithmic traders. The key lies in adopting disciplined, rule-based mindsets rather than chasing market timing. --- 1. What Retail Investors Should Focus On a. Build a Sound Foundation Diversify prudently: Hold a mix of equities, ETFs, and perhaps a small bond or cash component to smooth volatility. Use dollar-cost averaging: Investing a fixed amount monthly helps reduce timing risk and lowers the average cost per share. Focus on low-cost instruments: Minimise fees through ETFs or index funds — small cost savings compound significantly. b. Prioritise Risk Management Limit exposure per position: Never risk more than 5–10 % of t

🌟🌟🌟Investing can be an art and a science for small retail investors like me.  The Art : This is where intuition, storytelling and emotion come in.  We fall in love with business models, admire founders who defy odds and sometimes buy a stock because it feels like us - plucky, visionary and quietly powerful.  We hold through storms not because of charts but because of our conviction. The Science : This is the discipline.  The compounding maths.  The quarterly earnings.  The asset allocation.  The rebalancing.  The boring bits that quietly build wealth while we sleep.  It is the part that says "Don't chase.  Don't panic.  Don't YOLO into meme stocks because your best friend says it is the next Tesla." The Magic :  When art and scien

With the growth of low-cost trading platforms like Tiger and fractional shares, there are fewer barriers preventing individual investors with portfolios under $100,000 from investing in the same stocks as Wall Street. However Wall Street still has some advantages: 1. Time + Economy of Scale 2. Objective / Compensation 3. Emotion I'll break these down and then talk about how retail investors can combat this by buying and holding for the long-term. Time / Economy of Scale Picking individual stocks is hard and takes time to do your homework and to continue doing homework for the duration of the time you hold that stock. For Wall Street picking stocks is their full-time occupation, and they have access to major institutional research to inform their decisions.  In addition because each pu

For retail investors with <$100,000, the key is recognising your edge: flexibility, patience, and the ability to avoid “forced moves” that big funds face. You don’t need to beat Wall Street on scale—you need discipline and consistency. What to focus on: Position sizing & risk control: Never over-concentrate; protect downside first. Costs & efficiency: Minimise fees, avoid overtrading, and use tax-efficient vehicles where possible. Clarity of process: Have a framework—long-term compounding, swing trading, or value rotation—but don’t mix without discipline. Mindset: Accept that missing some rallies is fine; consistency matters more than catching every move. Holding long-term builds wealth through compounding and aligns with broad market growth, ideal for those with limited time. B

I think for retail investors, the safest strategy is still buying low and selling high or even easier would be to buy ETFs and continually average down to hold for the longer term. Of course, if valuation is high, it might be wise to take profit and average down again on dips. In this sense, rules 1,4 and 6 would apply. I agree most with rule 6 because it is important to learn when to sell in the rally and be brave enough to average down during dips. There must always be sufficient cash on hand to buy the dips yet not being too heavily stuck with cash. Thus, selling when the market is strong would free up cash and allow deployment during dips. For me, ETFs are the best for me and not too volatile that I would need to keep my eyes glued to the market. My one stock would be VTI that trac

Both rules have merit, but if I had to choose, I lean toward holding long-term. Time in the market generally beats timing the market, especially for retail investors with limited capital. Compounding, dividends, and the steady growth of quality businesses reward patience far more reliably than short-term trades. “Buying low, selling high” sounds ideal, but in practice it demands precision, speed, and constant monitoring—areas where Wall Street’s algorithms have the edge. Retail investors often get whipsawed trying to time entries and exits. If I could hold only one U.S. stock long-term, it would be Apple (AAPL). It combines strong brand loyalty, recurring revenues from its ecosystem, disciplined capital returns, and continuous innovation in both hardware and services. Apple isn’t the fast

Be safe and watch for good entries if you are trading options! What helped me personally is to not FOMO and chase after a stock, be disciplined with your strategy and be patient! Rewards will come then. Good luck everyone

Fully agree! I like the 3rd point, "Even Great stocks deserve timely selling" and don't really have the preference to buy low, sell high or hold long term. If I understand that a stock is cheap valuation & worth holding, and I have the spare cash can afford to do so, I would really put in for long term, like china stocks. Most US stocks are already high in valuation so I would keep them for option plays. Trade when it's necessary, when there are gd opportunities. Don't trade for the sake of trading.. For 1 long-term US stock which I don't mind holding, it will be $Celsius Holdings, Inc.(CELH)$ . Can do lots of option plays with it. Thank you for my Tiger friend @Shyon for jio-ing!

(1) Do you prefer “holding long-term” or “buying low, selling high”?: I strictly believe in the dictum, "horses 🐎 for courses". Actually there are no stocks to hold forever though I prefer to hold for the long term, conviction picks like  $NVIDIA(NVDA)$ or  $Apple(AAPL)$. I seldom sell orn exit these fully. For the "buy low, selling high" counters, I prefer to stick to counters that are trending to make a quick buck. (2) Which one of the above rules do you agree with the most?: All of them are true in fact and something I usually would eant to follow. But if there is a need to pick some, (1) & (3) are the truest! (3) if you could only hold one U.S. stock long-term, which would it be?: Any day  $NVIDIA(NVDA)$ and  $Micron Technology(MU)$.