Check Top 10 SRS ETFs Held by Investors: What’s Your SRS Pick?
Many contributors treat SRS as a tax-relief account and leave funds idle. But cash in an SRS account typically earns only about 0.05% per year, which can be eroded by inflation over time.
Investing SRS funds allows your savings not only to benefit from tax relief but also to participate meaningfully in market growth.
📌 Top 10 ETFs held by SRS account holders
🔹 Local & Foreign Equity ETFs:
$STI ETF(ES3.SI)$ SPDR Straits Times Index ETF: exposure to Singapore’s largest companies;
SPDR S&P 500 ETF $SPDR S&P500 US$(S27.SI)$: exposure to the US market’s top 500 stocks;
$Lion-OCBC Sec HSTECH S$(HST.SI)$: focus on major tech firms;
$Lion-OSPL China L S$(YYY.SI)$ for China stocks
🔹 REIT ETFs:
Diversified property income exposure: $LION-PHILLIP S-REIT(CLR.SI)$ $Amova-STC Asia REIT(CFA.SI)$
🔹 Bond ETFs:
$ABF SG BOND ETF(A35.SI)$ ABF Singapore Bond Index Fund for stability;
🔹 Gold ETF:
SPDR Gold Shares ( $GLD SG$(GSD.SI)$) a hedge and diversification allocation for gold;
How to Do It on Tiger Brokers CBA account
With Tiger Brokers, you can:
Use your SRS balance to invest in eligible SGX-listed stocks and ETFs; Trade directly via the Tiger Trade App with real-time pricing; Integrate your SRS ETF strategy with your broader retirement plan, including CPF and cash accounts.
Do you agree with the Top 10 SRS ETFs on the list?
Which one are you most bullish on?
Are you actively investing your SRS funds, or are they still sitting idle?
Comment below: “I would use my SRS to invest in ____ ETF because ____.”
Leave your comments to win tiger coins~
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Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

The ETF I’m most bullish on is the S&P 500 ETF $SPDR S&P500 US$(S27.SI)$ . The US market continues to dominate in innovation and earnings growth, particularly across AI, technology, and global platforms. As a long-term SRS holding, it serves well as a core growth engine alongside local exposure.
I’m actively investing my SRS funds rather than leaving them idle. I would use my SRS to invest in the S&P 500 ETF because it provides diversified access to global market leaders while maximising the long-term benefits of SRS tax relief.
@Tiger_comments @TigerStars @Tiger_SG
Check them in the history - “community distribution“
The Top 10 SRS ETFs on the list offer a solid mix of local and global assets, spanning equities, bonds, REITs, and gold, balancing growth with volatility protection; however, investors seeking higher returns might prefer a tilt toward global markets or high-growth sectors
If to pick one, STI ETF (ES3) stands out; it offers stability and strong dividend yields, providing exposure to local blue-chip companies with healthy dividend payouts, ideal for long-term passive income。。。
If investing SRS funds, the focus would be on a long-term, diversified strategy with global equities, bonds, and a small allocation to REITs; a low-cost, passive approach via ETFs tracking major indices or growth sectors like tech or green energy is most effective
2025年,GSD飙升57%,与其他ETF相比是表现最好的ETF。2024年GSD将增长26%。
当市场波动时,黄金会发光,这些数字反映了这一点。
黄金历来是一种价值储存手段,尤其是在通胀上升、货币疲软、地缘政治紧张局势加剧和市场波动时。
GSD在SRS内部运作良好,因为SRS将资金锁定到退休年龄,而GSD是长期账户中的完美对冲。
与股票或债券不同,黄金不会破产,因为它是纯资产价值。
由于黄金的走势与股票和房地产投资信托基金不同,因此相关性也很低。这稳定了我的整体SRS投资组合。
GSD是实物黄金信托,我持有实物黄金的部分所有权。
这就是为什么GSD是我的首选。
@Tiger_SG @Tiger_comments
多元化財產收入敞口:$獅輝S-REIT(CLR.SI)$$Amova-STC亞洲房地產投資信託基金(CFA.SI)$
🔹債券ETF:
$ABF新加坡債券ETF(A35.SI)$ABF新加坡債券指數基金爲了穩定;
🔹黃金ETF:
SPDR黃金股($GLD SG$(GSD.SI)$)黃金的對衝和多元化配置;
投資SRS基金不僅可以讓您的儲蓄受益於稅收減免,還可以有意義地參與市場增長。
Sidenote: why is the tiger blocking the data of the last 2, is this AI made slop?