DBS & OCBC New Highs! How’s Your SG Bank Holding Experience?

$DBS(D05.SI)$ and $OCBC Bank(O39.SI)$ both pushed to new intraday highs of $56 and $19.47, supported by strong wealth-management fees, solid capital-return plans, and attractive dividend yields.

Even as interest rates are expected to fall, analysts see Singapore banks as resilient, backed by:

Wealth-management fees offsetting NIM pressure 5%–6% implied yields into 2026 Buybacks and dividends supporting share prices.

Between the two, OCBC looks cheaper on valuation, while DBS continues to offer strong dividend visibility.

If you hold Singapore banks, how would you describe your experience in one word?

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For example,

Stable? Defensive? Boring but reliable? Quiet compounder?

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# DBS & OCBC New Highs! How’s Your SG Bank Holding Experience?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • koolgal
    ·12-17 07:09
    TOP
    🌟🌟🌟One word to describe my experience of holding $DBS(D05.SI)$ and $OCBC Bank(O39.SI)$ is "GRATEFUL ".

    I am grateful that both DBS and OCBC are performing well and a deep feeling of being secure, knowing that my capital is parked in the backbone of Singapore's economy, protected by solid returns and nice juicy dividends.

    Grateful that I have invested in our strong Singapore banks that are dominating the wealth management space and delivering great value to shareholders.

    Go Long Go Strong Go DBS and OCBC 🥰🥰🥰🚀🚀🚀🌛🌛🌛💰💰💰🇸🇬🇸🇬🇸🇬

    @Tiger_SG @Tiger_comments @TigerStars @CaptainTiger @TigerClub

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    • koolgalReplying toShyon
      Appreciate your support 🥰🥰🥰
      12-17 12:23
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    • koolgalReplying toShyon
      DBS and OCBC are the best. 👍👍👍🔝🔝🔝
      12-17 12:22
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    • koolgalReplying toShyon
      Yes you are absolutely right 😍😍😍
      12-17 12:22
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  • Shyon
    ·12-17 00:22
    TOP
    Quiet compounder. Holding both DBS and OCBC has been a steady and reassuring experience for me. Seeing them hit fresh intraday highs reinforces why I like Singapore banks as core positions — strong wealth-management income, disciplined capital returns, and clear dividend visibility make them feel dependable even as the rate cycle turns.

    Between the two, I appreciate DBS for its consistency and dividend clarity, while OCBC adds value with a slightly cheaper valuation and improving fee momentum. Even with some NIM pressure ahead, the overall package still feels resilient, especially when buybacks and dividends continue to support share prices.

    I also use DLCs $DBS 5xLongSG280330(LQSW.SI)$ $OCBC 5xLongSG261217(TUAW.SI)$ selectively to enhance returns during strong trends, and this recent move has worked out well. It’s not about chasing excitement — it’s about compounding quietly, collecting yield, and letting time do the heavy lifting.

    @Tiger_SG @Tiger_comments @TigerStars

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    • icycrystalReplying toShyon
      [Like] [ShakeHands]
      12-17 11:40
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    • ShyonReplying tokoolgal
      Thanks for supporting hehe
      12-17 10:51
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    • koolgal
      Congratulations on your winning stocks 🥰🥰🥰🎊🎊🎊
      12-17 09:15
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  • tungleh
    ·12-17 08:55
    I think both banks will continue to rise even if there is a short fall now. I am still saving up my money to buy one of these banks... Till yet still not enough to buy any of these banks.
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  • 北极篂
    ·08:27
    如果一定要用一个词形容这段经历,我会选——踏实。在一个越来越追求速度和刺激的市场里,这种踏实感,反而变得难能可贵。
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  • 北极篂
    ·08:27
    持有这样的银行股,其实很少有情绪波动。它们不会天天占据财经头条,也不会因为一个故事就暴涨,但在市场动荡的时候,你会发现组合里真正稳定心态的,往往就是这些位置。对我来说,新加坡银行不是用来“博”的,而是用来“放”的。
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  • 北极篂
    ·08:26
    在两者之间,我个人的感受是:华侨银行胜在估值,星展银行胜在确定性。华侨银行当前估值更便宜,给投资者留下了更多安全边际,适合愿意用时间换空间的人;而星展的优势在于分红和回购的可见性极高,你几乎不用猜管理层在想什么,它更像是一台持续运转的现金机器。
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  • 北极篂
    ·08:26
    分析师提到的5%–6%回购加股息的潜在回报,并不是画饼,而是建立在真实现金流之上的资本回报能力,这也是股价能够不断被托住的核心原因。
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  • 北极篂
    ·08:26
    很多人第一时间会把焦点放在“利率下行”这件事上,直觉反应是银行股要承压。但现实情况是,新加坡银行这几年已经不再只是吃息差的生意。财富管理业务的贡献度越来越高,稳定的管理费收入正在逐步填补净息差可能下滑的空间。
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  • 北极篂
    ·08:26
    如果用一句话总结我持有新加坡银行股的感受,那大概是:慢,但让人安心。最近星展和华侨银行双双创下盘中新高,看似是价格的突破,实际上更像是市场对它们经营质量的一次再确认。
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  • Mkoh
    ·12-17 20:40
    I only hold OCBC and DBS indirectly via ETF. so far it has been very rewarding with good capital appreciation and dividend collected along the way boosting returns. I see more upside with the focus on wealth management paying off and strict capital structure position the local banks for future success
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  • highhand
    ·12-17 16:07
    DBS and OCBC are the best. Better than UOB the lagger. DBS is better than OCBC in returns for the last 3 to 4 years.  Want to buy more DBS, but it doesn't dip low enough.
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  • L.Lim
    ·12-17 10:22
    As others have stated, the constant valuation climb is a happy benefit, the dividend would be most rational investors' main goal.
    I am happy that it has been keeping up the percentage even while valuations climb
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  • TimothyX
    ·12-17 02:42
    $DBS(D05.SI)$和$華僑銀行(O39.SI)$在強勁的財富管理費、穩健的資本回報計劃和有吸引力的股息收益率的支持下,兩者均升至56美元和19.47美元的盤中新高。
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  • Cadi Poon
    ·12-17 02:39
    儘管預計利率將下降,但分析師認爲新加坡銀行具有彈性,這得益於:

    財富管理費抵消淨息差壓力5%-6%意味着2026年回購和股息的收益率支撐股價。

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  • PunkyBen
    ·12-17 01:53
    DBS has always been my preferred local sg stock counter! All thanks to tiger that allows me to buy sg counters back In 2020! Managed to sell at profits and got my first house! I think this post is worthy to share!
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  • icycrystal
    ·12-17 11:41
    too expensive now to buy... [Facepalm] [Facepalm] [Facepalm]
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    • icycrystalReplying tokoolgal
      Santa please help [Bless] [Bless] [Bless]
      20:07
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    • koolgal
      Ask Santa for help. 🎅🎅🎅🎁🎁🎁
      12-17 12:24
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  • Mrzorro
    ·12-17 09:53
    One word to describe my experience in holding these 2 bank stocks is "steady" especially $DBS Group Holdings(D05.SI)$
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  • ECLC
    ·12-17 00:27
    With singapore banks in portfolio have been such "superb" experience - good dividends and capital gains.
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  • Myrttle
    ·12-17 00:18
    $DBS(D05.SI)$ will continue to do well as the PRC money flows into Sg
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  • Magus007
    ·12-17 18:46
    Quiet Compounder [Happy][Happy]
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