How Do the Wealthy Allocate Their Assets?

In 2024, J.P. Morgan surveyed 190 family offices worldwide, revealing the investment preferences of top-tier wealthy individuals. The results show that their portfolios are diversified, balancing stability and growth. 1. Which asset class takes up the largest portion of your portfolio? Is it similar to the wealthy’s allocation? 2. If you were to optimize your portfolio, would you follow the wealthy’s allocation ratios? Why or why not? 3. Are you willing to try private equity or venture capital? How comfortable are you with the risk?

avatarorsiri
09-27

Inside the Minds of the Ultra-Rich: Rethinking Asset Allocation for 2024 and Beyond

The wealthy rarely leave their capital idle, and the 2024 J.P. Morgan survey of 190 family offices highlights how carefully top-tier investors balance growth and stability. The headline numbers are telling: equities make up roughly 33% of their portfolios, private equity and venture capital 23%, real estate 17%, fixed income 11%, hedge funds 7%, cash 6%, and other alternatives 3%. The deliberate diversification offers lessons for anyone seeking a more resilient and forward-looking portfolio. Strategic agility propels portfolios towards enduring growth Equities: Growth With Discipline Equities remain the backbone of ultra-rich portfolios, though not in a haphazard way. Around one-third of assets are allocated to public markets, but the focus is thematic rather than index-driven: AI, healthc
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Inside the Minds of the Ultra-Rich: Rethinking Asset Allocation for 2024 and Beyond
avatarTiger_Academy
09-26

CN Assets Pick|14 Risk Management Toolkit for Investing in Emerging Markets

Over the past year, Chinese assets have been gaining momentum. The Shanghai Composite Index surged past 3,800 points, while Hong Kong equities rebounded on the back of favorable policies and the return of U.S.-listed Chinese companies. But markets often rise fast and fall just as quickly. For example, in early September, sharp declines followed earlier gains, leaving investors on an emotional rollercoaster—thrilled one moment, anxious the next. Many focus only on individual stocks, only to realize that quick gains often come with equally fast losses.Investing in China and emerging markets can be both exciting and nerve-wracking. Volatility is part of the game—opportunities are plenty, but without proper risk management, it’s like sailing without a life jacket. Today, let’s walk through a s
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CN Assets Pick|14 Risk Management Toolkit for Investing in Emerging Markets
avatarTiger_SG
09-17

How Do the Wealthy Allocate Their Assets? Compare Your Portfolio with JPMorgan’s Findings!

In 2024, J.P. Morgan surveyed 190 family offices worldwide, revealing the investment preferences of top-tier wealthy individuals. The results show that their portfolios are diversified, balancing stability and growth. Here’s the breakdown of their asset allocation:Equities (publicly listed stocks): 26.26%Private Equity (unlisted companies, e.g., tech startups): 17.14%Real Estate (residential rentals, commercial property): 14.47%Cash (bank deposits, money market funds): 8.80%Investment-Grade Bonds (government or large corporate bonds): 10.16%Hedge Funds (quantitative, macro strategies, etc.): 5.23%Other Investments (art, luxury goods, wineries, etc.): 5.04%Venture Capital (early-stage or high-growth companies, e.g., internet firms): 4.89%Private Credit (loans to SMEs, earning interest): 4.0
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How Do the Wealthy Allocate Their Assets? Compare Your Portfolio with JPMorgan’s Findings!
avatarIsleigh
10-01

💼 How the Wealthy Allocate Assets — Should We Follow?

According to J.P. Morgan's 2024 family office survey, the ultra-wealthy are dialing down equities (now 40% vs 50% before) and boosting exposure to alternatives like private equity, venture capital, and real estate. The message? Diversify, but with precision. 🔍 My Take: I keep ~35% in equities (mainly high-growth & AI-led names like $NVDA, $TSLA) 25% in real estate (steady cash flow + capital appreciation in SG) 20% in crypto & private ventures (high risk, high potential) 20% in fixed income and gold (for ballast) 💡 Why I Don't Copy the Wealthy 100%: Their risk appetite is different — they can afford long illiquidity windows. For retail traders, agility matters more. 🧠 Key Learning: It's not about copying the rich, but understanding why they move capital and adapting the strategy to
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💼 How the Wealthy Allocate Assets — Should We Follow?
avatarMikasalla
10-08

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avatarLanceljx
09-18
1. Currently, equities take up the largest portion of my portfolio, as they offer growth potential and liquidity. For the ultra-wealthy, however, the allocation often skews more towards alternatives (private equity, real estate, hedge funds), with equities still significant but less concentrated. 2. If I were to optimize my portfolio, I would not blindly copy the wealthy’s ratios. Their access to exclusive funds, lower liquidity needs, and higher risk tolerance shape those allocations. Instead, I’d adapt the principles—diversification across asset classes, exposure to alternatives—while balancing my personal cash flow, time horizon, and risk appetite. 3. I’m open to trying private equity or venture capital, but only with a small allocation. These asset classes can yield outsized returns,
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avatarShyon
09-17
My portfolio is much simpler compared to wealthy families in J.P. Morgan’s survey. I keep about 50% in equities for long-term growth, 20% in managed funds for diversification, 20% in fixed deposits for safety, and 10% in high-risk assets like cryptocurrency for potential big returns. Compared to their allocation, I’m heavier in equities and riskier assets, while they spread across real estate, bonds, and private equity. I prefer keeping things simple and easy to track, which helps me stay consistent. I don’t think I’d fully follow their ratios. Private equity and venture capital are interesting but too risky and illiquid for my comfort. My current setup suits my goals and risk tolerance, though I remain open to adjusting if market conditions change. Over time, I may also explore adding mo
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avatarMHh
09-18
Equity investments take up the largest portion of my portfolio. It is definitely not similar to the wealthy. There is no way I can follow the wealthy’s allocation portfolio. Private equity are usually limited to certified individuals or investment companies or family offices. Increasingly, it is now made available to retail investors. However, the lock up period is long which does not fit my current situation where liquidity is important to me for me to rotate my funds across different asset classes. Venture capital and hedge fund are too high risk for me. I generally do not like bonds and fixed incomes due to their low returns. Commodities and infrastructure are also not to my liking as there is a lot of factors influencing their valuation and can be easily manipulated by big players at
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avatarkoolgal
09-20
🌟🌟🌟Being wealthy is more than just having a fat bank account.  It is having abundance.  According to the Oxford Dictionary, being wealthy means having a great deal of money, resources or assets. For me, being wealthy means when I can say  I do not need more money.  True wealth means when money serves my mission in life, not the other way around. My goal is FIRE - Financial Independence Retire Early.  Once I hit that goal I am free to travel and live my life to the fullest. @Tiger_SG @Tiger_comments @TigerStars @CaptainTiger
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avatarMiqua03
10-07
As a begginer these stocks confuse the shit out of me📊📈
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avataritsmavieee
10-05
I have they same question
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avatarLazyCat Invests
09-30

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avatarAtuatasi
10-01
When you have a sound mind and wealth of knowledge is like knowing it all but couldn't puts out 
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avatarhighhand
09-18
Cash position set at 15 to 25%   The rest are invested in equities. Have growth and dividend portfolio. Dividend portfolio have REITS, sg Banks, bonds, bond funds, fixed income. Growth portfolio mainly tech, but have reasonable allocations of other sectors like financial and healthcare and consumer. Growth portfolio mainly investing so no sell fast fast. Hold long term 5 to 10 years, or when company no growth.   Some allocation of cash will be used to trade stocks or options. Mainly dividends and options income grow cash. Other than my 9 to 5 job. Aim for financial freedom soon. 
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avatarchandon99
09-24

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avatar1PC
09-17
The wealthy refer to lots of Zeros in their bank account 😉... I will strive to aim for that But also down to earth & pragmatic [Smile] My portfolio is simply Equities & Cash [Grin] If I'm Lucky & has a win-fall, then things may change [Surprised]. Until that happens, let's work our ass...or at least my ass [Chuckle] to Financial Freedom ⛓️‍💥 [Chuckle]. @JC888 @Barcode @koolgal @Aqa @Shernice軒嬣 2000 @Shyon
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avatarPeter Soon
09-20
Equity investments takes up the largest portion of my portfolio. I will follow the wealthy's allocation ratios in certain extend due to budget constraint. I will not try venture capital as I am not familiar with it and its risk also high. @Jinleong @Pang Kiat : how similar is your portfolio to the Wealthy?
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avatarPeter Soon
09-20
Equity investments takes up the largest portion of my portfolio. I will follow the wealthy's allocation ratios in certain extend due to budget constraint. I will not try venture capital as I am not familiar with it and its risk also high.
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avatarchandon99
09-17

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