💼 How the Wealthy Allocate Assets — Should We Follow?

Isleigh
10-01

According to J.P. Morgan's 2024 family office survey, the ultra-wealthy are dialing down equities (now 40% vs 50% before) and boosting exposure to alternatives like private equity, venture capital, and real estate. The message? Diversify, but with precision.

🔍 My Take:

I keep ~35% in equities (mainly high-growth & AI-led names like $NVDA, $TSLA)

25% in real estate (steady cash flow + capital appreciation in SG)

20% in crypto & private ventures (high risk, high potential)

20% in fixed income and gold (for ballast)

💡 Why I Don't Copy the Wealthy 100%:

Their risk appetite is different — they can afford long illiquidity windows. For retail traders, agility matters more.

🧠 Key Learning:

It's not about copying the rich, but understanding why they move capital and adapting the strategy to your risk profile.

Would love to hear what asset class takes up the biggest chunk of your portfolio — and why.

How Do the Wealthy Allocate Their Assets?
In 2024, J.P. Morgan surveyed 190 family offices worldwide, revealing the investment preferences of top-tier wealthy individuals. The results show that their portfolios are diversified, balancing stability and growth. 1. Which asset class takes up the largest portion of your portfolio? Is it similar to the wealthy’s allocation? 2. If you were to optimize your portfolio, would you follow the wealthy’s allocation ratios? Why or why not? 3. Are you willing to try private equity or venture capital? How comfortable are you with the risk?
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

  • Jo Betsy
    10-02
    Jo Betsy
    You have 35% in high-growth tech—will NVDA/TSLA’s pullbacks hurt your portfolio?
    • Isleigh: 
      Not that bad if you DCA over the years
  • Megan Barnard
    10-02
    Megan Barnard
    SG real estate’s steady cash flow is smart—beats volatile equities for stability.
  • Astrid Stephen
    10-02
    Astrid Stephen
    35% in NVDA/TSLA? Bold! I’d pump more into these high-growth gems!
  • Wade Shaw
    10-02
    Wade Shaw
    20% crypto’s bold—retail agility helps, but it’s way riskier than family office picks!
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