To The Moon

Whenever the topic of investing comes up, one recurring question is: Should I use CPF or SRS funds for SGX stocks? For me, the answer has mostly been no when it comes to CPF. CPF vs. SRS: Two Different Stories My SRS account is easy—there’s literally $1 sitting there, so it’s not even a consideration right now. CPF, though, is trickier because technically I can use it for investments. But I choose not to. The reason is simple: CPF is my safe corner. The interest rates are fixed and predictable, which means I can calculate the yearly growth with certainty. That kind of assurance is rare, because almost nothing else in investing works in straight lines. Stocks, on the other hand, are full of uncertainty. One year can bring soaring profits, the next can wipe out years of gains. Recessions, fi

From Monday to Thursday, the $S&P 500(.SPX)$ and $NASDAQ 100(NDX)$ fell 1.2% and 2.38%, respectively, as investors feared a hawkish Powell speech at Friday’s Jackson Hole meeting. However, Powell’s dovish remarks on Friday sent the S&P 500 and Nasdaq 100 higher by 1.52% and 1.55%.Market participants now see a 75% chance of a 25bp rate cut at the September FOMC meeting, according to CME FedWatch, after Jerome Powell hinted that a long-awaited cut could help support the weakening labor market. Investors welcomed his greater emphasis on labor conditions, which was timely given the recent downward revisions to jobs data. While Powell acknowledged the risk of prolonged inflation pressures from tariffs,

A Short Put can be a steady way to earn premium—as long as the stock doesn’t crash. But where are the risks? And when’s the best time to close the trade? 📘 The Options Handbook sums up the key points you need to know about the Short Put strategy— ▶ Review: What Is a Short Put? 🤔 A "Short Put" means selling a put option—also called a "Sell Put" strategy. It's a way of getting paid to potentially buy a stock at your preferred price. ▶ When This Works Best? 📈 This approach makes sense when you're happy to buy the stock, but only at your price. And you're fine owning it or earning a yield while waiting. It's beneficial if you're holding cash and want to boost returns without jumping in too early. ▶ Wh