If you are investing for 10+ y-To The Moon - Tiger Brokers Online Investing Community - To The Moon

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林欣霓
06-17 07:09

If you are investing for 10+ years

Buying at an all time high is not necessarily a problem.

Historically, markets spend a lot of time making new highs. Investors who wait for a correction often miss years of compounding.

If you are investing a large lump sum today

Be cautious.

The STI has risen more than 25% over the past year and dividend yields have compressed somewhat as prices increased. �

The Kopi Notes +1

You could consider:

Invest 30% to 50% now

Dollar cost average the remainder over 6 to 12 months

If your goal is dividend income

The STI still offers attractive yields of roughly 3.5% to 4% depending on the measure used, which remains higher than many developed market indices. �

The Kopi Notes +2

Main risk now

The STI is heavily concentrated in banks. If:

Interest rates fall faster than expected

Bank earnings weaken

Global recession appears

then the STI could correct despite being fundamentally strong.

For someone in Singapore who already has CPF and SGD exposure, I would not put 100% of my equity portfolio into STI. A mix of STI plus global equities often provides better diversification.

How much are you planning to invest, and is this for:

Dividend income

Retirement growth

Short term trading

The answer would be different for each objective.

# SGX At All Time High: Is It A Buy?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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snipey
·06-17 10:52
I’d split it too — all in after a 25% run feels a bit itchy lol. For retirement money I’d rather average in and keep some global exposure
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Investors who wait for a correction often miss years of compounding.</p>\n<p>If you are investing a large lump sum today</p>\n<p>Be cautious.</p>\n<p>The STI has risen more than 25% over the past year and dividend yields have compressed somewhat as prices increased. �</p>\n<p>The Kopi Notes +1</p>\n<p>You could consider:</p>\n<p>Invest 30% to 50% now</p>\n<p>Dollar cost average the remainder over 6 to 12 months</p>\n<p>If your goal is dividend income</p>\n<p>The STI still offers attractive yields of roughly 3.5% to 4% depending on the measure used, which remains higher than many developed market indices. �</p>\n<p>The Kopi Notes +2</p>\n<p>Main risk now</p>\n<p>The STI is heavily concentrated in banks. If:</p>\n<p>Interest rates fall faster than expected</p>\n<p>Bank earnings weaken</p>\n<p>Global recession appears</p>\n<p>then the STI could correct despite being fundamentally strong.</p>\n<p>For someone in Singapore who already has CPF and SGD exposure, I would not put 100% of my equity portfolio into STI. A mix of STI plus global equities often provides better diversification.</p>\n<p>How much are you planning to invest, and is this for:</p>\n<p>Dividend income</p>\n<p>Retirement growth</p>\n<p>Short term trading</p>\n<p>The answer would be different for each objective.</p></body></html>","htmlText":"<html><head></head><body><p>If you are investing for 10+ years</p>\n<p>Buying at an all time high is not necessarily a problem.</p>\n<p>Historically, markets spend a lot of time making new highs. Investors who wait for a correction often miss years of compounding.</p>\n<p>If you are investing a large lump sum today</p>\n<p>Be cautious.</p>\n<p>The STI has risen more than 25% over the past year and dividend yields have compressed somewhat as prices increased. �</p>\n<p>The Kopi Notes +1</p>\n<p>You could consider:</p>\n<p>Invest 30% to 50% now</p>\n<p>Dollar cost average the remainder over 6 to 12 months</p>\n<p>If your goal is dividend income</p>\n<p>The STI still offers attractive yields of roughly 3.5% to 4% depending on the measure used, which remains higher than many developed market indices. �</p>\n<p>The Kopi Notes +2</p>\n<p>Main risk now</p>\n<p>The STI is heavily concentrated in banks. If:</p>\n<p>Interest rates fall faster than expected</p>\n<p>Bank earnings weaken</p>\n<p>Global recession appears</p>\n<p>then the STI could correct despite being fundamentally strong.</p>\n<p>For someone in Singapore who already has CPF and SGD exposure, I would not put 100% of my equity portfolio into STI. A mix of STI plus global equities often provides better diversification.</p>\n<p>How much are you planning to invest, and is this for:</p>\n<p>Dividend income</p>\n<p>Retirement growth</p>\n<p>Short term trading</p>\n<p>The answer would be different for each objective.</p></body></html>","text":"If you are investing for 10+ years Buying at an all time high is not necessarily a problem. Historically, markets spend a lot of time making new highs. Investors who wait for a correction often miss years of compounding. If you are investing a large lump sum today Be cautious. The STI has risen more than 25% over the past year and dividend yields have compressed somewhat as prices increased. � The Kopi Notes +1 You could consider: Invest 30% to 50% now Dollar cost average the remainder over 6 to 12 months If your goal is dividend income The STI still offers attractive yields of roughly 3.5% to 4% depending on the measure used, which remains higher than many developed market indices. � The Kopi Notes +2 Main risk now The STI is heavily concentrated in banks. If: Interest rates fall faster than expected Bank earnings weaken Global recession appears then the STI could correct despite being fundamentally strong. For someone in Singapore who already has CPF and SGD exposure, I would not put 100% of my equity portfolio into STI. A mix of STI plus global equities often provides better diversification. How much are you planning to invest, and is this for: Dividend income Retirement growth Short term trading The answer would be different for each objective.","highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":1,"repostSize":0,"favoriteSize":0,"link":"https://ttm.financial/post/576073590109128","repostId":0,"isVote":1,"tweetType":1,"viewCount":156,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":true,"length":1050,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[{"id":576128553140608,"commentId":"576128553140608","gmtCreate":1781664757496,"gmtModify":1781688079396,"authorId":9000000000000472,"author":{"id":9000000000000472,"idStr":"9000000000000472","authorId":9000000000000472,"name":"snipey","avatar":"https://static.tigerbbs.com/9ff565a6f54c24e1fc4110226338d657","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[],"wearingBadges":[]},"repliedAuthorId":0,"objectId":576073590109128,"objectIdStr":"576073590109128","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"I’d split it too — all in after a 25% run feels a bit itchy lol. For retirement money I’d rather average in and keep some global exposure","text":"I’d split it too — all in after a 25% run feels a bit itchy lol. For retirement money I’d rather average in and keep some global exposure","html":"I’d split it too — all in after a 25% run feels a bit itchy lol. For retirement money I’d rather average in and keep some global exposure","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0}],"hasMoreComment":true,"orderType":2}