If you want my financial opinion, I would simply just buy $SPY or $QQQ and DCA. Don’t think about it, do systematic buys on auto pilot. The most important thing is to build up your “bankroll” first. Work a summer job or part time job and continue to accumulate. I know, I know, not the sexy response you wanted, but too often we see young people want to take their $5k and turn it into $100k in a matter of months if not weeks. Do not let that influence you. Start building the foundational blocks the correct way.

Of course, you can always disagree and just go buy $TSLA leaps and pray.

But that’s what I would recommend my younger 18 year old self.

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  • Reg Ford
    ·2025-11-05
    100%同意,先建立资金,没有快速致富的废话!
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  • PhoebeReade
    ·2025-11-05
    Such valuable advice! Love the strategy! [Heart]
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  • Norton Rebecca
    ·2025-11-05
    No greed, just steady wins!
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