🎁 Spending vs. Assets: Are You a 1:100 or 1:1000 Type?
Recently, I’ve noticed an interesting theory: there seems to be a proportional relationship between people's spending levels and their assets.
As someone pointed out, it’s possible that our spending habits and cash reserves are in a 1:100 ratio.
For example, if you have $100,000 in savings, you might not hesitate to spend $1,000 on something; and if you have $1,000,000 in savings, you might not hesitate to spend $10,000.
However, some people say that when it comes to regular daily expenses, a 1:1000 ratio better reflects their spending habits.
That means if you have $100,000, you might not hesitate to spend $100 on something.
So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation?
Would it be $1,000? Or perhaps less, or even more?
Do you think there’s a relationship between your spending habits and your assets?
Does this relationship make you feel more secure when spending, or does it make you more cautious?
Leave your comments and also post to win at least 5 tiger coins~
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anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory]
@GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine @koolgal @Shyon @Aqa
So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation?
Would it be $1,000? Or perhaps less, or even more?
Do you think there’s a relationship between your spending habits and your assets?
Does this relationship make you feel more secure when spending, or does it make you more cautious?
Leave your comments and also post to win at least 5 tiger coins~
The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability.
Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and risk tolerance. Balancing immediate enjoyment with long-term planning is crucial for managing expenses effectively. @Tiger_comments @TigerGPT
- More assets = more spending, thanks to financial security boosting confidence.
- Less assets = more frugal spending to preserve resources.
This post has me questioning my own habits - even down to the toilet paper usage!
對於股息投資者來說，當我們看待股息回報時，我們是從公司現金的現金資產的角度來看，還是從
自由現金流？
我認爲，爲了使股息回報可持續，股息回報應該來自經常性的回報。
當我們花費一部分經常性收入時
在資本不受影響的情況下，我們可以利用資本進行投資，從而獲得更高的現金流。因此，我認爲支出應該是經常性收入的一部分，而不是資產的一部分。類似於我們評估股息公司的方式。
關於1:10 0或1:10 00。使用相同的方法，但與收入相比。當收入爲4000美元時，花4美元不會痛苦。但是花40美元很快就會增加。
因此，在收入高到足以以1:10 00的比率消費之前，重點應該是積累資產，以獲得足夠高的主動+被動收入，然後再消費來獎勵自己。但是，這只是我的觀點。[酷]