Affirm Holdings Inc. reported a robust fourth fiscal quarter of 2025, showcasing significant growth across several key metrics. The company's revenue reached $876 million, marking a 33% increase from the previous year. Gross Merchandise Volume (GMV) surged by 43% to $10.4 billion, underscoring the company's expanding market presence. Net income for the quarter was reported at $114 million, while operating income constituted 7% of revenue, reflecting an 18 percentage point increase. Adjusted operating income accounted for 27% of revenue, an improvement of 4 percentage points. Affirm's strategy of expanding its merchant network, enhancing transaction frequency, and maintaining strong credit performance has been pivotal to its success. The company achieved operating income profitability in the fourth quarter of FY'25, aligning with its previously stated goals. Looking ahead, Affirm intends to sustain positive operating income while pursuing aggressive growth and product investment. The company remains focused on increasing its operating leverage and exploring opportunities beyond the US and retail sectors.
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