If I had $100,000 in SRS for 10+ years, I would prefer a diversified mix of ETFs, REITs and selected stocks rather than leaving everything at 0.05%. Of course, higher returns come with higher risk. I would rather let the money work over time than allow inflation to quietly reduce its purchasing power.
For me, the key is to check my existing tax reliefs first, then contribute an amount I can comfortably lock away. SRS should complement CPF Life, not replace it. Ultimately, consistency and choosing investments that match my own risk tolerance matter more than simply chasing the highest return.
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
