3Q net profit declines 2% YoY to 2.954b.
3Q pre-tax profit up 1% YoY to record $3.48b, ROE at 17.1% and ROTE at 18.9%
Total income up 3% YoY to new high of $5.93b
o Group NII little changed from strong deposit growth and proactive balance sheet hedging
o Fee income and treasury customer sales reach new highs
o Markets trading income higher due to lower funding cost and more conducive trading environment
9M pre-tax profit up 3% to record $10.3b
Total income up 5% to new high of $17.6b from growth in commercial book and markets trading
Balance sheet remains strong
Asset quality resilient. NPL ratio stable at 1.0%, SP at 15bp for 3Q and 13bp for 9M
Allowance coverage at 139% and 229% after considering collateral
Transitional CET1 ratio at 16.9%, fully phased-in at 15.1%
3Q total dividend of 75¢ per share, comprising 60¢ ordinary dividend and 15¢ Capital Return dividend.
https://sporeshare.blogspot.com/2025/11/dbs-bank-3rd-quarter-results-is-out3q.html
Modify on 2025-11-06 07:46
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