I didn’t get into equities market until 2017. In addition, I didn’t sit down to work out my wealth until 2-4 years ago. 😱. Maybe all the while I am an extremely conservatives person. Parked my fund in FD. Moreover I set a KPI for myself to save $x amount at x age for my early retirement. When I achieved that, all my friends chided me for having an easy going job (KLKK) and why retire when company pays for my mobile and broadband. Of course, at times, I m running a mad house. But such incident is getting lesser and lesser. At times, I can’t help thinking I m already in semi-retirement mode 2-3 years ago. Coaching junior staff. I will only get my hands dirty when junior staff cannot handle tough customer. Other than that, I m day dreaming. 🤭😅😇😂🤫
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