🚀 PayPal is NOT just a payment button anymore! 🚀
The next phase of massive growth for PayPal isn't just about transactions—it's about becoming a full-fledged Commerce Platform.
Here's where the explosive growth will come from, and why your business (or wallet!) needs to pay attention:
1. The BNPL Powerhouse: Pay Over Time
PayPal's Buy Now, Pay Later volume is surging (growing over 20% year-over-year in Q2 2025!):
Higher Sales: When customers use BNPL (Pay in 4 or Pay Monthly), their average order value is often 80% higher than a standard checkout.
Ultimate Flexibility: They are expanding their BNPL options to both online and in-store with new products like Pay Monthly in-store, making it the most widely available solution globally.
New Incentives: Look out for new rewards, like the 5% cash back on BNPL purchases for the holidays!
2. The AI-Powered Ad Machine
PayPal holds one of the world's largest troves of consumer spending data. They are now officially entering the digital advertising game, using AI to:
🎯 Deliver highly targeted ads and personalized offers to consumers.
💰 Become a powerful new revenue stream for the company, turning spending data into marketing gold for merchants.
3. Dominating Small Business & Checkout
Forget slow checkouts. PayPal is making it effortless for millions of small-to-medium businesses (SMBs):
⚡ Fastlane Checkout: A new one-click, passwordless experience that dramatically increases sales conversion.
🤝 Strategic Alliances: Partnerships with giants like Google and integrations with e-commerce platforms like Amazon's Buy with Prime are expanding their branded checkout to billions of new users at a low cost.
The Bottom Line: PayPal is leveraging its massive scale, data advantage, and high-growth products like BNPL to move from a financial utility to a strategic commerce partner for both merchants and consumers. They aren't just processing payments—they're driving sales!
@TigerStars @TigerObserver @Daily_Discussion @Tiger_comments @TigerPM
Modify on 2025-10-06 19:22
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- Merle Ted·10-07TOPPayPal is trading at a forward PE of 12, PEG ratio of 0.76. I think a PE of 20 is more appropriate. PayPal's fair value should be between $100 to $1201Report
- Mortimer Arthur·10-07I think fair value is min $200. It has stable coin, buy now pay later, ad business, and others. it just needs someone on top who can sell.1Report