Kiwi Tigress
2025-07-27

$ocbc bank(O39.SI)$ $DBS(D05.SI)$ $Grab Holdings(GRAB)$ 🌟💥🏧⏳📈 Will OCBC break out or chill below? My SGX earnings call is locked 🔒💬

I’ve been exploring ways to diversify beyond the usual US tech plays and stumbled into Singapore’s top financial names, partly thanks to my long on $GRAB. I entered at $5.04 and it’s now sitting at $5.36 with unrealized gains of 6.29%, so I figured why not look deeper into the SGX space?

Next week’s earnings setup caught my eye, especially with OCBC and DBS both reporting. These are two of Singapore’s banking heavyweights, and just looking at their size, you can tell they don’t mess around:

🇸🇬 Top 10 SG Companies by Market Cap (27Jul25):

DBS Group: $109.25B

Sea Ltd: $93.78B

OCBC Bank: $60.39B

Singtel: $53.3B

UOB: $48.18B

Grab Holdings: $22.02B

Singapore Airlines: $22.51B

ST Engineering: $26.33B

Flex: $20.11B

Wilmar International: $14.72B

Among these, OCBC stood out for me. Technically, the price has been hugging that $17.30 to $17.45 range like it’s waiting for earnings to unlock the next move. With daily momentum indicators starting to pick up and volume pulling back into support, it feels like a shift is coming. The bank’s low short interest and strong buyback potential give me confidence the downside is limited unless EPS really disappoints.

Fundamentally, the valuation is still attractive. OCBC’s CET1 ratio is strong, and its dividend yield is one of the best among the banks on that list. I’m watching NIMs, fees, and provisions closely into earnings because those are the real price movers.

So here’s where I stand:

1. I think OCBC will close at SGD 18

2. No, I don’t think DBS will hit SGD 50

I’m not expecting DBS to rally hard unless they post a serious earnings beat and show signs of expanding margins or a solid uptick in fee income. Right now, it feels like they’re stuck in that $48.50 to $49.50 range unless something big changes on the macro front.

are you backing OCBC, DBS, or looking elsewhere on the SGX? 

Stay sharp 💚

KT out

[Game] Where Will OCBC Close On Friday?

@Tiger_comments：
$DBS(D05.SI)$ hit an all-time high of S$49.21 this Thursday, just one step away from the S$50 mark. $ocbc bank(O39.SI)$ also reached a record high earlier this week on Monday, touching S$17.45. UOB, however, has underperformed compared to the other two banks. OCBC is scheduled to release its earnings next Friday. According to a recent report from DBS, Singapore’s banking sector is facing margin compression and weakening non-interest income. Benchmark rates such as SORA and HIBOR have dropped significantly. 3-month SORA fell by 50 basis points, while 1-month and 3-month HIBOR plunged by 299 and 221 basis points, respectively. These declines are expected to exert repricing pressure on OCBC’s loan book. In Q1, OCBC’s NIM had already dropped from 2.15% to 2.04%, a quarter-on-quarter decrease of 11 basis points. A further compression is expected in Q2. OCBC lowered its fixed deposit rates by 25–50 basis points in May, and cut flagship savings account rates even more sharply by 70–135 basis points. These moves may help partially cushion the impact of declining asset yields on margins, but the overall effect is expected to be limited. Currently, OCBC’s payout ratio remains unchanged, and its dividend yield stays at a solid 6.0%. The bank is likely to maintain its conservative provisioning strategy. Despite stable asset quality — with a non-performing loan (NPL) ratio at 0.9% — uncertainties in commercial real estate and global trade are prompting OCBC to continue setting aside provisions. 2a5428fd0f80495eb3217f8879242a11.png Where will OCBC close next week? Can DBS hit SGD 50 next week? 🎁Join the prediction game Each participant who guesses the correct closing price will share 1,000 Tiger Coins (evenly split). Each participant gets 5 Tiger Coins just for joining. If no Tiger correctly predicts OCBC’s closing price next Friday, the 1,000 Tiger Coins will be split equally among all participants — just like the Nvidia prediction game we had last week. 💬 Comment below: 1. I think OCBC will close at SGD 18. 2. Yes, I think DBS will surpass SGD 50. The reward is based on the rounded number. For example, if OCBC closes at SGD18.12, coins will be distributed based on the SGD18 prediction. DBS prediction is simple: just answer yes or no. 🕒Event Time: 2025.7.26 - 2025.8.1 12:00 SGT
[Game] Where Will OCBC Close On Friday?

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  • dong123
    ·2025-07-28
    Interesting indeed
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