Investment Diary May 7, 2025: Analysis of UNH April 17 Crash
On April 17, 2025, UnitedHealth (UNH) experienced a massive drop of 22.38%. Unprecedented Nature of This Crash: · This marks UNH’s largest single-day decline since 1999. · As the highest-weighted healthcare stock in the Dow Jones Industrial Average, UNH’s plunge caused the Dow to fall while the S&P 500 rose—a divergence that has occurred only once since 1954. Media’s Explanation for the Crash: *“The company lowered its full-year earnings guidance. For UnitedHealth, such a downward revision is rare, as the company typically provides conservative forecasts... It now expects 2025 EPS betwe 26and26.50, far below its prior guidance of 29.50–30 and the consensus estimate of $29.74.”* But Is This the Full Story? The Q1 2025 earnings report showed no significant decline in revenue or
Regarding Pony.ai and WeRide, I’ve conducted some research and analysis for your reference. First, the conclusion: In the Robotaxi sector, Pony.ai has greater growth potential, while WeRide may struggle to gain upward momentum. 1. Core Business Pony.ai’s core business is software programming, whereas WeRide’s is automotive manufacturing. The former has lower marginal costs, offering more room for imagination in the investment market. From their current operations, Pony.ai is more focused. It concentrates on the rapidly growing Robotaxi sector while also developing Robotruck, targeting China and the U.S. WeRide is more diversified, with five business lines: Robotaxi, Robobus (autonomous minibuses), Robovan (autonomous delivery vehicles), Robosweeper (autonomous sanitation vehicles), and ADA