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Yuri0627
Yuri0627
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2022-09-06
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BBBY, DWAC, CVS, Signify Health And More: U.S. Stocks To Watch
With US stock futures trading higher this morning on Tuesday, some of the stocks that may grab investor focus today are as follows:
BBBY, DWAC, CVS, Signify Health And More: U.S. Stocks To Watch
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Yuri0627
Yuri0627
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2022-09-06
Nice
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Yuri0627
Yuri0627
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2022-09-06
Nice one
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Yuri0627
Yuri0627
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2022-02-06
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Yuri0627
Yuri0627
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2022-02-04
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Yuri0627
Yuri0627
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2022-01-31
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SoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It
SoFi Technologies (NASDAQ:SOFI), the financial technology company, is still falling. I wrote about t
SoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It
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Yuri0627
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2022-01-24
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Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better
Regulators have granted SoFi conditional approval on its application to become a bank.
Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better
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Yuri0627
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2022-01-22
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UBS’s Lovell Says Be Ready to Buy Dips as Stocks Are Nearly Oversold
Likes value, financials, energy now; eyes AI, data in techFirm expects three rate increases this yea
UBS’s Lovell Says Be Ready to Buy Dips as Stocks Are Nearly Oversold
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Yuri0627
Yuri0627
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2022-01-21
I love visa as well
Mastercard, Visa, and PayPal Earnings Are Coming. Here's What to Expect.
Mastercard, Visa, and PayPal are about to report earnings, so let's take a look at what investors ne
Mastercard, Visa, and PayPal Earnings Are Coming. Here's What to Expect.
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2022-01-20
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P&G's Shares Rose over 3% in Morning Trading
Procter & Gamble Co beat quarterly sales estimates on Wednesday, as the consumer goods giant benefit
P&G's Shares Rose over 3% in Morning Trading
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the company after the death of its chief financial officer.</li><li><b>DWAC</b> tumbled nearly 18% in premarket trading after failing to get backing for SPAC extension.</li></ul><ul><li>Wall Street expects <b> Kingsoft Cloud Holdings Limited </b> (NASDAQ:KC) to report a quarterly loss at $0.26 per share on revenue of $297.33 million. 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Kingsoft Cloud shares gained 2.7% to $3.10 in the after-hours trading session.</li><li><b>CVS Health Corp</b> (NYSE:CVS) agreed to buy <b> Signify Health, Inc.</b> (NYSE:SGFY) for around $8 billion in cash. CVS Health shares gained 0.3% to $99.77 in after-hours trading, while Signify Health shares jumped jumped 7.2% to $30.85 in the after-hours trading session.</li></ul><ul><li>Analysts are expecting <b> HealthEquity, Inc.</b> (NASDAQ:HQY) to have earned $0.33 per share on revenue of $203.82 million for the latest quarter. The company will release earnings after the markets close. HealthEquity shares gained 0.8% to $64.51 in the after-hours trading session.</li><li><b>UBS Group AG </b> (NYSE:UBS) terminated its $1.4 billion merger deal with Wealthfront. UBS shares fell 1.7% to $15.26 in the after-hours trading session.</li></ul></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4196":"保健护理服务","BK4550":"红杉资本持仓","KC":"金山云","BK4581":"高盛持仓","SGFY":"Signify Health, Inc.","CVS":"西维斯健康","BBBY":"Bed Bath & Beyond, Inc.","BK4504":"桥水持仓","HQY":"HealthEquity","UBS":"瑞银"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2265050092","content_text":"With US stock futures trading higher this morning on Tuesday, some of the stocks that may grab investor focus today are as follows:Shares of Bed Bath & Beyond tumbled 16% in premarket trading Tuesday as investors assessed the path ahead for the company after the death of its chief financial officer.DWAC tumbled nearly 18% in premarket trading after failing to get backing for SPAC extension.Wall Street expects Kingsoft Cloud Holdings Limited (NASDAQ:KC) to report a quarterly loss at $0.26 per share on revenue of $297.33 million. Kingsoft Cloud shares gained 2.7% to $3.10 in the after-hours trading session.CVS Health Corp (NYSE:CVS) agreed to buy Signify Health, Inc. (NYSE:SGFY) for around $8 billion in cash. CVS Health shares gained 0.3% to $99.77 in after-hours trading, while Signify Health shares jumped jumped 7.2% to $30.85 in the after-hours trading session.Analysts are expecting HealthEquity, Inc. (NASDAQ:HQY) to have earned $0.33 per share on revenue of $203.82 million for the latest quarter. The company will release earnings after the markets close. HealthEquity shares gained 0.8% to $64.51 in the after-hours trading session.UBS Group AG (NYSE:UBS) terminated its $1.4 billion merger deal with Wealthfront. UBS shares fell 1.7% to $15.26 in the after-hours trading session.","news_type":1,"symbols_score_info":{"SGFY":1,"CVS":1,"KC":0.9,"BBBY":0.9,"HQY":0.9,"UBS":0.9,"DWAC":0.9}},"isVote":1,"tweetType":1,"viewCount":2027,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9931267050,"gmtCreate":1662469400470,"gmtModify":1676537066938,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9931267050","repostId":"1150401770","repostType":4,"isVote":1,"tweetType":1,"viewCount":2130,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9931265401,"gmtCreate":1662469266803,"gmtModify":1676537066881,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Nice one","listText":"Nice one","text":"Nice one","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9931265401","repostId":"1180416429","repostType":4,"isVote":1,"tweetType":1,"viewCount":2266,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9098295582,"gmtCreate":1644132129765,"gmtModify":1676533893445,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Like please ","listText":"Like please ","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9098295582","repostId":"2209477133","repostType":4,"isVote":1,"tweetType":1,"viewCount":2611,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9091722569,"gmtCreate":1643946073282,"gmtModify":1676533875126,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Like please ","listText":"Like please ","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9091722569","repostId":"2208431531","repostType":4,"isVote":1,"tweetType":1,"viewCount":2542,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9093617300,"gmtCreate":1643608515330,"gmtModify":1676533835815,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Like please ","listText":"Like please ","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9093617300","repostId":"1101065601","repostType":4,"repost":{"id":"1101065601","kind":"news","pubTimestamp":1643588754,"share":"https://ttm.financial/m/news/1101065601?lang=&edition=fundamental","pubTime":"2022-01-31 08:25","market":"us","language":"en","title":"SoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It","url":"https://stock-news.laohu8.com/highlight/detail?id=1101065601","media":"investorplace","summary":"SoFi Technologies (NASDAQ:SOFI), the financial technology company, is still falling. I wrote about t","content":"<div>\n<p>SoFi Technologies (NASDAQ:SOFI), the financial technology company, is still falling. I wrote about this last month when it was at $14.85. But since then, SOFI stock has tumbled again, and by mid-day ...</p>\n\n<a href=\"https://investorplace.com/2022/01/sofi-stock-could-rise-to-20-or-more-based-on-analysts-projections-for-revenue-growth-over-the-long-term/\">Web Link</a>\n\n</div>\n","source":"lsy1606302653667","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-31 08:25 GMT+8 <a href=https://investorplace.com/2022/01/sofi-stock-could-rise-to-20-or-more-based-on-analysts-projections-for-revenue-growth-over-the-long-term/><strong>investorplace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SoFi Technologies (NASDAQ:SOFI), the financial technology company, is still falling. I wrote about this last month when it was at $14.85. But since then, SOFI stock has tumbled again, and by mid-day ...</p>\n\n<a href=\"https://investorplace.com/2022/01/sofi-stock-could-rise-to-20-or-more-based-on-analysts-projections-for-revenue-growth-over-the-long-term/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://investorplace.com/2022/01/sofi-stock-could-rise-to-20-or-more-based-on-analysts-projections-for-revenue-growth-over-the-long-term/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1101065601","content_text":"SoFi Technologies (NASDAQ:SOFI), the financial technology company, is still falling. I wrote about this last month when it was at $14.85. But since then, SOFI stock has tumbled again, and by mid-day Jan. 27, 2022, it was down to $11.56 per share.That represents another 22% drop, and in fact, since the end of the year SOFI stock is actually down $4.25 from $15.81 as of Dec. 31. This means it was down 26.9% year-to-date (YTD) when it hit that price. This drop really seems unsustainable, especially since its underlying value is significantly higher.So what is going on here? Let’s look into SoFi Technologies’ situation more closely.Where Things Stand With SoFiI wrote last month that SOFI stock is worth at least $19 per share based on analysts’ base target prices. Moreover, SoFi reported stellar earnings on Nov. 10, with the release of its third-quarter financial results.In addition, SoFi now has 2.9 million members, up 96% year-over-year. This gives it a huge base to whom it can sell high numbers of financial products.SoFi provided guidance of $272 million to $282 million for Q4. This is significantly higher than last year but represents only slightly higher than its Q3 revenue of $277.19 million on a non-GAAP basis.That could be one reason why the stock has been so weak lately. Analysts and investors typically want to see good quarterly consecutive top-line growth. This implies that going forward its year-over-year growth will not decelerate, which is what seems to be happening here.Where Analysts Stand on SoFi StockNevertheless, analysts’ projections for the stock still seem quite ebullient. For example, Seeking Alpha now shows that the average of 12 analysts is now $20.23. This is higher than the $19 per share price target last month.So, here we have a situation where analysts are turning more positive on the stock but it keeps falling. I don’t see that continuing for much longer.In fact, TipRanks.com reports that 10 analysts who have written on the stock in the last 3 months have an average target price of $20.30. This represents an upside of over 75.3% over today’s price.One of the problems with SoFi’s financials is that so far it is not EBITDA (earnings before interest, taxation, depreciation and amortization) profitable and cash flow positive. That could also be a reason why the stock has been so weak lately.In fact, some investors might want to wait for the company to get to this point before investing in SOFI stock. On the other hand, analysts now project the company to make $1.46 billion in revenue in 2022. This implies a 46% potential upside from estimates of 2021 revenue by analysts.Since SoFi has a $10.3 billion market cap now, this implies that the price-to-sales (P/S) multiple for 2022 is just 7.1 times. That does not seem very expensive. For example, Morningstar.com reports that the average P/S multiple during 2021 was 14.6 times.What to Do With SoFi StockRecently, analysts have been taking note of the stock’s weakness and its higher underlying value. On Jan. 21, Wedbush initiated coverage on SOFI stock with an “outperform” rating and a $20 price target.The analyst’s thesis was based on a five-year revenue compound annual growth rate of 28% through 2026. In addition, the analyst pointed out that the company’s clients will have an average FICO score of 750, which will allow it to have high profits and low write-off expenses.In addition, SoFi recently received a bank charter, which also allows it to have lower funding expenses. It also gives them a competitive advantage over some of their peers.As a result, investors might want to piggyback on this analyst’s recommendation and average down into the stock. This will allow them to significantly lower their average costs, which is good for long-term profits for the long-term investor.","news_type":1,"symbols_score_info":{"SOFI":0.9}},"isVote":1,"tweetType":1,"viewCount":3295,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007522928,"gmtCreate":1642958524205,"gmtModify":1676533759824,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Like please","listText":"Like please","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007522928","repostId":"2205248240","repostType":4,"repost":{"id":"2205248240","kind":"highlight","pubTimestamp":1642898373,"share":"https://ttm.financial/m/news/2205248240?lang=&edition=fundamental","pubTime":"2022-01-23 08:39","market":"us","language":"en","title":"Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better","url":"https://stock-news.laohu8.com/highlight/detail?id=2205248240","media":"Motley Fool","summary":"Regulators have granted SoFi conditional approval on its application to become a bank.","content":"<div>\n<p>After a difficult few months for the stock, SoFi (NASDAQ:SOFI) shareholders got some welcome news recently when regulators approved the company's application to become a bank. Now, SoFi will be able ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/\">Web Link</a>\n\n</div>\n","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHere's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-23 08:39 GMT+8 <a href=https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>After a difficult few months for the stock, SoFi (NASDAQ:SOFI) shareholders got some welcome news recently when regulators approved the company's application to become a bank. Now, SoFi will be able ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4535":"淡马锡持仓","BK4551":"寇图资本持仓","BK4166":"消费信贷","BK4549":"软银资本持仓","SOFI":"SoFi Technologies Inc."},"source_url":"https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2205248240","content_text":"After a difficult few months for the stock, SoFi (NASDAQ:SOFI) shareholders got some welcome news recently when regulators approved the company's application to become a bank. Now, SoFi will be able to complete its previously announced acquisition of Golden Pacific Bancorp and become a bank holding company.SoFi plans to capitalize the bank with $750 million, and the bank will have $5.3 billion of assets once the deal with Golden Pacific closes, which is expected to happen in February. Following the news of the bank charter, SoFi's stock shot up.Here's why SoFi's long-awaited bank charter will improve the company's operations.Image source: Getty Images.Streamlining operationsDespite competing in the banking space, many fintech companies start as tech companies and do not have a formal banking license -- they are not easy to obtain. So, most fintechs tend to partner with licensed banks to do things like hold the deposits they gather from their members (unlicensed banks can't hold deposits on their balance sheet) and originate loans for them in some cases. This typically involves some kind of revenue share. Additionally, because banks can't use deposits to fund loan originations, they have to use higher-cost funding.One of the main benefits of the bank charter will be enabling SoFi to lower its interest expense, which is the interest SoFi pays on the debt it uses to fund assets such as loans. According to its recent regulatory filing, the company's current funding sources for originations include securitization debt and funding from warehouse facilities. SoFi pays interest on this funding of nearly 4% and 1.6%, respectively. This funding is also not as reliable in certain market conditions. Currently, most savings and checking accounts pay out very little interest, and even a lot of high-yield savings accounts pay much less interest than these higher-cost sources.With the bank charter, SoFi will be able to transfer all of the deposits in its cash management SoFi Money product that it currently sends to a partner bank back into SoFi to hold. SoFi Money accounts topped 1.16 million at the end of the third quarter, so they should offer a decent source of funding that will also grow in the future. This will significantly lower SoFi's cost of funding loan originations, or it can maintain both sources if it needs them to grow.Additionally, having a bank charter will make it easier for SoFi to hold loans on its balance sheet, whether that means holding loans for longer periods or to completion. Most fintech consumer lenders sell loans they originate right away to an investor or bank for a fee. But when you hold a loan on the balance sheet, you can collect interest payments every month, and that loan ends up being more profitable over its life, as long as it doesn't go into default.With a bank charter, SoFi will have more clarity from a regulatory perspective on its operations. It is also another signal to investors that SoFi is a trustworthy lender. While the company has a good reputation, given that it has been originating loans for several years now, I think investors see it as a good sign that a fintech company is willing to take some risk on its balance sheet, although I am not yet sure how long SoFi plans to hold its loans.In its first presentation, management showed the impact of the bank charter on earnings before interest, taxes, depreciation, and amortization (EBITDA). While the numbers have likely changed, as this presentation is now roughly a year old, I think this is illustrative of how helpful the bank charter can be.SoFi January 2021 investor presentation.Hitting a key milestoneWhile the bank charter has been long anticipated, there was some question over it, given some of the regulatory uncertainty in the banking arena in Washington over the past few months. It is also no easy feat for any fintech to obtain a bank charter. The charter will make the deposits that SoFi gathers much more valuable and greatly help the unit economics in its lending division. Ultimately, expect revenue and EBITDA to be higher this year and going forward with the bank charter now secured.","news_type":1,"symbols_score_info":{"SOFI":1}},"isVote":1,"tweetType":1,"viewCount":2716,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007850238,"gmtCreate":1642834691129,"gmtModify":1676533751675,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Like please","listText":"Like please","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007850238","repostId":"1159385618","repostType":4,"repost":{"id":"1159385618","kind":"news","pubTimestamp":1642784391,"share":"https://ttm.financial/m/news/1159385618?lang=&edition=fundamental","pubTime":"2022-01-22 00:59","market":"us","language":"en","title":"UBS’s Lovell Says Be Ready to Buy Dips as Stocks Are Nearly Oversold","url":"https://stock-news.laohu8.com/highlight/detail?id=1159385618","media":"Bloomberg","summary":"Likes value, financials, energy now; eyes AI, data in techFirm expects three rate increases this yea","content":"<div>\n<p>Likes value, financials, energy now; eyes AI, data in techFirm expects three rate increases this year to cool inflationThe S&P 500 is down about 7% from a record earlier this year, and UBS Global ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2022-01-21/ubs-s-lovell-says-be-ready-to-buy-dips-as-stocks-nearly-oversold?srnd=markets-vp\">Web Link</a>\n\n</div>\n","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>UBS’s Lovell Says Be Ready to Buy Dips as Stocks Are Nearly Oversold</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUBS’s Lovell Says Be Ready to Buy Dips as Stocks Are Nearly Oversold\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-22 00:59 GMT+8 <a href=https://www.bloomberg.com/news/articles/2022-01-21/ubs-s-lovell-says-be-ready-to-buy-dips-as-stocks-nearly-oversold?srnd=markets-vp><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Likes value, financials, energy now; eyes AI, data in techFirm expects three rate increases this year to cool inflationThe S&P 500 is down about 7% from a record earlier this year, and UBS Global ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2022-01-21/ubs-s-lovell-says-be-ready-to-buy-dips-as-stocks-nearly-oversold?srnd=markets-vp\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://www.bloomberg.com/news/articles/2022-01-21/ubs-s-lovell-says-be-ready-to-buy-dips-as-stocks-nearly-oversold?srnd=markets-vp","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1159385618","content_text":"Likes value, financials, energy now; eyes AI, data in techFirm expects three rate increases this year to cool inflationThe S&P 500 is down about 7% from a record earlier this year, and UBS Global Wealth Management’s Nadia Lovell is undaunted: Prepare to buy, she says.“The market has had a choppy start to the year, but it does feel like most of the selling might be behind us,” the senior U.S. equity strategist at the firm told Bloomberg Television’s Surveillance Friday. “We are approaching key support levels on the S&P 500, and that would suggest that the market is near oversold territory, so we are looking for some stability in the market going forward. Think about buying those dips.”Lovell isn’t alone on seeing an opportunity. Some 74% of institutional investors are planning to increase their equity exposure in the near term, the results of the most recent survey by JPMorgan Chase & Co. show. That’s the most since the bank’s strategists began conducting the poll in June 2021.The UBS strategist is recommending investors focus on value stocks, particularly in financials and the energy sector. UBS is expecting the Federal Reserve to raise interest rates three times -- in March, June and September -- to calm inflation, and Lovell sees that as a reason to wait for a further pullback in most technology shares, which typically underperform when rates increase.But there are some tech companies that she is keeping an eye on.“We’ll use the opportunity of indiscriminate selling to build a position over the long term, particularly in areas like artificial intelligence, big data, cybersecurity,” Lovell said. “There’s an opportunity to build in high-quality names with sustainable business models.”","news_type":1,"symbols_score_info":{".IXIC":0.9,".DJI":0.9,".SPX":0.9}},"isVote":1,"tweetType":1,"viewCount":2182,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007951261,"gmtCreate":1642748476477,"gmtModify":1676533742865,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"I love visa as well","listText":"I love visa as well","text":"I love visa as well","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007951261","repostId":"1132830350","repostType":4,"repost":{"id":"1132830350","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1642744904,"share":"https://ttm.financial/m/news/1132830350?lang=&edition=fundamental","pubTime":"2022-01-21 14:01","market":"us","language":"en","title":"Mastercard, Visa, and PayPal Earnings Are Coming. Here's What to Expect.","url":"https://stock-news.laohu8.com/highlight/detail?id=1132830350","media":"Tiger Newspress","summary":"Mastercard, Visa, and PayPal are about to report earnings, so let's take a look at what investors ne","content":"<html><head></head><body><p>Mastercard, Visa, and PayPal are about to report earnings, so let's take a look at what investors need to know.</p><h3>Mastercard</h3><p>Mastercard is set to release its earnings data before the market opens on Thursday, January 27th.</p><p>Analysts expect the company to announce earnings of $2.19 per share for the quarter.</p><p>Analysts think disruption in the payments space could continue to weigh on Mastercard.</p><p>There's a lot of disruption in the fintech space right now, and there are fears that hefty margins enjoyed by credit card companies for many years may be in jeopardy.</p><p>Undoubtedly, Buy Now Pay Later (BNPL) is a hot trend in the fintech space, promising no interest on payment plans based on fixed installments. For consumers, it's a great deal versus the incredibly high interest on credit card debt, arguably one of the priciest debts to have aside from pay-day loan debt.</p><p>With digital retail kingpin Amazon previously remarking on high fees on Visa (V) cards, retailers could side with consumers as up-and-comers duke it out in the payments space in what could become a race to the bottom in terms of rates charged on consumer debts.</p><p>Analysts view the rise of BNPL firms and ongoing disruption in the payments space as a potentially long-lasting headwind that could continue to weigh on many incumbents.</p><p>While credit card issuers have created their own BNPL offerings, such moves are unlikely to stop the erosion of margins in credit cards that have helped firms like Mastercard and Visa grow earnings at an enviable pace over the years.</p><h3>Visa</h3><p>Visa is scheduled to be announcing its earnings results after the market closes on Thursday, January 27th.</p><p>This global payments processor is expected to post quarterly earnings of $1.69 per share in its upcoming report, which represents a year-over-year change of 19%.</p><p>Revenues are expected to be $6.76 billion, up 18.9% from the year-ago quarter.</p><p>Visa has launched multiple cryptocurrency initiatives in recent years as the company seeks to remain relevant in the changing payment industry. The company viewed cryptocurrency as a massive expansion from the fiat currency as more consumers recognized the value of the decentralized system. In addition, Visa also seeks to enhance its cross-border payment solutions as more fintech delivers more transparency and value to consumers.</p><p>The cryptocurrency market experienced extreme growth by the end of 2021, surpassing $3T of value in November, representing an increase of 375% since the start of the year. In addition, Bitcoin hit its all-time high of $68.7K on 10 November 2021, while Ether hit $4.4K on 11 November 2021.</p><p>Analysts expect the cryptocurrency market to perform well as a long-term digital asset with increased institutional adoption and federal government regulation. As a result, it made sense for Visa to perform a crucial bridging role between "banks, crypto trading, and custody platforms," as more consumers embrace the decentralized currency. Moving forward, Analysts expect to see Visa flourish alongside the cryptocurrency market's macro growth trends.</p><p>In December 2021, Visa reported that it had acquired Currencycloud, a B2B cross-border payments solution, in a £700M deal. The company expects to further enhance its existing cross-border payments through the acquisition, on top of its current strategic partnership since 2019. Currencycloud currently supports 500 banking and technology clients in 180 countries, with over $5B in monthly cross-border transactions. Globally, around $1.9T of payment revenues are reported in 2020, with the number expected to rise to $2.5T by 2025, at a CAGR of 5.64%. It shows that global businesses are growing exponentially and that legacy payment platforms like Visa needs to innovate to stay competitive.</p><p>As a result, Visa and its consumers stand to gain from the enhanced cross-border payments as global B2B businesses and eCommerce becomes more mainstream.</p><h3>PayPal</h3><p>Early next month, PayPal will deliver 4Q21’s financials, and after lowering expectations last quarter, Deutsche Bank’s Bryan Keane expects the digital payments giant to deliver “steady growth.”</p><p>Boosted by ~24% year-over-year TPV growth, the analyst anticipates PYPL will generate revenue growth of ~12.9% and EPS of $1.12.</p><p>That said, Keane does not foresee any unexpected fireworks. “Given the latest quarterly trends in eComm, continued supply-chain issues, delta/omicron, and eBay headwinds, we see relatively limited upside again this quarter,” said the 5-star analyst.</p><p>Looking at PayPal’s monthly users trends, Keane’s expected results appear in the same ballpark as the quarter’s action. Unique Visitors (UVs) rose by 14% sequentially from 676.8 million to 769 million and came in 11% above the figure reported during the same period last year.</p><p><img src=\"https://static.tigerbbs.com/d650fa1f74de4036b93480e5e8873a41\" tg-width=\"554\" tg-height=\"218\" referrerpolicy=\"no-referrer\"/>Looking ahead to 1Q22, similar to 4Q21, given the “more difficult comps” yet offset by “moderating eBay headwinds,” Keane thinks PayPal will “potentially” guide to cc revenue growth of ~12-14%.</p><p>That, however, “should mark the trough as growth rates steady and start to re-accelerate.” In fact, by 4Q22, Keane anticipates revenue growth will increase to 20% year-over-year with EPS potentially seeing out 2022 up by 25%. This is due to both easier comps and the addition of “modest incremental momentum” from the Super App.</p><p>In September, the company launched the first version of the Super App, which mixes services such as BNPL and crypto with “new products” including high-yield savings, in-app shopping tools, deals, rewards and bill pay. Over the coming months, the app’s features will be further enhanced with the introduction of additional investment capabilities, new online and in-store shopping processes, and “better PYPL branded capabilities.” The company also recently announced it is looking at potentially adding its own stablecoin.</p><p>Keane reiterated a Buy rating while sticking to a $260 price target.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Mastercard, Visa, and PayPal Earnings Are Coming. Here's What to Expect.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMastercard, Visa, and PayPal Earnings Are Coming. Here's What to Expect.\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-01-21 14:01</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Mastercard, Visa, and PayPal are about to report earnings, so let's take a look at what investors need to know.</p><h3>Mastercard</h3><p>Mastercard is set to release its earnings data before the market opens on Thursday, January 27th.</p><p>Analysts expect the company to announce earnings of $2.19 per share for the quarter.</p><p>Analysts think disruption in the payments space could continue to weigh on Mastercard.</p><p>There's a lot of disruption in the fintech space right now, and there are fears that hefty margins enjoyed by credit card companies for many years may be in jeopardy.</p><p>Undoubtedly, Buy Now Pay Later (BNPL) is a hot trend in the fintech space, promising no interest on payment plans based on fixed installments. For consumers, it's a great deal versus the incredibly high interest on credit card debt, arguably one of the priciest debts to have aside from pay-day loan debt.</p><p>With digital retail kingpin Amazon previously remarking on high fees on Visa (V) cards, retailers could side with consumers as up-and-comers duke it out in the payments space in what could become a race to the bottom in terms of rates charged on consumer debts.</p><p>Analysts view the rise of BNPL firms and ongoing disruption in the payments space as a potentially long-lasting headwind that could continue to weigh on many incumbents.</p><p>While credit card issuers have created their own BNPL offerings, such moves are unlikely to stop the erosion of margins in credit cards that have helped firms like Mastercard and Visa grow earnings at an enviable pace over the years.</p><h3>Visa</h3><p>Visa is scheduled to be announcing its earnings results after the market closes on Thursday, January 27th.</p><p>This global payments processor is expected to post quarterly earnings of $1.69 per share in its upcoming report, which represents a year-over-year change of 19%.</p><p>Revenues are expected to be $6.76 billion, up 18.9% from the year-ago quarter.</p><p>Visa has launched multiple cryptocurrency initiatives in recent years as the company seeks to remain relevant in the changing payment industry. The company viewed cryptocurrency as a massive expansion from the fiat currency as more consumers recognized the value of the decentralized system. In addition, Visa also seeks to enhance its cross-border payment solutions as more fintech delivers more transparency and value to consumers.</p><p>The cryptocurrency market experienced extreme growth by the end of 2021, surpassing $3T of value in November, representing an increase of 375% since the start of the year. In addition, Bitcoin hit its all-time high of $68.7K on 10 November 2021, while Ether hit $4.4K on 11 November 2021.</p><p>Analysts expect the cryptocurrency market to perform well as a long-term digital asset with increased institutional adoption and federal government regulation. As a result, it made sense for Visa to perform a crucial bridging role between "banks, crypto trading, and custody platforms," as more consumers embrace the decentralized currency. Moving forward, Analysts expect to see Visa flourish alongside the cryptocurrency market's macro growth trends.</p><p>In December 2021, Visa reported that it had acquired Currencycloud, a B2B cross-border payments solution, in a £700M deal. The company expects to further enhance its existing cross-border payments through the acquisition, on top of its current strategic partnership since 2019. Currencycloud currently supports 500 banking and technology clients in 180 countries, with over $5B in monthly cross-border transactions. Globally, around $1.9T of payment revenues are reported in 2020, with the number expected to rise to $2.5T by 2025, at a CAGR of 5.64%. It shows that global businesses are growing exponentially and that legacy payment platforms like Visa needs to innovate to stay competitive.</p><p>As a result, Visa and its consumers stand to gain from the enhanced cross-border payments as global B2B businesses and eCommerce becomes more mainstream.</p><h3>PayPal</h3><p>Early next month, PayPal will deliver 4Q21’s financials, and after lowering expectations last quarter, Deutsche Bank’s Bryan Keane expects the digital payments giant to deliver “steady growth.”</p><p>Boosted by ~24% year-over-year TPV growth, the analyst anticipates PYPL will generate revenue growth of ~12.9% and EPS of $1.12.</p><p>That said, Keane does not foresee any unexpected fireworks. “Given the latest quarterly trends in eComm, continued supply-chain issues, delta/omicron, and eBay headwinds, we see relatively limited upside again this quarter,” said the 5-star analyst.</p><p>Looking at PayPal’s monthly users trends, Keane’s expected results appear in the same ballpark as the quarter’s action. Unique Visitors (UVs) rose by 14% sequentially from 676.8 million to 769 million and came in 11% above the figure reported during the same period last year.</p><p><img src=\"https://static.tigerbbs.com/d650fa1f74de4036b93480e5e8873a41\" tg-width=\"554\" tg-height=\"218\" referrerpolicy=\"no-referrer\"/>Looking ahead to 1Q22, similar to 4Q21, given the “more difficult comps” yet offset by “moderating eBay headwinds,” Keane thinks PayPal will “potentially” guide to cc revenue growth of ~12-14%.</p><p>That, however, “should mark the trough as growth rates steady and start to re-accelerate.” In fact, by 4Q22, Keane anticipates revenue growth will increase to 20% year-over-year with EPS potentially seeing out 2022 up by 25%. This is due to both easier comps and the addition of “modest incremental momentum” from the Super App.</p><p>In September, the company launched the first version of the Super App, which mixes services such as BNPL and crypto with “new products” including high-yield savings, in-app shopping tools, deals, rewards and bill pay. Over the coming months, the app’s features will be further enhanced with the introduction of additional investment capabilities, new online and in-store shopping processes, and “better PYPL branded capabilities.” The company also recently announced it is looking at potentially adding its own stablecoin.</p><p>Keane reiterated a Buy rating while sticking to a $260 price target.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"V":"Visa","PYPL":"PayPal","MA":"万事达"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1132830350","content_text":"Mastercard, Visa, and PayPal are about to report earnings, so let's take a look at what investors need to know.MastercardMastercard is set to release its earnings data before the market opens on Thursday, January 27th.Analysts expect the company to announce earnings of $2.19 per share for the quarter.Analysts think disruption in the payments space could continue to weigh on Mastercard.There's a lot of disruption in the fintech space right now, and there are fears that hefty margins enjoyed by credit card companies for many years may be in jeopardy.Undoubtedly, Buy Now Pay Later (BNPL) is a hot trend in the fintech space, promising no interest on payment plans based on fixed installments. For consumers, it's a great deal versus the incredibly high interest on credit card debt, arguably one of the priciest debts to have aside from pay-day loan debt.With digital retail kingpin Amazon previously remarking on high fees on Visa (V) cards, retailers could side with consumers as up-and-comers duke it out in the payments space in what could become a race to the bottom in terms of rates charged on consumer debts.Analysts view the rise of BNPL firms and ongoing disruption in the payments space as a potentially long-lasting headwind that could continue to weigh on many incumbents.While credit card issuers have created their own BNPL offerings, such moves are unlikely to stop the erosion of margins in credit cards that have helped firms like Mastercard and Visa grow earnings at an enviable pace over the years.VisaVisa is scheduled to be announcing its earnings results after the market closes on Thursday, January 27th.This global payments processor is expected to post quarterly earnings of $1.69 per share in its upcoming report, which represents a year-over-year change of 19%.Revenues are expected to be $6.76 billion, up 18.9% from the year-ago quarter.Visa has launched multiple cryptocurrency initiatives in recent years as the company seeks to remain relevant in the changing payment industry. The company viewed cryptocurrency as a massive expansion from the fiat currency as more consumers recognized the value of the decentralized system. In addition, Visa also seeks to enhance its cross-border payment solutions as more fintech delivers more transparency and value to consumers.The cryptocurrency market experienced extreme growth by the end of 2021, surpassing $3T of value in November, representing an increase of 375% since the start of the year. In addition, Bitcoin hit its all-time high of $68.7K on 10 November 2021, while Ether hit $4.4K on 11 November 2021.Analysts expect the cryptocurrency market to perform well as a long-term digital asset with increased institutional adoption and federal government regulation. As a result, it made sense for Visa to perform a crucial bridging role between \"banks, crypto trading, and custody platforms,\" as more consumers embrace the decentralized currency. Moving forward, Analysts expect to see Visa flourish alongside the cryptocurrency market's macro growth trends.In December 2021, Visa reported that it had acquired Currencycloud, a B2B cross-border payments solution, in a £700M deal. The company expects to further enhance its existing cross-border payments through the acquisition, on top of its current strategic partnership since 2019. Currencycloud currently supports 500 banking and technology clients in 180 countries, with over $5B in monthly cross-border transactions. Globally, around $1.9T of payment revenues are reported in 2020, with the number expected to rise to $2.5T by 2025, at a CAGR of 5.64%. It shows that global businesses are growing exponentially and that legacy payment platforms like Visa needs to innovate to stay competitive.As a result, Visa and its consumers stand to gain from the enhanced cross-border payments as global B2B businesses and eCommerce becomes more mainstream.PayPalEarly next month, PayPal will deliver 4Q21’s financials, and after lowering expectations last quarter, Deutsche Bank’s Bryan Keane expects the digital payments giant to deliver “steady growth.”Boosted by ~24% year-over-year TPV growth, the analyst anticipates PYPL will generate revenue growth of ~12.9% and EPS of $1.12.That said, Keane does not foresee any unexpected fireworks. “Given the latest quarterly trends in eComm, continued supply-chain issues, delta/omicron, and eBay headwinds, we see relatively limited upside again this quarter,” said the 5-star analyst.Looking at PayPal’s monthly users trends, Keane’s expected results appear in the same ballpark as the quarter’s action. Unique Visitors (UVs) rose by 14% sequentially from 676.8 million to 769 million and came in 11% above the figure reported during the same period last year.Looking ahead to 1Q22, similar to 4Q21, given the “more difficult comps” yet offset by “moderating eBay headwinds,” Keane thinks PayPal will “potentially” guide to cc revenue growth of ~12-14%.That, however, “should mark the trough as growth rates steady and start to re-accelerate.” In fact, by 4Q22, Keane anticipates revenue growth will increase to 20% year-over-year with EPS potentially seeing out 2022 up by 25%. This is due to both easier comps and the addition of “modest incremental momentum” from the Super App.In September, the company launched the first version of the Super App, which mixes services such as BNPL and crypto with “new products” including high-yield savings, in-app shopping tools, deals, rewards and bill pay. Over the coming months, the app’s features will be further enhanced with the introduction of additional investment capabilities, new online and in-store shopping processes, and “better PYPL branded capabilities.” The company also recently announced it is looking at potentially adding its own stablecoin.Keane reiterated a Buy rating while sticking to a $260 price target.","news_type":1,"symbols_score_info":{"MA":0.9,"PYPL":0.9,"V":0.9}},"isVote":1,"tweetType":1,"viewCount":2405,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9004285319,"gmtCreate":1642610920754,"gmtModify":1676533727690,"author":{"id":"4102392032595910","authorId":"4102392032595910","name":"Yuri0627","avatar":"https://static.tigerbbs.com/a93484bb00c024c9d7f22310e195dc50","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102392032595910","idStr":"4102392032595910"},"themes":[],"htmlText":"Like please","listText":"Like please","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9004285319","repostId":"1181203855","repostType":4,"repost":{"id":"1181203855","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1642602954,"share":"https://ttm.financial/m/news/1181203855?lang=&edition=fundamental","pubTime":"2022-01-19 22:35","market":"us","language":"en","title":"P&G's Shares Rose over 3% in Morning Trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1181203855","media":"Tiger Newspress","summary":"Procter & Gamble Co beat quarterly sales estimates on Wednesday, as the consumer goods giant benefit","content":"<html><head></head><body><p>Procter & Gamble Co beat quarterly sales estimates on Wednesday, as the consumer goods giant benefited from higher prices and resurgent demand for cleaning products due to a spike in COVID-19 infections.</p><p>P&G's shares rose over 3% in morning trading after the company also raised its full-year organic sales forecast to a range of 4-5% from 2-4% earlier.</p><p><img src=\"https://static.tigerbbs.com/552516f6b3750a7d732bc100bfa73931\" tg-width=\"937\" tg-height=\"637\" referrerpolicy=\"no-referrer\"/>P&G said sales in fabric & home care unit, the company's biggest segment and home to brands such as Tide and Mr. Clean, rose 7% in its second quarter, as the rapid spread of the Omicron coronavirus variant since late last year led to consumers stocking up again on detergents and surface cleaning products.</p><p>Overall net sales rose 6% to $20.95 billion, also helped by price increases the company implemented last year to cope with higher commodity and freight costs. Analysts on average had expected sales of $20.34 billion, according to IBES data from Refinitiv.</p><p>P&G said it now expects a hit of about $2.8 billion related to commodity and freight costs this fiscal year, compared with a prior forecast of about $2.3 billion.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>P&G's Shares Rose over 3% in Morning Trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nP&G's Shares Rose over 3% in Morning Trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-01-19 22:35</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Procter & Gamble Co beat quarterly sales estimates on Wednesday, as the consumer goods giant benefited from higher prices and resurgent demand for cleaning products due to a spike in COVID-19 infections.</p><p>P&G's shares rose over 3% in morning trading after the company also raised its full-year organic sales forecast to a range of 4-5% from 2-4% earlier.</p><p><img src=\"https://static.tigerbbs.com/552516f6b3750a7d732bc100bfa73931\" tg-width=\"937\" tg-height=\"637\" referrerpolicy=\"no-referrer\"/>P&G said sales in fabric & home care unit, the company's biggest segment and home to brands such as Tide and Mr. Clean, rose 7% in its second quarter, as the rapid spread of the Omicron coronavirus variant since late last year led to consumers stocking up again on detergents and surface cleaning products.</p><p>Overall net sales rose 6% to $20.95 billion, also helped by price increases the company implemented last year to cope with higher commodity and freight costs. Analysts on average had expected sales of $20.34 billion, according to IBES data from Refinitiv.</p><p>P&G said it now expects a hit of about $2.8 billion related to commodity and freight costs this fiscal year, compared with a prior forecast of about $2.3 billion.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PG":"宝洁"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181203855","content_text":"Procter & Gamble Co beat quarterly sales estimates on Wednesday, as the consumer goods giant benefited from higher prices and resurgent demand for cleaning products due to a spike in COVID-19 infections.P&G's shares rose over 3% in morning trading after the company also raised its full-year organic sales forecast to a range of 4-5% from 2-4% earlier.P&G said sales in fabric & home care unit, the company's biggest segment and home to brands such as Tide and Mr. Clean, rose 7% in its second quarter, as the rapid spread of the Omicron coronavirus variant since late last year led to consumers stocking up again on detergents and surface cleaning products.Overall net sales rose 6% to $20.95 billion, also helped by price increases the company implemented last year to cope with higher commodity and freight costs. Analysts on average had expected sales of $20.34 billion, according to IBES data from Refinitiv.P&G said it now expects a hit of about $2.8 billion related to commodity and freight costs this fiscal year, compared with a prior forecast of about $2.3 billion.","news_type":1,"symbols_score_info":{"PG":0.9}},"isVote":1,"tweetType":1,"viewCount":3084,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}