After a turbulent period of market declines, investors are treading carefully. Every small rebound is met with skepticism. Many believe the recent uptick is nothing more than a dead cat bounce — a short-lived recovery before another plunge in a prolonged bear market. But others argue that certain macro factors, such as a potential shift in U.S. trade policy, could be signs of stabilization and even recovery. So, where are we now in the cycle — at the edge of a true bottom, or just pausing before more downside? What Is a Dead Cat Bounce, Really? A dead cat bounce is a market term used to describe a temporary rally during an extended downtrend. It's usually driven by short-term optimism, short covering, or bargain-hunting — but often fades as the underlying issues remain unresolved. These bo

It’s often said that there are only three types of investors who consistently make money in the U.S. stock market — especially when they stay invested over the long term (typically 10+ years). These investor "types" are: The “Never Sell” Investor The Swing Trader The “Buy More on Dips” Investor On paper, these strategies sound smart — and in many cases, they are. But in practice, none of them guarantee success. Investing is part strategy, part psychology, and yes, part luck. 1. The “Never Sell” Investor Philosophy: Buy great companies and hold them forever. Example: Long-term holders of companies like Apple, Amazon, or Coca-Cola. Why It Works? Compound growth over decades can turn small investments into generational wealth. This strategy benefits from time in the market rather than trying

Bitcoin has once again surged, breaking above the $90,000 mark and trading around $93,700 at the time of writing. As global uncertainty continues to ripple through financial markets, the "digital gold" narrative surrounding Bitcoin has reemerged with intensity. Sentiment is red-hot — the Bitcoin Fear & Greed Index has risen to 72, deep in “greed” territory. But not everyone is joining the party — and I count myself among the cautious. Despite the hype, I’m not holding Bitcoin, nor do I intend to buy it at these elevated levels. Euphoria or Bubble Territory? Bitcoin’s meteoric rise has always sparked debate. Supporters argue it’s a hedge against inflation, a decentralized store of value, and a key asset in a digitizing world. But at nearly $94,000, I believe we’re reaching frothy levels

After a meteoric rise that saw it break above $3,500—topping institutional price targets—gold has finally started to pull back, raising questions about whether the top is in or just a pause in a longer trend. Goldman Sachs recently updated its year-end gold forecast to $3,700, citing upside tail risks that could push the yellow metal as high as $4,500 under more extreme macro conditions. UBS followed suit, revising its own gold target to $3,500. But as institutions grow increasingly bullish on gold, some investors—myself included—are starting to question whether this is a good time to enter. Gold’s Run: Driven by Fear, Rates, and a Dollar in Flux The surge in gold has been fueled by a perfect storm of economic uncertainty, declining real yields, a weaker dollar etc. Central bank demand—par

In a notable shift, President Donald Trump declared that he has no intention of firing Federal Reserve Chairman Jerome Powell. This statement marks a reversal from his previously combative stance toward Powell and appears to have reassured financial markets. Following the announcement, U.S. stocks, bonds, and the dollar rebounded, while gold—often a hedge against uncertainty—retreated from its recent highs. A Win for Market Stability—For Now Markets welcomed this sign of political restraint as a de-escalation of potential interference in monetary policy. The independence of the Federal Reserve is foundational to the credibility of U.S. financial institutions. If the Fed were seen as politically compromised, investor confidence could erode rapidly. Trump's assurance signals a willingness to

One book that truly shifted my perspective on money and life is Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins. As part of my reflection, one sentence that captures the impact of the book on me is: "The book helped me see that managing money wisely also means knowing when and how to spend it to truly enjoy life." It challenged many of the conventional ideas I had absorbed about financial planning, especially the popular mantra of "save, save, invest, invest," and the pursuit of FIRE (Financial Independence, Retire Early). What stood out to me is how the book emphasizes the idea that life is not just about accumulating wealth—it's about using that wealth to create meaningful experiences while we’re still healthy enough to enjoy them. The book makes a compel

I opened $Pfizer(PFE)$  ,In my view, PFE looks oversold, particularly when factoring in it's high dividend yield, which made it a compelling opportunity to add to my position.

I opened $iShares 10-20 Year Treasury Bond ETF(TLH)$  ,Interest rates have been high for some time and I believe the risk of a recession still lingers. That's why I added more TLH as it would likely rise in value if a recession were to materialise.

I opened $Pfizer(PFE)$  ,I bought PFE because it's currently trading well below its 52-week high of $31.54, with the 52-week range spanning from $20.92 to $31.54.

In an escalation of U.S.-China tensions, the White House has announced tariff hikes on Chinese goods, with rates climbing as high as 245%. While these tariffs directly target trade, they’re reigniting broader geopolitical concerns—especially in the financial markets, where Chinese companies listed in the U.S. via American Depository Receipts (ADRs) may again face delisting threats. This isn’t a new fear, but it’s one that flares up during periods of political strain. The difference this time? Institutions and companies seem more prepared. Dual Listings: A Strategic Shift to Hong Kong In recent years, many of China’s corporate giants—Alibaba, JD.com, NetEase, and others—have adopted dual listings in Hong Kong, creating a financial safety net in case they are forced to exit U.S. exchanges. S

In a market that can’t seem to make up its mind—bouncing up one day and down the next—many traders look beyond traditional buy-and-hold strategies for ways to profit from stability rather than direction. One such strategy is the Iron Condor, a popular options setup designed specifically for sideways or low-volatility markets. What’s an Iron Condor? Think of it as a strategy built on the idea that nothing much will happen—and you’ll get paid if that holds true. An Iron Condor involves selling both a call spread and a put spread on the same underlying asset with the same expiration date. This creates a range in which you expect the price to remain. Your maximum profit is realized if the asset price stays between the inner strike prices of the spreads until expiration, while your maximum loss

I opened $iShares 10-20 Year Treasury Bond ETF(TLH)$  ,Personally, I see TLH as a buy whenever it's trading below $100. I am investing for the long-term, primarily for its stable and consistent dividend payouts.

I opened $Pfizer(PFE)$  ,I bought PFE ahead of its earnings release, scheduled for pre-market on 29 April. The stock appears undervalued and I believe it could see an upside if the earnings report exceeds expectations.

Federal Reserve Chair Jerome Powell delivered a firm message this week: the Fed isn’t ready to cut interest rates just yet. Despite months of speculation and market hopes for easing, Powell pushed back decisively, saying that "more time is needed" to assess inflation trends. He also made it clear that tariffs pose a real threat of sparking persistent inflation. On top of that, he dismissed the notion of a “Fed Put,” the idea that the central bank would intervene with rate cuts simply to rescue falling markets. This did not sit well with former President Donald Trump. On his social media platform, Truth Social, Trump unleashed his frustration, writing: “Powell is TOO LATE AND WRONG..…Powell’s termination cannot come fast enough!” Trump’s post instantly sparked fresh debate—not only about mo

Easter is often seen as a time of renewal and reflection, and this year, it conveniently comes with a little bonus: a long weekend. With April 18 falling on Good Friday—a public holiday—many of us are looking at a three-day break that stretches through Saturday and Sunday. It’s just enough time to feel like a real pause from daily life. For some, it’s a chance to get away. For others, it’s a rare opportunity to simply stay put. As for me, I’m not planning to go anywhere. No packed bags, no airport lines, no early-morning itineraries. I’ll be at home, doing the things that bring me peace—reading, catching up on shows, maybe cooking something slow and comforting. It’s the kind of break I’ve come to appreciate more and more: a weekend with no expectations, no social obligations, and no agenda