This week features five stocks going ex-dividend, offering a mix of high yield and reliable growth across tobacco, healthcare, tech, and consumer goods. $British American Tobacco PLC(BTI)$ : The high-yield leader at 5.9%. However, it carries high risk with a payout ratio exceeding 100% (103%), meaning it pays out more than it earns. $Bristol-Myers Squibb(BMY)$ : The safest pick. It offers a solid 4.0% yield, a low P/E of 11, and a conservative payout ratio (45%), leaving room for future growth. $Mondelez(MDLZ)$ : The growth play. It has the strongest dividend growth momentum (+30% vs. 4-year average) and a safe 3.5% yield. $Phil