🟩 In this deep-dive, Iggy breaks down CapitaLand India Trust’s FY 2025 results and asks a simple question: is CLINT a tax-optimised dividend machine or a growth slowdown in disguise? We walk through the 15% DPU surge, the “onshore debt” tax-arbitrage gambit, and how capital recycling and asset divestments are powering distribution growth ahead of property income. You’ll see why a 5.7% yield plus 15% DPU growth looks incredible on the surface, but also where the cracks might form: Pune’s weak occupancy, TCS tenant concentration risk, gearing creeping towards 40%, and a S$420M data centre capex bill due in 2026. We also break down key metrics like rental reversions, interest coverage ratio, and capital expenditure so you can read CLINT’s slide deck like a pro. Read the full in-depth article

🟩 For years, dividend investors have sat on the sidelines of the AI boom, watching tech stocks rally while our yields remained flat. We’ve heard the narrative about insatiable demand for chips and cloud computing, but for many of us, that growth hasn't trickled down into our bank accounts. The promise of data center wealth often felt like a story without the cash flow to back it up—until now.In this deep dive, we break down Keppel DC REIT’s explosive Fiscal Year 2025 results, which just slapped a massive confirmation on the table. We analyze the shocking 45% rental reversion that signals a historic shift in pricing power and unpack the "elite" financial engineering behind their debt strategy. We also look past the headline numbers to expose the real impact of dilution and ask the hard ques

🟩 CDL Hospitality Trusts (SGX: J85) just popped after its 2H 2025 results, and many income investors are now stuck on one stressful question: is this the start of a real recovery, or just a “dead cat bounce” that fades when travel demand cools and new hotel supply hits Singapore in 2026? In this episode, Iggy breaks down what the headlines miss—starting with the one hotel REIT metric that can quietly predict your next distribution: RevPAR. Then we run CDLHT through a simple, repeatable framework (Health Check, Wealth Check, Price Check, Future Check) to see what the balance sheet, payout quality, valuation discount, and refinancing risk are really saying. Read the full in-depth article with video at YOUTUBE ➡️ https://youtu.be/GAnho0JGlXU SUBSTACK ➡️ https://open.substack.com/pub/investing

🟩 Is the Singapore Exchange (SGX) offering us a golden opportunity or setting a golden trap? With the massive hype surrounding the launch of three new Singapore Depository Receipts (SDRs) this Monday, including China’s gold giant Zijin Mining, the headlines are screaming "Buy." But for smart investors, the flashy press releases and soaring turnover numbers hide a dangerous volatility trap that could wipe out your portfolio in a single afternoon. If you are chasing yield without understanding the difference between buying the commodity and buying the miner, you are driving blind. In this video, we strip away the marketing noise and look strictly at the math behind the launch. We take a deep dive into the "Commodity Volatility Trap" and perform a rigorous 5-Step Health Check on Zijin Mining

🟩 Waking up to a sea of red in your portfolio is never fun, especially when the "guaranteed" trade of the year collapses overnight. For months, the narrative was simple: the US Dollar is dying, so buy Gold and Silver. But yesterday, that story burst with a violent 11% drop in Gold and a near-liquidation event in Silver. If you’re holding commodities or crypto, you just watched a massive chunk of value evaporate. What triggered this sudden "Warsh Shock," and is it a temporary panic or a permanent shift? In this video, we unpack the "Debasement Trade" and why the nomination of Kevin Warsh as Fed Chair has flipped the market script from "easy money" to "hard math." We aren't just looking at US charts; we’re breaking down exactly what a stronger Greenback means for your HDB mortgage, your cost

🟩 The stock market headlines are screaming about new highs, but your portfolio might feel stuck in the mud. There is a hidden "tug-of-war" happening right now between stock growth and high interest rates. While the green arrows look good, the bond market is quietly warning us that rates will stay higher for longer. This creates "invisible gravity" that weighs down share prices and shrinks the profit you make for taking risks. If you don't understand this trap, the price movements this week won't make any sense. In this video, I go "back to school" to explain the Risk Premium. This is the simple math that tells us if a REIT is actually cheap or just dangerous. We look at the "Operational Alpha" that made Suntec REIT jump 13% and the "Dilution Mechanics" that are keeping Keppel REIT down. I

🟩 Is your bank account actually a melting ice cube? Most Singaporean investors look at their savings and see safety, but the mathematical reality of 2026 paints a much darker picture. With "shadow inflation" silently eroding purchasing power and global currency instability rising, holding cash is no longer a neutral position—it’s a guaranteed loss. In this video, we dissect the "Debt-to-GDP Death Spiral" and explain why the traditional advice of keeping your money in a "safe" 2% savings account might be the riskiest move you can make right now. We are diving deep into the Singapore market to find the true "inflation shields" that can protect your wealth when paper money fails. I’m breaking down the critical difference between retail darlings like Sheng Siong and hard-asset giants like Wilm

🟩 A massive $53 billion construction boom is projected for Singapore in 2026, and the headlines are intoxicating. Your retail instinct is likely screaming at you to buy the builders responsible for our expanding skyline, envisioning dividends flooding your bank account. But be warned: if you are loading up on main contractors, you are walking straight into a "Revenue Trap." In the construction sector, revenue is vanity, and the "Fixed-Price Tender" model means you might be buying a business with capped upside and unlimited downside risk. In this breakdown, I explain why the smart money is ignoring the "diggers" and buying the "shovels." We are going back to basics to understand the structural rot of fixed-price contracts versus the power of "Operating Leverage" found in material suppliers.

🟩 A massive $53 billion construction boom is projected for Singapore in 2026, and the headlines are intoxicating. Your retail instinct is likely screaming at you to buy the builders responsible for our expanding skyline, envisioning dividends flooding your bank account. But be warned: if you are loading up on main contractors, you are walking straight into a "Revenue Trap." In the construction sector, revenue is vanity, and the "Fixed-Price Tender" model means you might be buying a business with capped upside and unlimited downside risk. In this breakdown, I explain why the smart money is ignoring the "diggers" and buying the "shovels." We are going back to basics to understand the structural rot of fixed-price contracts versus the power of "Operating Leverage" found in material suppliers.

🟩 Investors are chasing Yangzijiang Shipbuilding right now because of its record profits and high margins, thinking it is a safe bet for their retirement portfolio. But chasing past performance in a cyclical industry like shipbuilding is a dangerous game that often leads to buying at the top. The shiny numbers you see in the headlines today are actually the result of contracts signed years ago, and they mask serious risks that are building up for 2028. In this video, I break down the "Operating Leverage" trap that most retail investors miss and explain why the current 35% margins might actually be a warning sign rather than a green light. We go beyond the headlines to analyze the "Margin Mirage," the massive drop in new order intake for late 2025, and the hidden currency risks that could c

🟩 Is your dividend income actually safe, or are you walking into a yield trap without realizing it? Today's market is sending mixed signals—banks are hitting all-time highs while REITs are issuing complex "perpetual securities" that sound like financial jargon designed to confuse retail investors. If you don't understand what "subordinated debt" means for your payout priority, or why a 4.1% coupon might be a defensive move rather than a growth signal, you might be taking on risks you never signed up for. In this video, we strip away the legal fluff to explain exactly what AIMS APAC REIT's new S$150M issuance means for your quarterly distribution and whether it's time to worry about your capital. We also break down the massive profit update from Info-Tech Systems—is this the hidden dividend

🟩 Are you falling for the "Revenue Visibility Fallacy"? Many retail investors see a record-breaking order book and immediately assume it guarantees a big payday. But in the heavy engineering sector, a massive backlog isn't always a trophy—it can be a serious liability if inflation and rising costs eat away your margins. In this video, we debunk the myth that a "busy" company automatically equals a profitable one and explain why a high valuation without margin expansion is the ultimate trap for your portfolio. We are diving deep into the financials of Singapore's engineering giants: ST Engineering (S63) versus Yangzijiang Shipbuilding (BS6). Using InvestingPro models and algorithmic fair value metrics, I analyze which of these blue chips is actually trading at a discount and which is danger

🟩Most Singaporeans believe the "standard operating procedure" for retirement—paying off a property and relying on CPF—is the safest path. However, there is a silent killer lurking in your bank account called purchasing power decay. The uncomfortable truth is that while you might be a millionaire on paper due to your property value, the "melting ice cube" effect of inflation is eroding your future lifestyle daily. This leaves many retirees falling into a dangerous "liquidity trap" where they are asset-rich but cash-poor, struggling to cover daily expenses despite high net worth. In this video, we dismantle the traditional Singaporean retirement playbook and rebuild it into something that actually works. We head into the "Concept Corner" to unpack the critical difference between Nominal and

🟩 Red screens and "Geopolitical Tensions" have the Singapore market on edge today, with the STI dipping 0.3%. For many retail investors, this volatility feels like the start of a crash, leading to emotional selling decisions that can hurt long-term portfolios. But is this drop a genuine warning signal or just market noise? In this update, I break down the actual numbers behind the headlines. We look at the critical support level of 4,400 on the Straits Times Index and what this pullback really means for your blue-chip holdings in banks and industrials. Instead of panic selling, we explore why the "Smart Money" is looking at defensive rotation into high-yield REITs. Watch the full breakdown to understand the difference between a correction and a crash. I’ll give you my verdict on whether to

The 8% Yield Trap? Why InvestingPro Sees a 20% Downside for Centurion REIT |🦖EP1382 #investingiguana 🟩 Is an 8% yield really a golden ticket for your retirement, or is it a trap door to a 20% capital loss? Centurion REIT (SGX: 8C8U) looks seductive on the surface—high yield, bed shortage in Singapore, and a growth story everyone's talking about. But InvestingPro's institutional algorithms are flashing a bright red warning: a 20.4% downside risk that retail investors are completely ignoring. ​In this deep dive, I tear apart Centurion's financials using the Mark-to-Market Engine framework and reveal why the current price of $1.12 is significantly above its intrinsic fair value of just 89 cents. I'll walk you through the P/B ratio trap, the gearing safety metrics, and three realistic scenario

🟩 You’ve been sold a comfortable lie about Singapore REITs: just buy the blue chips, collect the dividends, and relax. But in today's market, that "prudent" advice could be silently destroying your wealth. Many retail investors are falling into the trap of confusing a great company with a great investment, not realizing that even the best buildings in Singapore can burn a hole in your portfolio if you overpay for them. The painful truth is that financial gravity always wins, and paying a price that assumes perfection leaves you with zero margin for error when the market turns. In this deep-dive analysis, we break down the critical difference between "Price" and "Valuation" using a specific "Elite Manager Scorecard" to separate the trash from the treasure. We examine real-world moves by maj

Video loading issues; please click on link to access video and article 🟩 The Singapore market is hitting a pivotal moment this mid-January. With the STI taking a breather and major corporate actions hitting the tape, many dividend investors are asking if it's time to take profit or double down. Today, we're facing a "triple threat" of market movers: a massive preferential offering from a blue-chip REIT, a nerve-wracking lock-up expiry for a data center favorite, and execution delays for a popular restructuring play. The question isn't just what to buy, but what pitfalls to avoid right now to protect your retirement portfolio. In this breakdown, we go beyond the headlines to dissect the real impact of Keppel REIT's latest fundraising—is it value-destroying dilution or a masterstroke of accr