$UMS(558.SI)$  Continuing the rebound momentum.

$UMS(558.SI)$  A nice bounce there.

$UMS(558.SI)$  Missed my chance to add more as it recovered so fast.

$UMS(558.SI)$  Still holding on as I think this is just temporary pullback

$UMS(558.SI)$  

$UMS(558.SI)$  Rocket

$UMS(558.SI)$  

$UMS(558.SI)$  Waiting to collect the dividends

$UMS(558.SI)$  Yeehaw!

BYD has dethroned Toyota in the car market with its aggressive pricing, free servicing and vouchers. It is basically at the market share grabbing stage. Need to look at the profit margin which may take years to see the benefits.

$UMS(558.SI)$  Semiconductors are doing well.

$NetLink NBN Tr(CJLU.SI)$  Stable dividend stock.

$UMS(558.SI)$  [Cool] Should have bought more.

I recommend Finding Gobi by Craig Borlase and Dion Leonard. It’s a real life story that tells of the incredible bond between a man and a dog after a chance encounter. Very heartwarming.

$UMS(558.SI)$  

$NetLink NBN Tr(CJLU.SI)$  

$Straits Times Index(STI.SI)$   National Day  A time for Singaporeans to come together to celebrate the nation's birthday and its achievements. A time to bond and appreciate not just the things that have made Singapore great, strong and free but also be vigilant against the threats that can tear us apart. In times of uncertainty, it is all the more important to unite and hold steadfast to the core values that have brought our nation so far: Regardless of race, language or religion To build a democratic society based on justice and equality So as to achieve happiness, prosperity and progress for our nation. Happy Birthday, my homeland!

It is a difficult question. It is usually best not to fall in love with your stocks, go with the flow and cut loss but if one firmly believes in the long term value of the stock, then it is worthwhile keeping it.

I’m not Gen Z but cashless methods of spending are more invisible than spending cash so I agree one may spend more. These days I use cashless methods more often than cash.

@boonchek Happy New Year!