Eugenengwj1 personal page - To The Moon

Eugenengwj1

Eugenengwj1

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2022-01-06

$SoFi Technologies Inc.(SOFI)$gonna keep buying

2022-02-11

Up up all the way

Block Stock Jumped 6% in Morning Trading after BofA and Citi Buy Rating

2022-05-29

$Matterport, Inc.(MTTR)$to the moon+

2022-08-26

$Upstart Holdings, Inc.(UPST)$hold or sell?

2022-01-14

Ok

Toplines Before US Market Open on Friday

2022-04-25

$SoFi Technologies Inc.(SOFI)$averaging down

2022-02-08

Nice

Sorry, the original content has been removed

2022-01-23

Like pls

Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better

2022-10-05

$SoFi Technologies Inc.(SOFI)$its time!

2022-04-06

$SoFi Technologies Inc.(SOFI)$student loan extension [Anger]

Go to Tiger App to see more news

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hold","listText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>sell or hold","text":"$Upstart Holdings, Inc.(UPST)$sell or hold","images":[{"img":"https://community-static.tradeup.com/news/9d6694b60ceb5c34bd11cf1a7bf3efe2","width":"960","height":"1707"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9934820944","isVote":1,"tweetType":1,"viewCount":729,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9934867508,"gmtCreate":1663219495705,"gmtModify":1676537230873,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>to the moon","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>to the moon","text":"$SoFi Technologies Inc.(SOFI)$to the moon","images":[{"img":"https://community-static.tradeup.com/news/534f3db88ee8aa8e00647d23c952e91f","width":"960","height":"1707"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9934867508","isVote":1,"tweetType":1,"viewCount":1025,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9935779622,"gmtCreate":1663149147766,"gmtModify":1676537214636,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>gg","listText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>gg","text":"$Upstart Holdings, Inc.(UPST)$gg","images":[{"img":"https://community-static.tradeup.com/news/9248a7be3a63376d0119e43dfecb12b7","width":"960","height":"1899"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9935779622","isVote":1,"tweetType":1,"viewCount":1056,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9935779376,"gmtCreate":1663149114995,"gmtModify":1676537214628,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>so much headwinds","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>so much headwinds","text":"$SoFi Technologies Inc.(SOFI)$so much headwinds","images":[{"img":"https://community-static.tradeup.com/news/6e770d9c13a9b5f46ca2cb124a117bb1","width":"960","height":"1899"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9935779376","isVote":1,"tweetType":1,"viewCount":1138,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9935738280,"gmtCreate":1663133395641,"gmtModify":1676537211568,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>its time","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>its time","text":"$SoFi Technologies Inc.(SOFI)$its time","images":[{"img":"https://community-static.tradeup.com/news/65be2dbdad7c9104e9ac1f8da9e30d06","width":"960","height":"1707"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9935738280","isVote":1,"tweetType":1,"viewCount":846,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9935738800,"gmtCreate":1663133374301,"gmtModify":1676537211560,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>damn","listText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>damn","text":"$Upstart Holdings, Inc.(UPST)$damn","images":[{"img":"https://community-static.tradeup.com/news/a9947418636011d0c2670e0409ed0d79","width":"960","height":"1890"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9935738800","isVote":1,"tweetType":1,"viewCount":832,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9935731664,"gmtCreate":1663133206259,"gmtModify":1676537211528,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>its time&nbsp;","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>its time&nbsp;","text":"$SoFi Technologies Inc.(SOFI)$its time","images":[{"img":"https://community-static.tradeup.com/news/65be2dbdad7c9104e9ac1f8da9e30d06","width":"960","height":"1707"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9935731664","isVote":1,"tweetType":1,"viewCount":880,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"hots":[{"id":9008537612,"gmtCreate":1641481029174,"gmtModify":1676533619631,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>gonna keep buying","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>gonna keep buying","text":"$SoFi Technologies Inc.(SOFI)$gonna keep buying","images":[{"img":"https://static.itradeup.com/news/bf179ae112d49d8308adff520c9ce909","width":"1768","height":"3143"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/9008537612","isVote":1,"tweetType":1,"viewCount":2417,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3574381076586256","authorId":"3574381076586256","name":"KYHBKO","avatar":"https://static.tigerbbs.com/c3bcbc7f9a10836dea92afc94bf39b5b","crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3574381076586256","idStr":"3574381076586256"},"content":"the net income loss has been increasing for last few quarters. maybe more prudent to buy when the fundaments are improving","text":"the net income loss has been increasing for last few quarters. maybe more prudent to buy when the fundaments are improving","html":"the net income loss has been increasing for last few quarters. maybe more prudent to buy when the fundaments are improving"},{"author":{"id":"4091284840222960","authorId":"4091284840222960","name":"D.Billions","avatar":"https://static.tigerbbs.com/29001ed73c58d3156d6a33fa7525ca72","crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"4091284840222960","idStr":"4091284840222960"},"content":"yes, huge discounted price","text":"yes, huge discounted price","html":"yes, huge discounted price"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9092852153,"gmtCreate":1644591401292,"gmtModify":1676533944416,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"Up up all the way","listText":"Up up all the way","text":"Up up all the way","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9092852153","repostId":"1191871987","repostType":4,"repost":{"id":"1191871987","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1644590744,"share":"https://ttm.financial/m/news/1191871987?lang=en_US&edition=fundamental","pubTime":"2022-02-11 22:45","market":"us","language":"en","title":"Block Stock Jumped 6% in Morning Trading after BofA and Citi Buy Rating","url":"https://stock-news.laohu8.com/highlight/detail?id=1191871987","media":"Tiger Newspress","summary":"Block stock jumped 6% in morning trading after BofA and Citi Buy ratingBofA analyst Jason Kupferberg","content":"<html><head></head><body><p>Block stock jumped 6% in morning trading after BofA and Citi Buy rating<img src=\"https://static.tigerbbs.com/cbb193c0641f24519c680ade98388335\" tg-width=\"1116\" tg-height=\"764\" referrerpolicy=\"no-referrer\"/>BofA analyst Jason Kupferberg upgraded to Buy from Neutral with a price target of $185.00 per share, down from $221.00. The analyst sees a discount in shares as the market is undervaluing the Cash App value.</p><p>“Following big underperformance in shares of SQ, we conducted a sum-of-the-parts (SOTP) analysis, which suggests the market is currently ascribing only ~$6.5B of value to Cash App, or ~$93 per annual active user vs. PYPL at $326 and AFRM at $1,472. Shares have lagged due to a combination of the general growth sell-off and continued limited visibility on the near-term and medium-term trajectory of Cash App gross profit (GP) growth, where concerns became further heightened following PYPL’s commentary on 2/1/22 regarding weakness in post-stimulus spending among lower-income cohorts. Headlines regarding Apple’s introduction of iPhone-based card acceptance have also weighed on SQ,” Kupferberg said in a client note.</p><p>Citi analyst Peter Christiansen resumed research coverage on Block with a Buy, $220.00 price target.</p><p>“We see the SQ+APT value creation opportunity to be more than just (i) ecosystem integration or (ii) a globalization accelerant – two very powerful rationales nonetheless. For us, we see the combination expanding both the new product development canvas (TAM vectors), as well as Block’s product development capabilities (asset extensions, time-to-market, differentiation),” Christiansen wrote in the report.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Block Stock Jumped 6% in Morning Trading after BofA and Citi Buy Rating</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBlock Stock Jumped 6% in Morning Trading after BofA and Citi Buy Rating\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-02-11 22:45</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Block stock jumped 6% in morning trading after BofA and Citi Buy rating<img src=\"https://static.tigerbbs.com/cbb193c0641f24519c680ade98388335\" tg-width=\"1116\" tg-height=\"764\" referrerpolicy=\"no-referrer\"/>BofA analyst Jason Kupferberg upgraded to Buy from Neutral with a price target of $185.00 per share, down from $221.00. The analyst sees a discount in shares as the market is undervaluing the Cash App value.</p><p>“Following big underperformance in shares of SQ, we conducted a sum-of-the-parts (SOTP) analysis, which suggests the market is currently ascribing only ~$6.5B of value to Cash App, or ~$93 per annual active user vs. PYPL at $326 and AFRM at $1,472. Shares have lagged due to a combination of the general growth sell-off and continued limited visibility on the near-term and medium-term trajectory of Cash App gross profit (GP) growth, where concerns became further heightened following PYPL’s commentary on 2/1/22 regarding weakness in post-stimulus spending among lower-income cohorts. Headlines regarding Apple’s introduction of iPhone-based card acceptance have also weighed on SQ,” Kupferberg said in a client note.</p><p>Citi analyst Peter Christiansen resumed research coverage on Block with a Buy, $220.00 price target.</p><p>“We see the SQ+APT value creation opportunity to be more than just (i) ecosystem integration or (ii) a globalization accelerant – two very powerful rationales nonetheless. For us, we see the combination expanding both the new product development canvas (TAM vectors), as well as Block’s product development capabilities (asset extensions, time-to-market, differentiation),” Christiansen wrote in the report.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1191871987","content_text":"Block stock jumped 6% in morning trading after BofA and Citi Buy ratingBofA analyst Jason Kupferberg upgraded to Buy from Neutral with a price target of $185.00 per share, down from $221.00. The analyst sees a discount in shares as the market is undervaluing the Cash App value.“Following big underperformance in shares of SQ, we conducted a sum-of-the-parts (SOTP) analysis, which suggests the market is currently ascribing only ~$6.5B of value to Cash App, or ~$93 per annual active user vs. PYPL at $326 and AFRM at $1,472. Shares have lagged due to a combination of the general growth sell-off and continued limited visibility on the near-term and medium-term trajectory of Cash App gross profit (GP) growth, where concerns became further heightened following PYPL’s commentary on 2/1/22 regarding weakness in post-stimulus spending among lower-income cohorts. Headlines regarding Apple’s introduction of iPhone-based card acceptance have also weighed on SQ,” Kupferberg said in a client note.Citi analyst Peter Christiansen resumed research coverage on Block with a Buy, $220.00 price target.“We see the SQ+APT value creation opportunity to be more than just (i) ecosystem integration or (ii) a globalization accelerant – two very powerful rationales nonetheless. For us, we see the combination expanding both the new product development canvas (TAM vectors), as well as Block’s product development capabilities (asset extensions, time-to-market, differentiation),” Christiansen wrote in the report.","news_type":1,"symbols_score_info":{"SQ":0.9}},"isVote":1,"tweetType":1,"viewCount":434,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9024803534,"gmtCreate":1653833597628,"gmtModify":1676535348437,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/MTTR\">$Matterport, Inc.(MTTR)$</a>to the moon+","listText":"<a href=\"https://ttm.financial/S/MTTR\">$Matterport, Inc.(MTTR)$</a>to the moon+","text":"$Matterport, Inc.(MTTR)$to the moon+","images":[{"img":"https://community-static.tradeup.com/news/4e9cf690a843f6c8c9011ea424a487fa","width":"960","height":"2395"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/9024803534","isVote":1,"tweetType":1,"viewCount":459,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9995401101,"gmtCreate":1661489560207,"gmtModify":1676536529734,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>hold or sell?","listText":"<a href=\"https://ttm.financial/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a>hold or sell?","text":"$Upstart Holdings, Inc.(UPST)$hold or sell?","images":[{"img":"https://community-static.tradeup.com/news/238c09e7e4a7fd627c36440e9d40de14","width":"960","height":"1893"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/9995401101","isVote":1,"tweetType":1,"viewCount":1364,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3574766125413757","authorId":"3574766125413757","name":"Fyf","avatar":"https://community-static.tradeup.com/news/a4789a0e344ba7e3694a4eef335694cd","crmLevel":11,"crmLevelSwitch":1,"authorIdStr":"3574766125413757","idStr":"3574766125413757"},"content":"sell to me","text":"sell to me","html":"sell to me"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9005305708,"gmtCreate":1642166819079,"gmtModify":1676533688116,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9005305708","repostId":"1165442006","repostType":4,"repost":{"id":"1165442006","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1642165215,"share":"https://ttm.financial/m/news/1165442006?lang=en_US&edition=fundamental","pubTime":"2022-01-14 21:00","market":"us","language":"en","title":"Toplines Before US Market Open on Friday","url":"https://stock-news.laohu8.com/highlight/detail?id=1165442006","media":"Tiger Newspress","summary":"U.S. stock index futures edged lower on Friday as big lenders including JPMorgan and Wells Fargo kic","content":"<html><head></head><body><p>U.S. stock index futures edged lower on Friday as big lenders including JPMorgan and Wells Fargo kicked off the fourth-quarter earnings season with a mixed batch of results, while big technology companies extended declines after a bruising selloff.</p><p>At 8:00 a.m. ET, Dow E-minis were down 195 points, or 0.54%, S&amp;P 500 E-minis were down 30.25 points, or 0.65% and Nasdaq 100 E-minis were down 161.5 points, or 1.04%.</p><p><img src=\"https://static.tigerbbs.com/eb595de4e575fc2a7aa0d91e8ce48c2d\" tg-width=\"1033\" tg-height=\"361\" width=\"100%\" height=\"auto\"/><a href=\"https://laohu8.com/S/JPM\">JPMorgan Chase &amp; Co</a> tumbled 3.0% in premarket trading on reporting weaker performance at its trading arm, even as it beat earnings expectations for the fourth quarter.</p><p><a href=\"https://laohu8.com/S/WFC\">Wells Fargo &amp; Co</a> , on the other hand, gained 1.8% after posting a greater-than-expected rise in fourth-quarter profit.</p><p>Asset manager <a href=\"https://laohu8.com/S/BLK\">BlackRock Inc</a> posted a fourth-quarter profit above estimates. However, its shares fell 0.1%.</p><p>Year-over-year earnings growth from S&amp;P 500 companies was expected to be lower in the fourth quarter compared with the first three quarters but still strong at 22.4%, according to IBES data from Refinitiv.</p><p><b>Stocks making the biggest moves in the premarket:</b></p><p><a href=\"https://laohu8.com/S/BLK\">BlackRock</a>– BlackRock earned an adjusted $10.42 per share for the fourth quarter, beating the consensus estimate of $10.16, although revenue for the asset manager was slightly below forecasts. Assets under management rose above the $10 trillion mark for the first time.</p><p><a href=\"https://laohu8.com/S/JPM\">JPMorgan Chase</a> – JPMorgan beat estimates by 32 cents with quarterly earnings of $3.33 per share, while revenue topped forecasts as well. The bank was helped by strong performance at its investment banking unit, but results at its trading operation slowed. JPMorgan shares fell 2.7% in the premarket.</p><p><a href=\"https://laohu8.com/S/WFC\">Wells Fargo</a>  – Wells Fargo gained 2.3% in the premarket after beating estimates on the top and bottom lines for the fourth quarter. Wells Fargo earned an adjusted $1.25 per share, 12 cents above estimates. Overall profit was boosted by the release of loan loss provisions and improving loan demand.</p><p><a href=\"https://laohu8.com/S/SHW\">Sherwin-Williams</a> – The paint company’s stock fell 3.3% in premarket action after it cut its full year forecast amid supply chain issues that it expects to persist through the current quarter. Sherwin-Williams did say demand remains strong in most of its end markets.</p><p>Macau casino stocks –<a href=\"https://laohu8.com/S/LVS\">Las Vegas Sands</a> ,,Melco Entertainment(MLCO) andMGM Resorts(MGM) rallied in premarket trading after Macau’s government said it would limit the number of casino licenses to six. These companies are among the six operating in Macau, with their current licenses due to expire this year. Las Vegas Sands rocketed 10.7%, Wynn surged 10%, Melco soared 12.9% and MGM added 4%.</p><p><a href=\"https://laohu8.com/S/DIS\">Walt Disney</a>  – Disney lost 1.6% in premarket trading after Guggenheim downgraded the stock to “neutral” from “buy,” reflecting lowered predictions for Disney’s direct-to-consumer and parks businesses.</p><p><a href=\"https://laohu8.com/S/SAM\">Boston Beer</a>  – Boston Beer tumbled 8% in the premarket after the brewer cut its annual earnings outlook. The company is being hit by supply chain issues as well as waning growth for its Truly hard seltzer brand.</p><p><a href=\"https://laohu8.com/S/VORB\">Virgin Orbit Holdings Inc.</a>  – Virgin Orbit successfully launched seven small satellites Thursday, the first launch since the company went public last month. Shares gained 1.1% in premarket trading.</p><p><a href=\"https://laohu8.com/S/BJ\">BJ&#39;s Wholesale Club Holdings Inc.</a>  – BJ’s shares lost 3% in premarket action after J.P. Morgan Securities downgraded the warehouse retailer’s stock to “underweight” from “neutral,” reflecting concerns about inflation and a pullback in stimulus measures for consumers.</p><p><a href=\"https://laohu8.com/S/BHC\">Bausch Health Companies Inc</a> – Bausch Health rallied 3.2% in the premarket following news that its Bausch + Lomb eyecare unit filed to go public and that the unit reported a jump in sales for the nine months ended in September. Bausch Health will remain a majority owner of Bausch + Lomb.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Toplines Before US Market Open on Friday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nToplines Before US Market Open on Friday\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-01-14 21:00</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>U.S. stock index futures edged lower on Friday as big lenders including JPMorgan and Wells Fargo kicked off the fourth-quarter earnings season with a mixed batch of results, while big technology companies extended declines after a bruising selloff.</p><p>At 8:00 a.m. ET, Dow E-minis were down 195 points, or 0.54%, S&amp;P 500 E-minis were down 30.25 points, or 0.65% and Nasdaq 100 E-minis were down 161.5 points, or 1.04%.</p><p><img src=\"https://static.tigerbbs.com/eb595de4e575fc2a7aa0d91e8ce48c2d\" tg-width=\"1033\" tg-height=\"361\" width=\"100%\" height=\"auto\"/><a href=\"https://laohu8.com/S/JPM\">JPMorgan Chase &amp; Co</a> tumbled 3.0% in premarket trading on reporting weaker performance at its trading arm, even as it beat earnings expectations for the fourth quarter.</p><p><a href=\"https://laohu8.com/S/WFC\">Wells Fargo &amp; Co</a> , on the other hand, gained 1.8% after posting a greater-than-expected rise in fourth-quarter profit.</p><p>Asset manager <a href=\"https://laohu8.com/S/BLK\">BlackRock Inc</a> posted a fourth-quarter profit above estimates. However, its shares fell 0.1%.</p><p>Year-over-year earnings growth from S&amp;P 500 companies was expected to be lower in the fourth quarter compared with the first three quarters but still strong at 22.4%, according to IBES data from Refinitiv.</p><p><b>Stocks making the biggest moves in the premarket:</b></p><p><a href=\"https://laohu8.com/S/BLK\">BlackRock</a>– BlackRock earned an adjusted $10.42 per share for the fourth quarter, beating the consensus estimate of $10.16, although revenue for the asset manager was slightly below forecasts. Assets under management rose above the $10 trillion mark for the first time.</p><p><a href=\"https://laohu8.com/S/JPM\">JPMorgan Chase</a> – JPMorgan beat estimates by 32 cents with quarterly earnings of $3.33 per share, while revenue topped forecasts as well. The bank was helped by strong performance at its investment banking unit, but results at its trading operation slowed. JPMorgan shares fell 2.7% in the premarket.</p><p><a href=\"https://laohu8.com/S/WFC\">Wells Fargo</a>  – Wells Fargo gained 2.3% in the premarket after beating estimates on the top and bottom lines for the fourth quarter. Wells Fargo earned an adjusted $1.25 per share, 12 cents above estimates. Overall profit was boosted by the release of loan loss provisions and improving loan demand.</p><p><a href=\"https://laohu8.com/S/SHW\">Sherwin-Williams</a> – The paint company’s stock fell 3.3% in premarket action after it cut its full year forecast amid supply chain issues that it expects to persist through the current quarter. Sherwin-Williams did say demand remains strong in most of its end markets.</p><p>Macau casino stocks –<a href=\"https://laohu8.com/S/LVS\">Las Vegas Sands</a> ,,Melco Entertainment(MLCO) andMGM Resorts(MGM) rallied in premarket trading after Macau’s government said it would limit the number of casino licenses to six. These companies are among the six operating in Macau, with their current licenses due to expire this year. Las Vegas Sands rocketed 10.7%, Wynn surged 10%, Melco soared 12.9% and MGM added 4%.</p><p><a href=\"https://laohu8.com/S/DIS\">Walt Disney</a>  – Disney lost 1.6% in premarket trading after Guggenheim downgraded the stock to “neutral” from “buy,” reflecting lowered predictions for Disney’s direct-to-consumer and parks businesses.</p><p><a href=\"https://laohu8.com/S/SAM\">Boston Beer</a>  – Boston Beer tumbled 8% in the premarket after the brewer cut its annual earnings outlook. The company is being hit by supply chain issues as well as waning growth for its Truly hard seltzer brand.</p><p><a href=\"https://laohu8.com/S/VORB\">Virgin Orbit Holdings Inc.</a>  – Virgin Orbit successfully launched seven small satellites Thursday, the first launch since the company went public last month. Shares gained 1.1% in premarket trading.</p><p><a href=\"https://laohu8.com/S/BJ\">BJ&#39;s Wholesale Club Holdings Inc.</a>  – BJ’s shares lost 3% in premarket action after J.P. Morgan Securities downgraded the warehouse retailer’s stock to “underweight” from “neutral,” reflecting concerns about inflation and a pullback in stimulus measures for consumers.</p><p><a href=\"https://laohu8.com/S/BHC\">Bausch Health Companies Inc</a> – Bausch Health rallied 3.2% in the premarket following news that its Bausch + Lomb eyecare unit filed to go public and that the unit reported a jump in sales for the nine months ended in September. Bausch Health will remain a majority owner of Bausch + Lomb.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".DJI":"道琼斯",".IXIC":"NASDAQ Composite"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1165442006","content_text":"U.S. stock index futures edged lower on Friday as big lenders including JPMorgan and Wells Fargo kicked off the fourth-quarter earnings season with a mixed batch of results, while big technology companies extended declines after a bruising selloff.At 8:00 a.m. ET, Dow E-minis were down 195 points, or 0.54%, S&P 500 E-minis were down 30.25 points, or 0.65% and Nasdaq 100 E-minis were down 161.5 points, or 1.04%.JPMorgan Chase & Co tumbled 3.0% in premarket trading on reporting weaker performance at its trading arm, even as it beat earnings expectations for the fourth quarter.Wells Fargo & Co , on the other hand, gained 1.8% after posting a greater-than-expected rise in fourth-quarter profit.Asset manager BlackRock Inc posted a fourth-quarter profit above estimates. However, its shares fell 0.1%.Year-over-year earnings growth from S&P 500 companies was expected to be lower in the fourth quarter compared with the first three quarters but still strong at 22.4%, according to IBES data from Refinitiv.Stocks making the biggest moves in the premarket:BlackRock– BlackRock earned an adjusted $10.42 per share for the fourth quarter, beating the consensus estimate of $10.16, although revenue for the asset manager was slightly below forecasts. Assets under management rose above the $10 trillion mark for the first time.JPMorgan Chase – JPMorgan beat estimates by 32 cents with quarterly earnings of $3.33 per share, while revenue topped forecasts as well. The bank was helped by strong performance at its investment banking unit, but results at its trading operation slowed. JPMorgan shares fell 2.7% in the premarket.Wells Fargo  – Wells Fargo gained 2.3% in the premarket after beating estimates on the top and bottom lines for the fourth quarter. Wells Fargo earned an adjusted $1.25 per share, 12 cents above estimates. Overall profit was boosted by the release of loan loss provisions and improving loan demand.Sherwin-Williams – The paint company’s stock fell 3.3% in premarket action after it cut its full year forecast amid supply chain issues that it expects to persist through the current quarter. Sherwin-Williams did say demand remains strong in most of its end markets.Macau casino stocks –Las Vegas Sands ,,Melco Entertainment(MLCO) andMGM Resorts(MGM) rallied in premarket trading after Macau’s government said it would limit the number of casino licenses to six. These companies are among the six operating in Macau, with their current licenses due to expire this year. Las Vegas Sands rocketed 10.7%, Wynn surged 10%, Melco soared 12.9% and MGM added 4%.Walt Disney  – Disney lost 1.6% in premarket trading after Guggenheim downgraded the stock to “neutral” from “buy,” reflecting lowered predictions for Disney’s direct-to-consumer and parks businesses.Boston Beer  – Boston Beer tumbled 8% in the premarket after the brewer cut its annual earnings outlook. The company is being hit by supply chain issues as well as waning growth for its Truly hard seltzer brand.Virgin Orbit Holdings Inc.  – Virgin Orbit successfully launched seven small satellites Thursday, the first launch since the company went public last month. Shares gained 1.1% in premarket trading.BJ's Wholesale Club Holdings Inc.  – BJ’s shares lost 3% in premarket action after J.P. Morgan Securities downgraded the warehouse retailer’s stock to “underweight” from “neutral,” reflecting concerns about inflation and a pullback in stimulus measures for consumers.Bausch Health Companies Inc – Bausch Health rallied 3.2% in the premarket following news that its Bausch + Lomb eyecare unit filed to go public and that the unit reported a jump in sales for the nine months ended in September. Bausch Health will remain a majority owner of Bausch + Lomb.","news_type":1,"symbols_score_info":{".DJI":0.9,".SPX":0.9,".IXIC":0.9}},"isVote":1,"tweetType":1,"viewCount":686,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9084281642,"gmtCreate":1650872165617,"gmtModify":1676534806930,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>averaging down","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>averaging down","text":"$SoFi Technologies Inc.(SOFI)$averaging down","images":[{"img":"https://community-static.tradeup.com/news/d7f0fa9e74bbec1925ff45264ae3596d","width":"960","height":"1707"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/9084281642","isVote":1,"tweetType":1,"viewCount":859,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4101449357353590","authorId":"4101449357353590","name":"Nomo77","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":12,"crmLevelSwitch":1,"authorIdStr":"4101449357353590","idStr":"4101449357353590"},"content":"Tough market conditions...won't get better anytime soon with the rate hikes, worsening of Ukraine war, possible China lockdown again etcetc. Might be better to wait and see before averaging down","text":"Tough market conditions...won't get better anytime soon with the rate hikes, worsening of Ukraine war, possible China lockdown again etcetc. Might be better to wait and see before averaging down","html":"Tough market conditions...won't get better anytime soon with the rate hikes, worsening of Ukraine war, possible China lockdown again etcetc. Might be better to wait and see before averaging down"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9096067486,"gmtCreate":1644271509821,"gmtModify":1676533905576,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9096067486","repostId":"1186876974","repostType":4,"isVote":1,"tweetType":1,"viewCount":921,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007247480,"gmtCreate":1642917818601,"gmtModify":1676533757739,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"Like pls","listText":"Like pls","text":"Like pls","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007247480","repostId":"2205248240","repostType":2,"repost":{"id":"2205248240","kind":"highlight","pubTimestamp":1642898373,"share":"https://ttm.financial/m/news/2205248240?lang=en_US&edition=fundamental","pubTime":"2022-01-23 08:39","market":"us","language":"en","title":"Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better","url":"https://stock-news.laohu8.com/highlight/detail?id=2205248240","media":"Motley Fool","summary":"Regulators have granted SoFi conditional approval on its application to become a bank.","content":"<div>\n<p>After a difficult few months for the stock, SoFi (NASDAQ:SOFI) shareholders got some welcome news recently when regulators approved the company's application to become a bank. Now, SoFi will be able ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/\">Source Link</a>\n\n</div>\n","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHere's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-23 08:39 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>After a difficult few months for the stock, SoFi (NASDAQ:SOFI) shareholders got some welcome news recently when regulators approved the company's application to become a bank. Now, SoFi will be able ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","BK4551":"寇图资本持仓","BK4549":"软银资本持仓","SOFI":"SoFi Technologies Inc.","BK4535":"淡马锡持仓"},"source_url":"https://www.fool.com/investing/2022/01/22/why-sofi-bank-charter-makes-business-better/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2205248240","content_text":"After a difficult few months for the stock, SoFi (NASDAQ:SOFI) shareholders got some welcome news recently when regulators approved the company's application to become a bank. Now, SoFi will be able to complete its previously announced acquisition of Golden Pacific Bancorp and become a bank holding company.SoFi plans to capitalize the bank with $750 million, and the bank will have $5.3 billion of assets once the deal with Golden Pacific closes, which is expected to happen in February. Following the news of the bank charter, SoFi's stock shot up.Here's why SoFi's long-awaited bank charter will improve the company's operations.Image source: Getty Images.Streamlining operationsDespite competing in the banking space, many fintech companies start as tech companies and do not have a formal banking license -- they are not easy to obtain. So, most fintechs tend to partner with licensed banks to do things like hold the deposits they gather from their members (unlicensed banks can't hold deposits on their balance sheet) and originate loans for them in some cases. This typically involves some kind of revenue share. Additionally, because banks can't use deposits to fund loan originations, they have to use higher-cost funding.One of the main benefits of the bank charter will be enabling SoFi to lower its interest expense, which is the interest SoFi pays on the debt it uses to fund assets such as loans. According to its recent regulatory filing, the company's current funding sources for originations include securitization debt and funding from warehouse facilities. SoFi pays interest on this funding of nearly 4% and 1.6%, respectively. This funding is also not as reliable in certain market conditions. Currently, most savings and checking accounts pay out very little interest, and even a lot of high-yield savings accounts pay much less interest than these higher-cost sources.With the bank charter, SoFi will be able to transfer all of the deposits in its cash management SoFi Money product that it currently sends to a partner bank back into SoFi to hold. SoFi Money accounts topped 1.16 million at the end of the third quarter, so they should offer a decent source of funding that will also grow in the future. This will significantly lower SoFi's cost of funding loan originations, or it can maintain both sources if it needs them to grow.Additionally, having a bank charter will make it easier for SoFi to hold loans on its balance sheet, whether that means holding loans for longer periods or to completion. Most fintech consumer lenders sell loans they originate right away to an investor or bank for a fee. But when you hold a loan on the balance sheet, you can collect interest payments every month, and that loan ends up being more profitable over its life, as long as it doesn't go into default.With a bank charter, SoFi will have more clarity from a regulatory perspective on its operations. It is also another signal to investors that SoFi is a trustworthy lender. While the company has a good reputation, given that it has been originating loans for several years now, I think investors see it as a good sign that a fintech company is willing to take some risk on its balance sheet, although I am not yet sure how long SoFi plans to hold its loans.In its first presentation, management showed the impact of the bank charter on earnings before interest, taxes, depreciation, and amortization (EBITDA). While the numbers have likely changed, as this presentation is now roughly a year old, I think this is illustrative of how helpful the bank charter can be.SoFi January 2021 investor presentation.Hitting a key milestoneWhile the bank charter has been long anticipated, there was some question over it, given some of the regulatory uncertainty in the banking arena in Washington over the past few months. It is also no easy feat for any fintech to obtain a bank charter. The charter will make the deposits that SoFi gathers much more valuable and greatly help the unit economics in its lending division. Ultimately, expect revenue and EBITDA to be higher this year and going forward with the bank charter now secured.","news_type":1,"symbols_score_info":{"SOFI":1}},"isVote":1,"tweetType":1,"viewCount":407,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9915367217,"gmtCreate":1664963493039,"gmtModify":1676537536402,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>its time!","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>its time!","text":"$SoFi Technologies Inc.(SOFI)$its time!","images":[{"img":"https://community-static.tradeup.com/news/058a589f0a32d88cb21a7e5c625d97ae","width":"904","height":"1607"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9915367217","isVote":1,"tweetType":1,"viewCount":3325,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9016231944,"gmtCreate":1649200191679,"gmtModify":1676534467143,"author":{"id":"3575327092902824","authorId":"3575327092902824","name":"Eugenengwj1","avatar":"https://static.tigerbbs.com/532ef1fd48b96a02b77f31fbc7927aa0","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575327092902824","idStr":"3575327092902824"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>student loan extension&nbsp;[Anger]&nbsp;","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>student loan extension&nbsp;[Anger]&nbsp;","text":"$SoFi Technologies Inc.(SOFI)$student loan extension [Anger]","images":[{"img":"https://community-static.tradeup.com/news/49ce87240ac1fc2161e56ed49b00270a","width":"960","height":"2395"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/9016231944","isVote":1,"tweetType":1,"viewCount":410,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"lives":[]}