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leeWT
2023-01-20
thanks
@首席消费官:元氣森林營銷中心原負責人被刑事拘留1月19日晚,元氣森林發佈內部全員公告,元氣森林營銷中心原負責人葉禮誠,涉嫌重大貪腐等經濟犯罪,近日已被警方依法刑事拘留。對此,元氣森林迴應稱,情況屬實,該案件目前已經移交司法機關,案情細節需待司法部門審理後公佈。據悉,在2021年末,葉禮誠開始負責元氣森林整個銷售團隊。
leeWT
2023-01-18
Enjoy the game as it is fun
leeWT
2023-01-17
Good post. Enjoy playing the football games
leeWT
2023-01-16
Great
leeWT
2023-01-13
Thanks
leeWT
2023-01-12
Great
leeWT
2023-01-10
Good
leeWT
2023-01-09
Great
leeWT
2023-01-06
Great
leeWT
2023-01-05
Good game.
leeWT
2023-01-02
Thank you
leeWT
2023-01-02
Excellent
leeWT
2023-01-01
Interesting
leeWT
2022-12-31
Thanks
leeWT
2022-12-30
Thanks
leeWT
2022-12-13
$Walt Disney(DIS)$
leeWT
2022-12-12
$Walt Disney(DIS)$
leeWT
2022-12-11
$Walt Disney(DIS)$
leeWT
2022-12-10
$Walt Disney(DIS)$
leeWT
2022-12-09
$Walt Disney(DIS)$
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Disney(DIS)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9929665148","isVote":1,"tweetType":1,"viewCount":1166,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9920733449,"gmtCreate":1670547559482,"gmtModify":1676538390327,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/DIS\">$Walt Disney(DIS)$ </a><v-v data-views=\"0\"></v-v>","listText":"<a href=\"https://ttm.financial/S/DIS\">$Walt Disney(DIS)$ </a><v-v data-views=\"0\"></v-v>","text":"$Walt Disney(DIS)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9920733449","isVote":1,"tweetType":1,"viewCount":1004,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":9006202737,"gmtCreate":1641741154106,"gmtModify":1676533643990,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"Please like. Thanks","listText":"Please like. Thanks","text":"Please like. Thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9006202737","repostId":"1198290127","repostType":4,"repost":{"id":"1198290127","kind":"news","pubTimestamp":1641702682,"share":"https://ttm.financial/m/news/1198290127?lang=en_US&edition=fundamental","pubTime":"2022-01-09 12:31","market":"us","language":"en","title":"Can Apple Stock Reclaim $3 Trillion And Thrive In 2022?","url":"https://stock-news.laohu8.com/highlight/detail?id=1198290127","media":"TheStreet","summary":"A market cap of $3 trillion has, so far, proven to be a ceiling that Apple stock does not seem ready","content":"<html><head></head><body><p>A market cap of $3 trillion has, so far, proven to be a ceiling that Apple stock does not seem ready to break through yet. Can shares reclaim the milestone soon and head higher in 2022?</p><p>Recently, Apple stock flirted with $3 trillion in market cap, but quickly dipped below $2.9 trillion — as the broad market reacted to monetary tightening that should now happen more rapidly than previously expected.</p><p>Can shares of the Cupertino company finally find its way north in 2022 and meet the expectations of so many bulls on Wall Street? Or will bearishness take over during a year of rising interest rates and lingering inflation?</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/1f77cd919bf55f9c7b79f631b0255910\" tg-width=\"1240\" tg-height=\"697\" referrerpolicy=\"no-referrer\"/><span>Figure 1: Apple Park in Cupertino, CA.</span></p><p><b>AAPL: the bull case</b></p><p>As Apple stock climbed viciously between late November and early December, many Wall Street experts piled on in support of “AAPL $3T”. Wedbush’s Dan Ives, for example, has been talking about the market cap milestone since our conversation in Q3 of last year, at least.</p><p>But other analysts have also hopped on the bullish bandwagon recently. Morgan Stanley upped its price target to $200 per share in November, while the JPMorgan research team saw Apple stock heading to $3.5 trillion in market cap over the next 12 months.</p><p>One of the most vocal optimists came from the buy side. Loup’s Gene Munster thought that his previous price target had quickly become stale, and that $250 per share now seemed more reasonable. In his opinion, the multi-year opportunity in the metaverse will gain investor appreciation in the new year, which should reignite momentum that the stock had lost in the last few weeks of 2021.</p><p><b>AAPL: the bear case</b></p><p>Despite the upbeat expectations described above, mostly supported by company-specific factors, the market rolled into 2022 with its guard up. The boogieman of the moment seems to be the Federal Reserve’s anticipated reaction to near-full employment and sticky inflation, which should lead to higher interest rates in the next several months.</p><p>I have recently explained how tighter money supply can spell trouble for stocks that trade for relatively high multiples. While AAPL is no Tesla or Rivian, the stock’s forward P/E of nearly 30 times and only modest earnings growth expectations could be a drag for share price in 2022, as investors look for better deals in value and cyclical stocks.</p><p><b>The Apple Maven’s take</b></p><p>I continue to think that Apple is a great stock to buy and hold for the long term. Under the leadership of a CEO (and former COO) that is driven by operational excellence, the company seems to be in very good hands. Better yet, demand for Apple’s products and services, as well as consumer appreciation for the brand, seem to be at or near an all-time high.</p><p>That said, the setup for the first few weeks or months of 2022 looks challenging to me. Apple stock climbed relentlessly in 2020, and then again last year. Aided by a spike in pandemic-driven demand for tech devices and lavish liquidity in the system, AAPL recorded one of its best three years of returns ever between 2019 and 2021.</p><p>As much as the metaverse and autonomous vehicles can and likely will support the company’s financial results over the next many years, I think that AAPL stock is overdue for a breather. While shares will likely climb back above $3 trillion and head much higher from there eventually, I am not so confident that this rally will happen in the immediate future.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Can Apple Stock Reclaim $3 Trillion And Thrive In 2022?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCan Apple Stock Reclaim $3 Trillion And Thrive In 2022?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-09 12:31 GMT+8 <a href=https://www.thestreet.com/apple/stock/can-apple-stock-reclaim-3-trillion-and-thrive-in-2022><strong>TheStreet</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>A market cap of $3 trillion has, so far, proven to be a ceiling that Apple stock does not seem ready to break through yet. Can shares reclaim the milestone soon and head higher in 2022?Recently, Apple...</p>\n\n<a href=\"https://www.thestreet.com/apple/stock/can-apple-stock-reclaim-3-trillion-and-thrive-in-2022\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.thestreet.com/apple/stock/can-apple-stock-reclaim-3-trillion-and-thrive-in-2022","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1198290127","content_text":"A market cap of $3 trillion has, so far, proven to be a ceiling that Apple stock does not seem ready to break through yet. Can shares reclaim the milestone soon and head higher in 2022?Recently, Apple stock flirted with $3 trillion in market cap, but quickly dipped below $2.9 trillion — as the broad market reacted to monetary tightening that should now happen more rapidly than previously expected.Can shares of the Cupertino company finally find its way north in 2022 and meet the expectations of so many bulls on Wall Street? Or will bearishness take over during a year of rising interest rates and lingering inflation?Figure 1: Apple Park in Cupertino, CA.AAPL: the bull caseAs Apple stock climbed viciously between late November and early December, many Wall Street experts piled on in support of “AAPL $3T”. Wedbush’s Dan Ives, for example, has been talking about the market cap milestone since our conversation in Q3 of last year, at least.But other analysts have also hopped on the bullish bandwagon recently. Morgan Stanley upped its price target to $200 per share in November, while the JPMorgan research team saw Apple stock heading to $3.5 trillion in market cap over the next 12 months.One of the most vocal optimists came from the buy side. Loup’s Gene Munster thought that his previous price target had quickly become stale, and that $250 per share now seemed more reasonable. In his opinion, the multi-year opportunity in the metaverse will gain investor appreciation in the new year, which should reignite momentum that the stock had lost in the last few weeks of 2021.AAPL: the bear caseDespite the upbeat expectations described above, mostly supported by company-specific factors, the market rolled into 2022 with its guard up. The boogieman of the moment seems to be the Federal Reserve’s anticipated reaction to near-full employment and sticky inflation, which should lead to higher interest rates in the next several months.I have recently explained how tighter money supply can spell trouble for stocks that trade for relatively high multiples. While AAPL is no Tesla or Rivian, the stock’s forward P/E of nearly 30 times and only modest earnings growth expectations could be a drag for share price in 2022, as investors look for better deals in value and cyclical stocks.The Apple Maven’s takeI continue to think that Apple is a great stock to buy and hold for the long term. Under the leadership of a CEO (and former COO) that is driven by operational excellence, the company seems to be in very good hands. Better yet, demand for Apple’s products and services, as well as consumer appreciation for the brand, seem to be at or near an all-time high.That said, the setup for the first few weeks or months of 2022 looks challenging to me. Apple stock climbed relentlessly in 2020, and then again last year. Aided by a spike in pandemic-driven demand for tech devices and lavish liquidity in the system, AAPL recorded one of its best three years of returns ever between 2019 and 2021.As much as the metaverse and autonomous vehicles can and likely will support the company’s financial results over the next many years, I think that AAPL stock is overdue for a breather. While shares will likely climb back above $3 trillion and head much higher from there eventually, I am not so confident that this rally will happen in the immediate future.","news_type":1,"symbols_score_info":{"AAPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1149,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":837561437,"gmtCreate":1629900226929,"gmtModify":1676530167014,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"We don't have a crystal ball to tell what will be happening in a decade from now. Only \"if\" will tell after 10 years later.... ","listText":"We don't have a crystal ball to tell what will be happening in a decade from now. Only \"if\" will tell after 10 years later.... ","text":"We don't have a crystal ball to tell what will be happening in a decade from now. Only \"if\" will tell after 10 years later....","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/837561437","repostId":"2162051601","repostType":4,"isVote":1,"tweetType":1,"viewCount":852,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":814569098,"gmtCreate":1630845966214,"gmtModify":1676530404899,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"Let's wait and see before vesting","listText":"Let's wait and see before vesting","text":"Let's wait and see before vesting","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/814569098","repostId":"1157895022","repostType":4,"isVote":1,"tweetType":1,"viewCount":770,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":811231278,"gmtCreate":1630325387294,"gmtModify":1676530268810,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"Resilient business","listText":"Resilient business","text":"Resilient business","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/811231278","repostId":"2163885972","repostType":4,"repost":{"id":"2163885972","kind":"highlight","weMediaInfo":{"introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"media_name":"Dow Jones","id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"pubTimestamp":1630324380,"share":"https://ttm.financial/m/news/2163885972?lang=en_US&edition=fundamental","pubTime":"2021-08-30 19:53","market":"us","language":"en","title":"Gap is going beyond hoodies and jeans, taking aim at the $326 billion markets for home, sleep and underwear","url":"https://stock-news.laohu8.com/highlight/detail?id=2163885972","media":"Dow Jones","summary":"Old Navy sets its sights on the $120 billion women's plus-size market after record second-quarter sa","content":"<p>Old Navy sets its sights on the $120 billion women's plus-size market after record second-quarter sales</p>\n<p>After a blow out second quarter, Gap Inc. is thinking about more than just hoodies and jeans going forward.</p>\n<p>\"As we study important trends in the market, like wellness and the homebody economy, we see a sizable future opportunity to compete in new categories,\" said Sonia Syngal, chief executive of Gap <a href=\"https://laohu8.com/S/GPS\">$(GPS)$</a>, on the late Thursday earnings call, according to FactSet.</p>\n<p>\"This shows up in product extensions like inclusive sizing [...] as well as home, intimates and sleep, which comprise a combined $326 billion in addressable markets.\"</p>\n<p>Net sales for the Gap Inc. were $4.2 billion, the highest second-quarter sales in more than a decade.</p>\n<p>Sales at Old Navy, which is part of a Gap Inc. <a href=\"https://laohu8.com/S/GPS.AU\">$(GPS.AU)$</a> portfolio that also includes Athleta and Banana Republic, grew 21% over 2019, and comparable sales were up 18% from that year.</p>\n<p>Last week, Old Navy announced a size-inclusive shopping model called BodEquality.</p>\n<p>\"The average woman in the U.S. wears a size 16 to 18, so with very few competitors in the plus-size space, Old Navy is positioned to take a significant share of the $120 billion women's market,\" Syngal said.</p>\n<p>Back in May, Gap announced a partnership with licensing company IMG for a collection of home products that includes bedding and bath items. That merchandise was scheduled to begin selling at Walmart Inc. <a href=\"https://laohu8.com/S/WMT\">$(WMT)$</a> in June.</p>\n<p>And Gap Home is part of the company's plan to grow through collaborations, like the <a href=\"https://laohu8.com/S/AONE.U\">one</a> with Kanye West (or Ye as he will soon be known) that has produced the Yeezy Round Jacket.</p>\n<p>Syngal says 75% of the customers who have preordered the puffy zipper-less item are new to the Gap brand.</p>\n<p>\"Concerns were overblown, business not only strong, it's accelerating,\" wrote Wells Fargo in a note that also applauded the \"general tone of the call.\"</p>\n<p>Wells Fargo rates Gap stock at overweight with a $45 price target.</p>\n<p>\"While the headline total sales growth rate of 5% vs. 2019 is far from industry-leading, it masks the underlying growth across divisions in light of significant store closures, the closing of Intermix/Janie & Jack, and recent actions taken in Europe. We see many potential catalysts on the horizon, including investments in marketing, technology, loyalty program and brand-specific initiatives such as inclusive sizing,\" wrote MKM Partners' Roxanne Meyer in a note.</p>\n<p>However, MKM has some concerns as well.</p>\n<p>\"While some progress was made at Gap, we remain less confident in the strategyto improve its relevance through partnerships,\" she said.</p>\n<p>\"[I]ndustry tailwinds are lifting all boats, and we are less convinced of the staying power into next year at Gap and Banana Republic while the company will anniversary outsized gains at Athleta and Old Navy.\"</p>\n<p>MKM rates Gap stock at neutral with a $34 fair value estimate.</p>\n<p>JPMorgan analysts expect Gap to benefit from things like the JCPenney bankruptcy and store closures, Athleta's positioning in the athletic apparel space and Old Navy's market share gains in categories like dresses and denim.</p>\n<p>\"While top-line weakness at core Gap and Banana Republic have pressured the P/L historically, we see management's FY23 'Power Plan' to rationalize the store fleet and deliver expense savings as a net neutral EBIT margin impact with potential upside to our model ahead on Gap (YZY Gap) and Banana Republic (return to work),\" analysts said.</p>\n<p>JPMorgan rates Gap stock at overweight with a $39 price target.</p>\n<p>Gap stock has run up 31.3% for the year to date while the S&P 500 index has gained 20% for the period.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Gap is going beyond hoodies and jeans, taking aim at the $326 billion markets for home, sleep and underwear</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGap is going beyond hoodies and jeans, taking aim at the $326 billion markets for home, sleep and underwear\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2021-08-30 19:53</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<p>Old Navy sets its sights on the $120 billion women's plus-size market after record second-quarter sales</p>\n<p>After a blow out second quarter, Gap Inc. is thinking about more than just hoodies and jeans going forward.</p>\n<p>\"As we study important trends in the market, like wellness and the homebody economy, we see a sizable future opportunity to compete in new categories,\" said Sonia Syngal, chief executive of Gap <a href=\"https://laohu8.com/S/GPS\">$(GPS)$</a>, on the late Thursday earnings call, according to FactSet.</p>\n<p>\"This shows up in product extensions like inclusive sizing [...] as well as home, intimates and sleep, which comprise a combined $326 billion in addressable markets.\"</p>\n<p>Net sales for the Gap Inc. were $4.2 billion, the highest second-quarter sales in more than a decade.</p>\n<p>Sales at Old Navy, which is part of a Gap Inc. <a href=\"https://laohu8.com/S/GPS.AU\">$(GPS.AU)$</a> portfolio that also includes Athleta and Banana Republic, grew 21% over 2019, and comparable sales were up 18% from that year.</p>\n<p>Last week, Old Navy announced a size-inclusive shopping model called BodEquality.</p>\n<p>\"The average woman in the U.S. wears a size 16 to 18, so with very few competitors in the plus-size space, Old Navy is positioned to take a significant share of the $120 billion women's market,\" Syngal said.</p>\n<p>Back in May, Gap announced a partnership with licensing company IMG for a collection of home products that includes bedding and bath items. That merchandise was scheduled to begin selling at Walmart Inc. <a href=\"https://laohu8.com/S/WMT\">$(WMT)$</a> in June.</p>\n<p>And Gap Home is part of the company's plan to grow through collaborations, like the <a href=\"https://laohu8.com/S/AONE.U\">one</a> with Kanye West (or Ye as he will soon be known) that has produced the Yeezy Round Jacket.</p>\n<p>Syngal says 75% of the customers who have preordered the puffy zipper-less item are new to the Gap brand.</p>\n<p>\"Concerns were overblown, business not only strong, it's accelerating,\" wrote Wells Fargo in a note that also applauded the \"general tone of the call.\"</p>\n<p>Wells Fargo rates Gap stock at overweight with a $45 price target.</p>\n<p>\"While the headline total sales growth rate of 5% vs. 2019 is far from industry-leading, it masks the underlying growth across divisions in light of significant store closures, the closing of Intermix/Janie & Jack, and recent actions taken in Europe. We see many potential catalysts on the horizon, including investments in marketing, technology, loyalty program and brand-specific initiatives such as inclusive sizing,\" wrote MKM Partners' Roxanne Meyer in a note.</p>\n<p>However, MKM has some concerns as well.</p>\n<p>\"While some progress was made at Gap, we remain less confident in the strategyto improve its relevance through partnerships,\" she said.</p>\n<p>\"[I]ndustry tailwinds are lifting all boats, and we are less convinced of the staying power into next year at Gap and Banana Republic while the company will anniversary outsized gains at Athleta and Old Navy.\"</p>\n<p>MKM rates Gap stock at neutral with a $34 fair value estimate.</p>\n<p>JPMorgan analysts expect Gap to benefit from things like the JCPenney bankruptcy and store closures, Athleta's positioning in the athletic apparel space and Old Navy's market share gains in categories like dresses and denim.</p>\n<p>\"While top-line weakness at core Gap and Banana Republic have pressured the P/L historically, we see management's FY23 'Power Plan' to rationalize the store fleet and deliver expense savings as a net neutral EBIT margin impact with potential upside to our model ahead on Gap (YZY Gap) and Banana Republic (return to work),\" analysts said.</p>\n<p>JPMorgan rates Gap stock at overweight with a $39 price target.</p>\n<p>Gap stock has run up 31.3% for the year to date while the S&P 500 index has gained 20% for the period.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2163885972","content_text":"Old Navy sets its sights on the $120 billion women's plus-size market after record second-quarter sales\nAfter a blow out second quarter, Gap Inc. is thinking about more than just hoodies and jeans going forward.\n\"As we study important trends in the market, like wellness and the homebody economy, we see a sizable future opportunity to compete in new categories,\" said Sonia Syngal, chief executive of Gap $(GPS)$, on the late Thursday earnings call, according to FactSet.\n\"This shows up in product extensions like inclusive sizing [...] as well as home, intimates and sleep, which comprise a combined $326 billion in addressable markets.\"\nNet sales for the Gap Inc. were $4.2 billion, the highest second-quarter sales in more than a decade.\nSales at Old Navy, which is part of a Gap Inc. $(GPS.AU)$ portfolio that also includes Athleta and Banana Republic, grew 21% over 2019, and comparable sales were up 18% from that year.\nLast week, Old Navy announced a size-inclusive shopping model called BodEquality.\n\"The average woman in the U.S. wears a size 16 to 18, so with very few competitors in the plus-size space, Old Navy is positioned to take a significant share of the $120 billion women's market,\" Syngal said.\nBack in May, Gap announced a partnership with licensing company IMG for a collection of home products that includes bedding and bath items. That merchandise was scheduled to begin selling at Walmart Inc. $(WMT)$ in June.\nAnd Gap Home is part of the company's plan to grow through collaborations, like the one with Kanye West (or Ye as he will soon be known) that has produced the Yeezy Round Jacket.\nSyngal says 75% of the customers who have preordered the puffy zipper-less item are new to the Gap brand.\n\"Concerns were overblown, business not only strong, it's accelerating,\" wrote Wells Fargo in a note that also applauded the \"general tone of the call.\"\nWells Fargo rates Gap stock at overweight with a $45 price target.\n\"While the headline total sales growth rate of 5% vs. 2019 is far from industry-leading, it masks the underlying growth across divisions in light of significant store closures, the closing of Intermix/Janie & Jack, and recent actions taken in Europe. We see many potential catalysts on the horizon, including investments in marketing, technology, loyalty program and brand-specific initiatives such as inclusive sizing,\" wrote MKM Partners' Roxanne Meyer in a note.\nHowever, MKM has some concerns as well.\n\"While some progress was made at Gap, we remain less confident in the strategyto improve its relevance through partnerships,\" she said.\n\"[I]ndustry tailwinds are lifting all boats, and we are less convinced of the staying power into next year at Gap and Banana Republic while the company will anniversary outsized gains at Athleta and Old Navy.\"\nMKM rates Gap stock at neutral with a $34 fair value estimate.\nJPMorgan analysts expect Gap to benefit from things like the JCPenney bankruptcy and store closures, Athleta's positioning in the athletic apparel space and Old Navy's market share gains in categories like dresses and denim.\n\"While top-line weakness at core Gap and Banana Republic have pressured the P/L historically, we see management's FY23 'Power Plan' to rationalize the store fleet and deliver expense savings as a net neutral EBIT margin impact with potential upside to our model ahead on Gap (YZY Gap) and Banana Republic (return to work),\" analysts said.\nJPMorgan rates Gap stock at overweight with a $39 price target.\nGap stock has run up 31.3% for the year to date while the S&P 500 index has gained 20% for the period.","news_type":1,"symbols_score_info":{"GPS":0.9}},"isVote":1,"tweetType":1,"viewCount":894,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":885527049,"gmtCreate":1631804670581,"gmtModify":1676530641528,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"Spend the future money ","listText":"Spend the future money ","text":"Spend the future money","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/885527049","repostId":"1168707929","repostType":4,"repost":{"id":"1168707929","kind":"news","pubTimestamp":1631802521,"share":"https://ttm.financial/m/news/1168707929?lang=en_US&edition=fundamental","pubTime":"2021-09-16 22:28","market":"us","language":"en","title":"Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’","url":"https://stock-news.laohu8.com/highlight/detail?id=1168707929","media":"The Wall Street Journal","summary":"Retailers big and small are using installment plans to wring more sales out of shoppers who can’t ge","content":"<p>Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/108a4007d95b3e93e4d3fe6d678d8339\" tg-width=\"1290\" tg-height=\"859\" width=\"100%\" height=\"auto\"><span>Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.</span></p>\n<p>Alexis Luedtke got her first “buy now, pay later” plan in 2019 after she was rejected for a credit card. She has used at least five more since to buy face cream, T-shirts and birthday gifts.</p>\n<p>Installment plans are back in style.PayPal Holdings Inc. last week said it was buying Japanese installment payment startup Paidy Inc., following Square Inc.’s $29 billion deal for Afterpay Ltd.Macy’s Inc. and Bed Bath & Beyond Inc. have added the option at checkout over the past year. Even Amazon.com Inc. is doing it.</p>\n<p>One reason: shoppers like Ms. Luedtke who don’t qualify for credit cards. Buy-now-pay-later companies say they rely less on—and in some cases bypass altogether—traditional credit scores and reports. Doing so allows them to approve more consumers. Shoppers gain the ability to buy things even without cash on hand—translating to higher sales for retailers.</p>\n<p>Afterpay said it expects the company’s U.S. merchants will see an $8.2 billion increase in sales this year because of payment plans.Affirm Holdings Inc. last year said purchases made with its payment plans were 85% larger, on average.</p>\n<p>Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank AB, Macy’s CEO Jeff Gennette said on a recent earnings call. Klarna also is helping the retailer attract younger customers, he said.</p>\n<p><img src=\"https://static.tigerbbs.com/40620bab35c446816da175fb2334c05e\" tg-width=\"435\" tg-height=\"562\" width=\"100%\" height=\"auto\"></p>\n<p>“The value that most retailers see in buy now, pay later is customer acquisition,” said David Sykes, Klarna’s North America head.</p>\n<p>Ms. Luedtke, 26, has credit cards now but still prefers installment plans. Just last month, she used them to buy about $40 of Peter Thomas Roth skin-care products and $65 in clothing from Shein.</p>\n<p>“It definitely influences how much more I buy or would spend,” she said. “It’s easier to pay $200 over so many weeks compared to $200 right now.”</p>\n<p>Buy now, pay later is a new twist on an old idea. Big retailers have for decades offered installment plans for big-ticket items like washing machines. Today, these plans come in a variety of flavors. Afterpay offers payment plans that shoppers usually attach to their debit cards. Others, like Affirm, also facilitate new loans.</p>\n<p>Interest rates and other terms vary by payment-plan provider. Affirm interest rates range from 0% to 30%, with some 43% of its transactions during its last fiscal year not charging interest at all. The company doesn’t charge late fees. Afterpay doesn’t charge interest but does collect late fees.</p>\n<p><img src=\"https://static.tigerbbs.com/223a1da79b30869fc443b06f41a959eb\" tg-width=\"441\" tg-height=\"556\" width=\"100%\" height=\"auto\"></p>\n<p>Merchants take no credit risk with these plans, but the fees they incur can be higher than on credit-card purchases—often between 3% and 5% of the purchase price, according to people familiar with the matter.</p>\n<p>Buy-now-pay-later companies say they can approve more customers than banks, including people who have thin or no borrowing history. Some 53 million adults in the U.S. lack traditional credit scores, according to FICO score creator Fair Isaac Corp.Installment plans are safer, they say, because they are often smaller than credit-card spending limits and approved on a per-transaction basis.</p>\n<p>Affirm said that it had a net charge-off rate of 1% in the quarter ended June 30, down from 2% a year earlier. Afterpay said it wrote off 0.6% of the total dollars it processed in payments during the company’s fiscal year ended June 30, up from 0.4% the year prior.</p>\n<p>Working with a web of retailers, buy-now-pay-later companies can create self-contained payment ecosystems. They factor payment behavior into future underwriting decisions. Customers who pay late or not at all risk losing the installment option at other participating retailers.</p>\n<p>“Most merchants want a partner who has real advantage and real ability to underwrite,” said Affirm CEO Max Levchin. “These are not deeper approvals, but they are different approvals.”</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2f0a5ab7e1c7d6de154b68c230f13b49\" tg-width=\"1050\" tg-height=\"700\" width=\"100%\" height=\"auto\"><span>Affirm facilitates new loans among other payment plans.</span></p>\n<p>Amazon and Walmart Inc. are both working with Affirm. Both have said they want their financial partners to extend credit to more of their customers.</p>\n<p>Amazon is reviewing proposals, as it weighs whether to replace its longtime card issuer, JPMorgan Chase & Co. Amazon is looking for “commitments to underwrite competitively to widen the acquisition funnel,” the retailer said in a request for proposals reviewed by The Wall Street Journal.</p>\n<p>A desire to boost loan approvals was among the reasons Walmart in 2018 decided to end its decadeslong credit-card partnership with Synchrony Financial.(Capital One Financial Corp. now issues Walmart-branded credit cards.) The retailer made Affirm loans available to most of its customers the following year.</p>\n<p>“Our goal is financial inclusion for all,” said Julia Unger, Walmart’s vice president of financial services.</p>\n<p>Some banks now offer installment options on their credit cards.Citigroup Inc. saw a sevenfold increase in the dollar amount of credit-card purchases converted to installment loans in July, compared with the same month a year prior, said Gonzalo Luchetti, head of Citigroup’s U.S. consumer bank.</p>\n<p>Synchrony, the largest U.S. store-credit-card issuer, will launch a buy-now, pay-later plan in October. Capital One will test out its own offering later this year, CEO Richard Fairbank said at a conference Monday.</p>\n<p>Wells Fargo & Co. and Bank of America Corp. are exploring adding installment plans on their credit cards, according to people familiar with the matter.Visa Inc. said it has been testing out ways for shoppers to check if they qualify for installment plans when they enter their card numbers at checkout.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAmazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-16 22:28 GMT+8 <a href=https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10><strong>The Wall Street Journal</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards\nShoppers spend more at Macy’s when they use installment plans offered through Klarna ...</p>\n\n<a href=\"https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal","AMZN":"亚马逊","WMT":"沃尔玛","M":"梅西百货","V":"Visa","AFRM":"Affirm Holdings, Inc."},"source_url":"https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1168707929","content_text":"Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards\nShoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.\nAlexis Luedtke got her first “buy now, pay later” plan in 2019 after she was rejected for a credit card. She has used at least five more since to buy face cream, T-shirts and birthday gifts.\nInstallment plans are back in style.PayPal Holdings Inc. last week said it was buying Japanese installment payment startup Paidy Inc., following Square Inc.’s $29 billion deal for Afterpay Ltd.Macy’s Inc. and Bed Bath & Beyond Inc. have added the option at checkout over the past year. Even Amazon.com Inc. is doing it.\nOne reason: shoppers like Ms. Luedtke who don’t qualify for credit cards. Buy-now-pay-later companies say they rely less on—and in some cases bypass altogether—traditional credit scores and reports. Doing so allows them to approve more consumers. Shoppers gain the ability to buy things even without cash on hand—translating to higher sales for retailers.\nAfterpay said it expects the company’s U.S. merchants will see an $8.2 billion increase in sales this year because of payment plans.Affirm Holdings Inc. last year said purchases made with its payment plans were 85% larger, on average.\nShoppers spend more at Macy’s when they use installment plans offered through Klarna Bank AB, Macy’s CEO Jeff Gennette said on a recent earnings call. Klarna also is helping the retailer attract younger customers, he said.\n\n“The value that most retailers see in buy now, pay later is customer acquisition,” said David Sykes, Klarna’s North America head.\nMs. Luedtke, 26, has credit cards now but still prefers installment plans. Just last month, she used them to buy about $40 of Peter Thomas Roth skin-care products and $65 in clothing from Shein.\n“It definitely influences how much more I buy or would spend,” she said. “It’s easier to pay $200 over so many weeks compared to $200 right now.”\nBuy now, pay later is a new twist on an old idea. Big retailers have for decades offered installment plans for big-ticket items like washing machines. Today, these plans come in a variety of flavors. Afterpay offers payment plans that shoppers usually attach to their debit cards. Others, like Affirm, also facilitate new loans.\nInterest rates and other terms vary by payment-plan provider. Affirm interest rates range from 0% to 30%, with some 43% of its transactions during its last fiscal year not charging interest at all. The company doesn’t charge late fees. Afterpay doesn’t charge interest but does collect late fees.\n\nMerchants take no credit risk with these plans, but the fees they incur can be higher than on credit-card purchases—often between 3% and 5% of the purchase price, according to people familiar with the matter.\nBuy-now-pay-later companies say they can approve more customers than banks, including people who have thin or no borrowing history. Some 53 million adults in the U.S. lack traditional credit scores, according to FICO score creator Fair Isaac Corp.Installment plans are safer, they say, because they are often smaller than credit-card spending limits and approved on a per-transaction basis.\nAffirm said that it had a net charge-off rate of 1% in the quarter ended June 30, down from 2% a year earlier. Afterpay said it wrote off 0.6% of the total dollars it processed in payments during the company’s fiscal year ended June 30, up from 0.4% the year prior.\nWorking with a web of retailers, buy-now-pay-later companies can create self-contained payment ecosystems. They factor payment behavior into future underwriting decisions. Customers who pay late or not at all risk losing the installment option at other participating retailers.\n“Most merchants want a partner who has real advantage and real ability to underwrite,” said Affirm CEO Max Levchin. “These are not deeper approvals, but they are different approvals.”\nAffirm facilitates new loans among other payment plans.\nAmazon and Walmart Inc. are both working with Affirm. Both have said they want their financial partners to extend credit to more of their customers.\nAmazon is reviewing proposals, as it weighs whether to replace its longtime card issuer, JPMorgan Chase & Co. Amazon is looking for “commitments to underwrite competitively to widen the acquisition funnel,” the retailer said in a request for proposals reviewed by The Wall Street Journal.\nA desire to boost loan approvals was among the reasons Walmart in 2018 decided to end its decadeslong credit-card partnership with Synchrony Financial.(Capital One Financial Corp. now issues Walmart-branded credit cards.) The retailer made Affirm loans available to most of its customers the following year.\n“Our goal is financial inclusion for all,” said Julia Unger, Walmart’s vice president of financial services.\nSome banks now offer installment options on their credit cards.Citigroup Inc. saw a sevenfold increase in the dollar amount of credit-card purchases converted to installment loans in July, compared with the same month a year prior, said Gonzalo Luchetti, head of Citigroup’s U.S. consumer bank.\nSynchrony, the largest U.S. store-credit-card issuer, will launch a buy-now, pay-later plan in October. Capital One will test out its own offering later this year, CEO Richard Fairbank said at a conference Monday.\nWells Fargo & Co. and Bank of America Corp. are exploring adding installment plans on their credit cards, according to people familiar with the matter.Visa Inc. said it has been testing out ways for shoppers to check if they qualify for installment plans when they enter their card numbers at checkout.","news_type":1,"symbols_score_info":{"WMT":0.9,"AMZN":0.9,"SQ":0.9,"AFRM":0.9,"V":0.9,"PYPL":0.9,"M":0.9}},"isVote":1,"tweetType":1,"viewCount":758,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":882054062,"gmtCreate":1631633478656,"gmtModify":1676530596408,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"It is just a matter of time ","listText":"It is just a matter of time ","text":"It is just a matter of time","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/882054062","repostId":"2167955115","repostType":4,"isVote":1,"tweetType":1,"viewCount":490,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":815214347,"gmtCreate":1630680373489,"gmtModify":1676530375448,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"Need to screen thru the product before release into the market ","listText":"Need to screen thru the product before release into the market ","text":"Need to screen thru the product before release into the market","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/815214347","repostId":"1107645720","repostType":4,"isVote":1,"tweetType":1,"viewCount":670,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9002683305,"gmtCreate":1641995570093,"gmtModify":1676533669765,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"To monitor closely","listText":"To monitor closely","text":"To monitor closely","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9002683305","repostId":"1119057261","repostType":2,"repost":{"id":"1119057261","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1640789381,"share":"https://ttm.financial/m/news/1119057261?lang=en_US&edition=fundamental","pubTime":"2021-12-29 22:49","market":"us","language":"en","title":"Hydrogen Energy Stocks Dropped in Morning Trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1119057261","media":"Tiger Newspress","summary":"Hydrogen energy stocks dropped in morning trading.FuelCell, Plug Power, Bloom Energy fell between 2%","content":"<html><head></head><body><p>Hydrogen energy stocks dropped in morning trading.FuelCell, Plug Power, Bloom Energy fell between 2% and 14%.</p><p><img src=\"https://static.tigerbbs.com/3c375588a008e5400afd7f2733c92006\" tg-width=\"419\" tg-height=\"176\" referrerpolicy=\"no-referrer\"/></p><p><b>Why FuelCell Energy Shares Are Falling</b></p><p><b>FuelCell Energy Inc</b>(NASDAQ:FCEL) is trading lower Wednesday morning after the company announced worse-than-expected fiscal fourth-quarter financial results.</p><p>FuelCell reported a quarterly earnings loss of 7 cents per share, which came in below the estimate for a loss of 4 cents per share. The company reported quarterly revenue of $13.9 million, which came in below the estimate of $21.86 million and was down from 17 million year-over-year.</p><p>FuelCell said it will continue to focus on investments in the company that work to achieve long-term growth, rather than focusing on shorter-term financial metrics.</p><p>"We are pleased with the continued advancement throughout the year of our strategic agenda in terms of infrastructure, solutions and talent to support achieving our long-term goals," said <b>Jason Few</b>, president and CEO of FuelCell.</p><p>Few continued, "We finished fiscal year 2021 with slightly lower revenue compared to fiscal year 2020, but we continued to make important progress on our in-flight projects as well as new technology and applications under development, such as the successful demonstration of the effectiveness of our solid oxide fuel cell."</p><p>FuelCell is a fuel-cell power company that designs manufactures, sells, installs, operates and services fuel cell products, which efficiently convert chemical energy in fuels into electricity through a series of chemical reactions.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Hydrogen Energy Stocks Dropped in Morning Trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHydrogen Energy Stocks Dropped in Morning Trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-12-29 22:49</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Hydrogen energy stocks dropped in morning trading.FuelCell, Plug Power, Bloom Energy fell between 2% and 14%.</p><p><img src=\"https://static.tigerbbs.com/3c375588a008e5400afd7f2733c92006\" tg-width=\"419\" tg-height=\"176\" referrerpolicy=\"no-referrer\"/></p><p><b>Why FuelCell Energy Shares Are Falling</b></p><p><b>FuelCell Energy Inc</b>(NASDAQ:FCEL) is trading lower Wednesday morning after the company announced worse-than-expected fiscal fourth-quarter financial results.</p><p>FuelCell reported a quarterly earnings loss of 7 cents per share, which came in below the estimate for a loss of 4 cents per share. The company reported quarterly revenue of $13.9 million, which came in below the estimate of $21.86 million and was down from 17 million year-over-year.</p><p>FuelCell said it will continue to focus on investments in the company that work to achieve long-term growth, rather than focusing on shorter-term financial metrics.</p><p>"We are pleased with the continued advancement throughout the year of our strategic agenda in terms of infrastructure, solutions and talent to support achieving our long-term goals," said <b>Jason Few</b>, president and CEO of FuelCell.</p><p>Few continued, "We finished fiscal year 2021 with slightly lower revenue compared to fiscal year 2020, but we continued to make important progress on our in-flight projects as well as new technology and applications under development, such as the successful demonstration of the effectiveness of our solid oxide fuel cell."</p><p>FuelCell is a fuel-cell power company that designs manufactures, sells, installs, operates and services fuel cell products, which efficiently convert chemical energy in fuels into electricity through a series of chemical reactions.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"FCEL":"燃料电池能源","PLUG":"普拉格能源","BE":"Bloom Energy Corp"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1119057261","content_text":"Hydrogen energy stocks dropped in morning trading.FuelCell, Plug Power, Bloom Energy fell between 2% and 14%.Why FuelCell Energy Shares Are FallingFuelCell Energy Inc(NASDAQ:FCEL) is trading lower Wednesday morning after the company announced worse-than-expected fiscal fourth-quarter financial results.FuelCell reported a quarterly earnings loss of 7 cents per share, which came in below the estimate for a loss of 4 cents per share. The company reported quarterly revenue of $13.9 million, which came in below the estimate of $21.86 million and was down from 17 million year-over-year.FuelCell said it will continue to focus on investments in the company that work to achieve long-term growth, rather than focusing on shorter-term financial metrics.\"We are pleased with the continued advancement throughout the year of our strategic agenda in terms of infrastructure, solutions and talent to support achieving our long-term goals,\" said Jason Few, president and CEO of FuelCell.Few continued, \"We finished fiscal year 2021 with slightly lower revenue compared to fiscal year 2020, but we continued to make important progress on our in-flight projects as well as new technology and applications under development, such as the successful demonstration of the effectiveness of our solid oxide fuel cell.\"FuelCell is a fuel-cell power company that designs manufactures, sells, installs, operates and services fuel cell products, which efficiently convert chemical energy in fuels into electricity through a series of chemical reactions.","news_type":1,"symbols_score_info":{"BE":0.9,"PLUG":0.9,"FCEL":0.9}},"isVote":1,"tweetType":1,"viewCount":1170,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":886949218,"gmtCreate":1631545876234,"gmtModify":1676530572858,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"Yes, to support and fund the development plus the lower income groups","listText":"Yes, to support and fund the development plus the lower income groups","text":"Yes, to support and fund the development plus the lower income groups","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/886949218","repostId":"1108105401","repostType":4,"isVote":1,"tweetType":1,"viewCount":1025,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":813460913,"gmtCreate":1630231381132,"gmtModify":1676530248056,"author":{"id":"3581563058003710","authorId":"3581563058003710","name":"leeWT","avatar":"https://static.tigerbbs.com/49e0521f4fb5a74a66948df0eddb1c8b","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3581563058003710","idStr":"3581563058003710"},"themes":[],"htmlText":"His concern should not be ignored ","listText":"His concern should not be ignored ","text":"His concern should not be ignored","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/813460913","repostId":"2163079604","repostType":4,"isVote":1,"tweetType":1,"viewCount":660,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}