@Shyon:As a Singapore resident, I view the recent strength of the SGD as both a positive and a limitation. On the upside, it makes overseas travel, remittances, and online shopping more affordable. But despite the stronger currency, the cost of living here continues to rise. Essentials like food, rent, and daily expenses haven't become any cheaper, so the benefits aren’t really translating into day-to-day relief. With MAS easing policy again and banks cutting deposit rates, I’ve had to reconsider where to keep my savings. Fixed deposits now only offer around 2% to 2.5%. With inflation still creeping in, holding cash in traditional bank accounts just doesn’t make much sense anymore. That’s why I’ve started using Tiger Vault. The approximate 4% yield is a big plus, and the flexibility to withdraw a