Peoples Bancorp Q3 earnings rise to $5.7 million

Full story: https://grafa.com/en/news/united-states/peoples-bancorp-q3-2026-earnings-5-7-million

Peoples Bancorp of North Carolina reported Q3 2026 net earnings of $5.7 million, compared with $3.7 million a year earlier, while diluted earnings per share increased to $1.05 from $0.67.
Net interest income rose to $16.7 million from $15.1 million, while net interest margin widened to 3.85% from 3.58%.
Loans reached $1.30 billion and deposits totaled $1.57 billion at September 30, although the equity-to-assets ratio declined to 8.95%.

Peoples Bancorp of North Carolina (NASDAQ:PEBK) reported third-quarter 2026 net earnings of $5.7 million, up approximately 54% from $3.7 million a year earlier.

Diluted earnings per share increased to $1.05 from $0.67, while net interest income rose approximately 11% to $16.7 million.

The earnings improvement coincided with higher net interest income and lower operating expenses, despite a decline in non-interest income during the quarter.

Net interest margin widened to 3.85% from 3.58%, while non-interest expense declined to $15.8 million from $16.9 million.

The bank reported nine-month earnings of $15.4 million, up from $13.2 million.

Loans increased to $1.30 billion from $1.20 billion at year-end 2025, while deposits rose to $1.57 billion from $1.51 billion.

Non-performing assets increased slightly to $4.3 million, representing an unchanged 0.25% of assets, while the equity-to-assets ratio declined to 8.95%.

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million","html":"<html><head></head><body><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/8c9de404e72383c7286293715938c82c\" tg-width=\"1024\" tg-height=\"768\"></p>\n<p>Full story: https://grafa.com/en/news/united-states/peoples-bancorp-q3-2026-earnings-5-7-million</p>\n<ul>\n <li>\n  <p>Peoples Bancorp of North Carolina reported Q3 2026 net earnings of $5.7 million, compared with $3.7 million a year earlier, while diluted earnings per share increased to $1.05 from $0.67.</p></li>\n <li>\n  <p>Net interest income rose to $16.7 million from $15.1 million, while net interest margin widened to 3.85% from 3.58%.</p></li>\n <li>\n  <p>Loans reached $1.30 billion and deposits totaled $1.57 billion at September 30, although the equity-to-assets ratio declined to 8.95%.</p></li>\n</ul>\n<p style=\"text-align: start;\">Peoples Bancorp of North Carolina (NASDAQ:PEBK) reported third-quarter 2026 net earnings of $5.7 million, up approximately 54% from $3.7 million a year earlier.</p>\n<p style=\"text-align: start;\">Diluted earnings per share increased to $1.05 from $0.67, while net interest income rose approximately 11% to $16.7 million.</p>\n<p style=\"text-align: start;\">The earnings improvement coincided with higher net interest income and lower operating expenses, despite a decline in non-interest income during the quarter.</p>\n<p style=\"text-align: start;\">Net interest margin widened to 3.85% from 3.58%, while non-interest expense declined to $15.8 million from $16.9 million.</p>\n<p style=\"text-align: start;\">The bank reported nine-month earnings of $15.4 million, up from $13.2 million.</p>\n<p style=\"text-align: start;\">Loans increased to $1.30 billion from $1.20 billion at year-end 2025, while deposits rose to $1.57 billion from $1.51 billion.</p>\n<p style=\"text-align: start;\">Non-performing assets increased slightly to $4.3 million, representing an unchanged 0.25% of assets, while the equity-to-assets ratio declined to 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54% from $3.7 million a year earlier.</p>\n<p style=\"text-align: start;\">Diluted earnings per share increased to $1.05 from $0.67, while net interest income rose approximately 11% to $16.7 million.</p>\n<p style=\"text-align: start;\">The earnings improvement coincided with higher net interest income and lower operating expenses, despite a decline in non-interest income during the quarter.</p>\n<p style=\"text-align: start;\">Net interest margin widened to 3.85% from 3.58%, while non-interest expense declined to $15.8 million from $16.9 million.</p>\n<p style=\"text-align: start;\">The bank reported nine-month earnings of $15.4 million, up from $13.2 million.</p>\n<p style=\"text-align: start;\">Loans increased to $1.30 billion from $1.20 billion at year-end 2025, while deposits rose to $1.57 billion from $1.51 billion.</p>\n<p style=\"text-align: start;\">Non-performing assets increased slightly to $4.3 million, representing an unchanged 0.25% of assets, while the equity-to-assets ratio declined to 8.95%.</p></body></html>","text":"Full story: https://grafa.com/en/news/united-states/peoples-bancorp-q3-2026-earnings-5-7-million Peoples Bancorp of North Carolina reported Q3 2026 net earnings of $5.7 million, compared with $3.7 million a year earlier, while diluted earnings per share increased to $1.05 from $0.67. Net interest income rose to $16.7 million from $15.1 million, while net interest margin widened to 3.85% from 3.58%. Loans reached $1.30 billion and deposits totaled $1.57 billion at September 30, although the equity-to-assets ratio declined to 8.95%. Peoples Bancorp of North Carolina (NASDAQ:PEBK) reported third-quarter 2026 net earnings of $5.7 million, up approximately 54% from $3.7 million a year earlier. Diluted earnings per share increased to $1.05 from $0.67, while net interest income rose approximately 11% to $16.7 million. The earnings improvement coincided with higher net interest income and lower operating expenses, despite a decline in non-interest income during the quarter. Net interest margin widened to 3.85% from 3.58%, while non-interest expense declined to $15.8 million from $16.9 million. The bank reported nine-month earnings of $15.4 million, up from $13.2 million. 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