$Tiger Brokers(TIGR)$ The Mark-To The Moon - Tiger Brokers Online Investing Community - To The Moon

$Tiger Brokers(TIGR)$ The Market Still Misprices This Higher-Quality Fintech.

UP Fintech (TIGR) is still valued like a Chinese, cyclical retail broker when in fact the business has become a higher-quality fintech platform, with less than 15% of clients' AUM now coming from Mainland China.

FY25 results confirmed that TIGR's stellar results in Q3/25 were not a one-off but a structural shift, with revenue up 56.3% YoY to $612.1 million and non-GAAP net income up 164.7% YoY to $186.5 million for the year. Q4/25 wasn't another sequential breakout quarter but confirmed that TIGR can sustain strong earnings from a much larger base, with monetization now going way beyond commissions. Other revenues were up 220.6% in Q4/25 to $30.8 million, and interest income remained very high at $71.3 million.

This matters as it indicates that TIGR is no longer a speculative, transaction-driven broker. The revenue base is increasingly supported by rising client asset quality and a diversification of monetization, supported by rising client balances, margin financing, securities lending, wealth products, Employee Stock Ownership Plan (ESOP) administration, IPO underwriting, and crypto-related initiatives, making the business more resilient and scalable moving forward.

FY25 and Q4/25 confirmed that balances, monetization, and platform economics are scaling, yet the current valuation does not reflect that shift. We believe this disconnect should close sooner rather than later.

Source: Seeking Alpha

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

TigerVision888
15:40
TigerVision888
Guided by short term trend. It reverses only when it shows a bottom reversal trend

Leave a comment

1

1

{"i18n":{"language":"en_US"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":545158575878216,"tweetId":"545158575878216","gmtCreate":1774106515138,"gmtModify":1774139569937,"author":{"id":3578268508890779,"idStr":"3578268508890779","authorId":3578268508890779,"authorIdStr":"3578268508890779","name":"Heuleo","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":12,"crmLevelSwitch":1,"individualDisplayBadges":[],"fanSize":2,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"title":"","html":"<html><head></head><body><p><a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> The Market Still Misprices This Higher-Quality Fintech.</p>\n<p>UP Fintech (TIGR) is still valued like a Chinese, cyclical retail broker when in fact the business has become a higher-quality fintech platform, with less than 15% of clients' AUM now coming from Mainland China.</p>\n<p>FY25 results confirmed that TIGR's stellar results in Q3/25 were not a one-off but a structural shift, with revenue up 56.3% YoY to $612.1 million and non-GAAP net income up 164.7% YoY to $186.5 million for the year. Q4/25 wasn't another sequential breakout quarter but confirmed that TIGR can sustain strong earnings from a much larger base, with monetization now going way beyond commissions. Other revenues were up 220.6% in Q4/25 to $30.8 million, and interest income remained very high at $71.3 million.</p>\n<p>This matters as it indicates that TIGR is no longer a speculative, transaction-driven broker. The revenue base is increasingly supported by rising client asset quality and a diversification of monetization, supported by rising client balances, margin financing, securities lending, wealth products, Employee Stock Ownership Plan (ESOP) administration, IPO underwriting, and crypto-related initiatives, making the business more resilient and scalable moving forward.</p>\n<p>FY25 and Q4/25 confirmed that balances, monetization, and platform economics are scaling, yet the current valuation does not reflect that shift. We believe this disconnect should close sooner rather than later.</p>\n<p>Source: Seeking Alpha</p></body></html>","htmlText":"<html><head></head><body><p><a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> The Market Still Misprices This Higher-Quality Fintech.</p>\n<p>UP Fintech (TIGR) is still valued like a Chinese, cyclical retail broker when in fact the business has become a higher-quality fintech platform, with less than 15% of clients' AUM now coming from Mainland China.</p>\n<p>FY25 results confirmed that TIGR's stellar results in Q3/25 were not a one-off but a structural shift, with revenue up 56.3% YoY to $612.1 million and non-GAAP net income up 164.7% YoY to $186.5 million for the year. Q4/25 wasn't another sequential breakout quarter but confirmed that TIGR can sustain strong earnings from a much larger base, with monetization now going way beyond commissions. Other revenues were up 220.6% in Q4/25 to $30.8 million, and interest income remained very high at $71.3 million.</p>\n<p>This matters as it indicates that TIGR is no longer a speculative, transaction-driven broker. The revenue base is increasingly supported by rising client asset quality and a diversification of monetization, supported by rising client balances, margin financing, securities lending, wealth products, Employee Stock Ownership Plan (ESOP) administration, IPO underwriting, and crypto-related initiatives, making the business more resilient and scalable moving forward.</p>\n<p>FY25 and Q4/25 confirmed that balances, monetization, and platform economics are scaling, yet the current valuation does not reflect that shift. We believe this disconnect should close sooner rather than later.</p>\n<p>Source: Seeking Alpha</p></body></html>","text":"$Tiger Brokers(TIGR)$ The Market Still Misprices This Higher-Quality Fintech. UP Fintech (TIGR) is still valued like a Chinese, cyclical retail broker when in fact the business has become a higher-quality fintech platform, with less than 15% of clients' AUM now coming from Mainland China. FY25 results confirmed that TIGR's stellar results in Q3/25 were not a one-off but a structural shift, with revenue up 56.3% YoY to $612.1 million and non-GAAP net income up 164.7% YoY to $186.5 million for the year. Q4/25 wasn't another sequential breakout quarter but confirmed that TIGR can sustain strong earnings from a much larger base, with monetization now going way beyond commissions. Other revenues were up 220.6% in Q4/25 to $30.8 million, and interest income remained very high at $71.3 million. This matters as it indicates that TIGR is no longer a speculative, transaction-driven broker. The revenue base is increasingly supported by rising client asset quality and a diversification of monetization, supported by rising client balances, margin financing, securities lending, wealth products, Employee Stock Ownership Plan (ESOP) administration, IPO underwriting, and crypto-related initiatives, making the business more resilient and scalable moving forward. FY25 and Q4/25 confirmed that balances, monetization, and platform economics are scaling, yet the current valuation does not reflect that shift. We believe this disconnect should close sooner rather than later. Source: Seeking Alpha","highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"favoriteSize":0,"link":"https://ttm.financial/post/545158575878216","repostId":0,"isVote":1,"tweetType":1,"viewCount":181,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":["TIGR"],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":1276,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[{"id":545753520182512,"commentId":"545753520182512","gmtCreate":1774251651703,"gmtModify":1774251657213,"authorId":4146204832639872,"author":{"id":4146204832639872,"idStr":"4146204832639872","authorId":4146204832639872,"name":"TigerVision888","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","vip":1,"currentWearingBadge":{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2025.01.11","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1102},"hat":"https://static.tigerbbs.com/646756f1284a5a6480ed02cc4fa7d1d2","crmLevel":12,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":545158575878216,"objectIdStr":"545158575878216","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Guided by short term trend. It reverses only when it shows a bottom reversal trend","text":"Guided by short term trend. It reverses only when it shows a bottom reversal trend","html":"Guided by short term trend. It reverses only when it shows a bottom reversal trend","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0}],"isCommentEnd":false,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/545158575878216"}