Reward 500 Tiger-coinsSentiment in Singapore’s property market has been increasingly steady and optimistic.
In the latest quarter, the NUS Real Estate Sentiment Index (RESI) jumped from 5.7 to 6.1. Not only has current sentiment improved, expectations for the next six months have also strengthened across the board.
The standout segment is Core Central Region (CCR) luxury homes, with a net positive sentiment of 60%. Suburban homes remain at around 40% positive sentiment, and office properties have turned positive for the first time in two years.
For Singaporeans, investing in property is nothing new.
Even when people only have a few hundred dollars to spare, many already think about putting some money into REITs. With property sentiment recovering, REITs may look even more promising.
Besides REITs, some people invest by buying a second property… or simply rent out their own home and retire somewhere else.
“Can I live off rental income + investments and semi-retire in a lower-cost country?”
This isn’t a fantasy anymore — it’s becoming a common “Singapore-style Plan B.”
Case study: Can a 35-year-old couple + one fully MOP-ed flat support living overseas?
Assume a couple, both 35 years old, who own:
A recently MOP-ed 4-room HDB in Punggol
Monthly rental income: $3,200
Monthly mortgage: $1,070
After accounting for vacancy, agent fees, and maintenance:
Net rent ≈ $2,666/month
Plus:
$100,000 in basic investments
4% annual dividend yield = $333/month
Total passive income ≈ $3,000/month
In Singapore? → Enough to get by, but not enough to enjoy life
In many Southeast Asian cities? → Middle-class, or even “comfortable upper-middle” living
So which path brings the average Singaporean closer to a true “middle-class lifestyle”?
Buying property → Stronger asset appreciation logic
Investing in REITs → Stronger cash-flow logic
Can one property get you to a middle-class life?
Can REITs alone fund a comfortable lifestyle?
Comments
看看我自己的MOP-ed HDB，净租金收入加上基本投资股息可以给我3000美元/月左右。在新加坡，这足以维持生活，但在许多东南亚城市，它可以支持舒适的中上阶层生活方式，使出国半退休成为现实。
对我来说，房地产提供长期升值，而房地产投资信托基金提供稳定的现金流。两者的结合似乎是理想的：房地产租金收入加上房地产投资信托基金股息，让我更接近国内外真正的中产阶级生活方式。
@Tiger_SG @TigerStars @Tiger_comments
So which path brings the average Singaporean closer to a true “middle-class lifestyle”?
Buying property → Stronger asset appreciation logic
Investing in REITs → Stronger cash-flow logic
Can one property get you to a middle-class life?
Can REITs alone fund a comfortable lifestyle?
如果有很多额外的[USD][USD][USD]那么也许可以考虑拥有一处或多处房产进行投资。除此之外，房地产投资信托基金也不错。
最好两者兼得[Grin][Grin][Grin]
Imagine waking up knowing that your core living expenses are taken care of by the fruits of your prudent investments.
Dividends from a strong performer like $DBS(D05.SI)$ or steady income from a diversified SReit like $CapLand IntCom T(C38U.SI)$, can fund not just the essentials but also the small joys that make life rich.
This combination is great for a life rich on community, family and simple pleasures.
Singapore - Our Home, Our Country. 😍😍😍🇸🇬🇸🇬🇸🇬🏡🏡🏡
@Tiger_SG @Tiger_comments @TigerStars @TigerClub @CaptainTiger