I have not bottomed the banks as I was expecting them to go lower before Trump’s surprise u-turn on tariffs. But it is only a 90-day period which means the tariffs could return. If the tariffs return, I’m bearishb on their returns for 2025. DBS has always been the best choice but I prefer to wait and see for now. US big bank earnings would provide guidance for Singapore banks as the nature of business is similar; the main differentiation is the market that they are exposed to and as a open market, Singapore banks are exposed to similar risk to the US banks.
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