SoFi Technologies Inc. (SOFI) stock is surging 5.09% in pre-market trading on Tuesday following the release of its impressive second-quarter 2025 earnings report. The fintech company delivered strong financial results, beating analyst expectations and raising its full-year guidance.
For Q2 2025, SoFi reported a 43% year-over-year increase in revenue, reaching a record $854.9 million. The company achieved a GAAP net income of $97.3 million, translating to earnings per share (EPS) of $0.08, which surpassed the analyst consensus estimate of $0.06. This marks SoFi's seventh consecutive quarter of GAAP profitability. The adjusted EBITDA for the quarter hit a record $249.1 million, representing an 81% increase from the previous year.
Looking ahead, SoFi has raised its full-year 2025 guidance, now expecting adjusted net revenue of approximately $3.375 billion, implying a 30% annual growth. The company also anticipates a GAAP net income of about $370 million for the full year, with GAAP EPS projected at $0.31 per share. These strong results and optimistic outlook have likely fueled investor enthusiasm, contributing to the stock's pre-market rally.
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